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Steve Greer 


E'VE ALL HEARD THE 
famous Vince Lombardi line, 
“Leaders are not born; they 


are made.” And maybe we've heard 
it so much that at this point it seems 
a bit cliché, but | think now is a great 
time to turn our attention back to 
what Lombardi was really saying and 
once again take it to heart. | think it’s 
important to let that straightforward 
line speak to us. 


As we celebrate our new Leadership 
Council this month, | want to take the 
opportunity to focus on what really 
makes someone a leader. | want to talk 
about the quality that sets leaders apart 
from the pack, propelling their careers, 
and fueling their success. 


In simple terms, what makes someone 

a leader is character. It's not birthright, 
luck, inheritance, or circumstance - the 
quality leaders universally share is a 


strong and steadfast character. This 


holds true for our Company's leaders. 


Our best leaders are hardworking, 
dedicated, honorable, and 
approachable. They are committed 
to the wellbeing of their people, 
and they lead by example. In short, 
they all have a strong character, 
and it's what makes them such 
strong leaders. 


If being a great leader is something 
you see in your future, you're in the 
right place. In fact, our Opportunity 
Unlimited is the best place to foster 
leadership aspirations, because we 
not only make leadership accessible, 
but we also encourage it. 


Just take a look at our Leadership 
Council. They are walking proof 

that becoming a great leader is 
completely within your grasp if you're 
willing to reach for it. Our Council 


members all share the leadership 
qualities l'm talking about — dedication, a 
great work ethic, integrity, and charisma. 
They all come from various backgrounds 
and different circumstances, but they all 
share what's necessary to be a leader. 
They all have the right mindset. 


| want to congratulate our new 
Leadership Council and applaud 
them for their hard work. | hope they 
serve as an inspiration to us all to rise 
up and become the leader that lives 
within each of us. 


Whether you're in our Agency force 

or our PR team, and whether you're a 
veteran or just starting out, know that at 
AIL-NIL, you can become a leader — or 
become a better leader — if you really 
want it. Know that this is the best place 
for you to be, and there is no limit to how 


far you can go or how high you can climb. 


There is plenty of room at the top. @ 


SPOTLIGHT 


ARC.AILife.com/Spotlight.aspx 
Amonthly publication spotlighting top 
producers of American Income Life and 

National Income Life 


. Kate Pevnev 
Kiran Fernandes 
Ashlynn Buckner 
Mikailah Clark 


John Begg, Lacy Deatrich 
Maggie Hill, Cal Slayton 


Taylor King 


Daniel Acton, Robyn Allen, Josh Arias, Alex Canto 

Emma Bloomfield, Brynn Caccam 

Karen Curtis, Carrie Eckles, Lana Giebe 

Angel Henderson, Johnny Matthies 
Muñeca Moody-Yanez, Jessica Nelson 

Pat Nevarez, Danielle Pizana, Orlando Rodriguez 

Teresa Soto, Christina Speasmaker, Krystal Stagg 

Julie Tew, Destiny Tigner, Stephanie Villalvazo 
Andrew Wesolick, Rhonda York 


o 


Spotlightis published monthly by 
American Income Life Insurance Company 
forthe dissemination ofinformation to 
its Producers. Prior permission must 
be obtained from American Income for 
reproduction or other use of material herein. 


254-761-6400 


AlLife.com 
NILife.com 
AlLLaptopOnDemand.com 
NILICOLaptopOnDemand.com 
AlLAcademy.com 


© 2024 by American Income Life Insurance Company 


JANUARY 2024 j 


VOL. 57 NO.1 


New Markets Opening & Expanding! 
There is a growing need for ambitious leaders. AIL/NIL is looking for MGAs and 
GAs wanting to pursue the SGA Career Track. If you are interested, speak to your 
SGA, then send an email to: futuresgaCAlLife.com. 


Effective Feb. 1, 2024, to be eligible for bonuses and be featured in Spotlight, 
Producers must meet the required Retention or the minimum Net to Gross. Net to 
Gross varies based on bonus guidelines and is used only during the Producer's first 
twelve months. The rates listed are for Spotlight recognition only. 


Retention: 76.0% 
Netto Gross: 8096 


eApp business and paper applications subject to the 7-day hold should be uploaded or sent to Home Office by 
Thursday 02/22 before 3:30pm Central. Paper apps excluded from the 7-day hold and PR credits should be sent 
to Home Office by Tuesday 02/27. eApp business excluded from the 7-day hold should be uploaded by Thursday 
02/29 before 4:30pm Central to count for February production. 


eApp cutoff has been extended to 3:30pm Central every Wednesday, Thursday, and last day of the calendar month 
to allow more business to load before the weekly advance and end-of-month AP&P cutoff. All other days of the week 
remain the standard 2:00pm Central cutoff time. 


in total BONUSES were paid outthis month by 


669,787 shee 
$9,794,056 


in total November RENEWALS were paid out in 
December to 6,387 total agents. 


$7,185,597 


$362,123 | $2,377,161 
YTD Net ALP 


Month Net ALP | YTD Net ALP 


FIRAT UCAR ENO IFTIU 
Veteran Producer * MGA 
AO AO 


*k Look for the asterisk! the asterisks, shown throughout the magazine indicate that place will be a 
year-to-date award winner. The Producers who will be recognized at the 2024 Awards Presentation are: the 
Top SGA per category for Categories I-XIV will be recognized on highest percentage of Net ALP Growth. The top 
MGA/RGA from each category based on Growth (minimum 10%), the top five GAs, the top ten Rookie Individual 
Producers, the top ten Veteran Individual Producers, the top PR Representative from each category and the top 
PR Manager from each category. View the 2024 Convention Qualifications online at ARC.AlLife.com or ARC. 
NILife.com. Check your production! If there is an asterisk by your position, you could be on your way to 
Waikiki Beach in Honolulu, Hawaii. The convention will be held May 1-4, 2024. 


ANNIVERSARIES 


32 YEARS OF SERVICE 
Tom Williams, SGA 

25 YEARS OF SERVICE 
Bobby Gujral, RGA 
Krissa Hensley, PR 

23 YEARS OF SERVICE 
Erica Dalager, PR 

David Wang, RGA 

22 YEARS OF SERVICE 
Ryan Stenglein, RGA 
Thomas Tulowiecki, AGT 
21 YEARS OF SERVICE 
Tasha Tucker, AGT 

18 YEARS OF SERVICE 
Michael Vasu, SGA 

17 YEARS OF SERVICE 
Mark Beckford, SGA 
Dustin Dunbar, RGA 
Lee Jeffers, RGA 
Ashlynn Orng, RGA 

16 YEARS OF SERVICE 
Nicholas Lorence, SGA 
Mark Flemm, PR 
Amanda Mlinaz, PR 
Katherine Pratt, PR 

15 YEARS OF SERVICE 
Maria Diringer, AGT 
Dianna Lueke, PR 
Aaron Parks, RGA 

14 YEARS OF SERVICE 
Hunter Houvener, AGT 
George Murry, PR 

Ruth Randall, AGT 
Anna Senra, AGT 

Peer Shmelzer, MGA 
Judy Spade, PR 


PROMO 


STATE GENERAL AGENT 
Derek Johnson 

James Sodan 

Giovanni Vacca 


REGIONAL GENERAL AGENT 


Serge Brouillette 
Weena Centeno-Wade 
Jesse Englert 

Bryce Engstrom 

Oscar Gastelum 

Astrid Gomez Castrillon 
Austin Macias 

Ryne Morozowski 
Manique Sala 

William Thomas 

Noah Vongunden 


MASTER GENERAL AGENT 


Sanad Altal 


13 YEARS OF SERVICE 
Howard Dotson, AGT 
Chris McFoy, RGA 

12 YEARS OF SERVICE 
Erin Allen, SGA 

Joshua Dishong, MGA 
Pamela Faircloth, AGT 
Oscar Gastelum, RGA 
Paul Kelly, MGA 
Marcus Moody, GA 
Anthony Sava, AGT 

11 YEARS OF SERVICE 
Anacleto Arevalo, GA 
Lisa Bennett, PR 
Meaghan Krecsko, RGA 
10 YEARS OF SERVICE 


Tiffany Babin-Washington, SGA 


Adem Abdula, RGA 
Bradley Christiansen, GA 
Tucker Gregor, RGA 
Danny Juskiw, MGA 
Morgan Lobello, RGA 

9 YEARS OF SERVICE 
Omar Billy, RGA 


Timothy Copenhaver, AGT 


Eugene Garcia, GA 
Nicholas Gasparro, AGT 
Thomas Huynh, GA 
Dawid Liniewski, AGT 


Brody Maughan-Evanson, RGA 


Angelique Piquion, GA 
Darcy Schrieber, SGA 
Ryan Witham, AGT 

8 YEARS OF SERVICE 
John Bernet, MGA 
Donna Bodine, SA 


Kevin Dempsey 
Omar Fernandez 
Jennifer Garces 
Christine Griffin 
John Grosu 
Carolyn Harris 
Jaime Irizarry 
Eugene Kashkin 
Athena Knight 
Kory Mack 

Kais Mbuyi 


Genesis Medina Mendoza 


Melissa Nguyen 
Angelo Perez Marchese 
Priamo Persichetti 
Jared Robertson 

Karen Romero 

Moise Sahakian 


Evelyn Howell, AGT 
John Lamere, AGT 
Stuart Pagan, RGA 
Kerry Zorns, AGT 

7 YEARS OF SERVICE 
Iris Saavedra, SGA 
David Carpenter, RGA 
Walter Icaza, SGA 
Kristina Joachim, GA 
Kevin Kennedy, GA 
Matthew Lehman, SA 
Chase Miller, RGA 
Laurence Moore, MGA 
Cody Nykoliation, RGA 
Nicole Preston, RGA 
Jennifer Ragan, RGA 
Shannon Stroud, AGT 
John Zwald, AGT 

6 YEARS OF SERVICE 
Adrienne Bragas, RGA 
Gregory Caldwell, AGT 
Sergio Carta, SGA 
Jessica Daniels, AGT 
Hasan Ghazal, RGA 
Jessie Holland, GA 
Alyssa Libby, RGA 
Rielly Maher, RGA 
Joseph Moceri, MGA 
Jeffrey A Smith, RGA 
Justin Thompson, SA 
Crystal Vairetta, MGA 
5 YEARS OF SERVICE 
Laila Abadi, AGT 
Danial Arif, GA 
William Benline, MGA 
Suely Bodart, GA 


Brandon Scharmer 
Michele Stewart 
Chetna Vats 

Anna Vinogradova 
Elizabeth Wathey 

70% GENERAL AGENT 
Oscar Alvarez 
Kimberly Cash 
Jonathon Hanlin 
Johann Infante Perez 
67.5% GENERAL AGENT 
Ivan Andrade 

Reginald Bentajado 
Megan Bradshaw 
Andrew Britton 
Muhammad Butt 

Karla Cabrales 
Devonte Coles 


Jeffrey Borkowski, AGT 


Stephanie Burghardt, RGA 


Jasmin Hidalgo, SA 
Michael Jang, MGA 
Kenrick Ledoux, AGT 
Nella Lejeune, SA 
Juan Leonardo, MGA 
Jon Linker, AGT 


Dana Martin Gonzalez, GA 


Samuel Marzula, GA 


Brinsley Maughan-Evanson, GA 


John Orr, GA 

Mark Reilly, MGA 

Katy Rivera, MGA 
Antonino Taormina, AGT 
4 YEARS OF SERVICE 
Chilynn Acevedo, RGA 
Brandon Brown, AGT 
Katlynn Carver, AGT 
Willy Castillo, SA 

Tyler Church, MGA 
Ariane Davis, GA 
Michael Dennis, AGT 
Stacie Freye, SA 

Elaine Gamble, AGT 
Kendrick Greene, MGA 
Joshua Hammond, SA 
Joshua Hosenbold, RGA 
Gabriel Hurst, SA 
Victor Jadoo, SA 

Ryan Jarvie, AGT 
Jimmy Johnson, MGA 
Gunnar Jorstad, MGA 
Peter Ko, GA 

Thor Leighton, RGA 
Victor Liu, GA 


Michael Dejesus 
Jennifer Exum 
Aaron Gamalinda 
Michael Grudzien 
Timothy Haggie 
Jake Howden 
Timothy Jolayemi 
Gali Kasher 
Brandon Labrador 
Liam Ladeira 
Loveleen Mangat 
Sonya Martin 
Daniel Paravisini 
Stephanie Rosales 
Shameka Rowe 
Harinderjit Sidhu 
Deveran Smith 
Gage Stevens 


Sumarah Montas-Brown, MGA Keith Moran, SA 


Ashley Mysza, MGA 


Michael Newcomer, AGT 
Gary Rausa-Augustin, SA 


Caritza Rojas, RGA 
Julie Schwab, AGT 
Jessica Specht, GA 
Ethan Stingley, GA 
Bryan Stoddard, GA 
Morvarid Tadayon, AGT 


Annette Tushabomwe, AGT 


Jonathan Villa, MGA 
Scott Whitford, AGT 

3 YEARS OF SERVICE 
Danielle Anderson, AGT 
Joyce Badame, SA 
Jayson Bern, MGA 
Cynthia Broach, AGT 
Anthony Brown, SA 
Dalton Cassavoy, GA 


Weena Centeno-Wade, RGA 


Stephan Charles, SA 
Laura Chavez, SA 
Stephen Davis, MGA 
Zakaria Elgahmi, GA 
Samantha Garcia, MGA 


Brenda Giron Rangel, GA 


Tampala Green, AGT 
Thomas Hager, GA 
Cameron Hall, SA 
Andi Iftiu, MGA 
Amaris Jones, SA 
Daniel Levine, MGA 
Fatima Mashriqi, AGT 
Dalton Moore, MGA 
Mariana Morales, AGT 


Brandon Tolliver 
Grey Valdes 

Jaylind Williams 
Cristian Yanez Ojeda 
Samuel Yang 


65% SUPERVISING AGENT 


Connor Bloss 
Olivia Bolton 
Nicolas Busch 
Danessa Carter 
Randi Chimino 
Trisha Hargett 
Dakota Henderson 
Jeffrey McNeely 
Anthony Medlock 
Flor Gisela Mena Urruita 
Tara Osswald 
Garrett Philbeck 


Vania Noriega, GA 
Ronke Olusegun, MGA 
Tyler Ortiz, RGA 
Gabriela Perez, MGA 


Angela Perez-Gomez, MGA 


Gurpartap Randhawa, SA 
Simon Reichert, SA 
Luke Reiter, GA 
Anthony Riley, AGT 
Benito Rivas, SA 

Noel Robbins, PR 

Kara Roenspies, GA 
Jeffrey Rogers, SA 
Caitlin Roth, MGA 
Celines Santana, SA 
Justin Sasano, GA 
Jennifer Savino, GA 
Vanessa Suiter, AGT 
Patrick Sullivan, MGA 
Maziar Taghdiry, SA 
Jabari Thompson, MGA 
Awbrei Vachon, MGA 
Jael Valerio, SA 

Lance Westlake, MGA 
2 YEARS OF SERVICE 
Lauren Appelbaum, SA 
Colette Balzano, MGA 
Heidi Bargery, SA 
Georgia Boquel, GA 
Marisa Brockway, GA 
Logan Buckley, MGA 
Perla Cardenas, AGT 
Eduarda Chagas, GA 
Patrice Charles, SA 
Elizabeth Contreras, GA 


Rafael Primera 

Rian Rojas Rodriguez 
Sunya Sather 

Devin Shearman 
Nicole Snow 


62.5% SUPERVISING AGENT 


Ali Abu Abassiya 
Marcus Aguilar 
Godwill Barungi 
Nathan Bena 
Shane Biggus 
Gregory Bitgood 
Samantha Bitterman 
Jerry Bivens 
Dmonte Blanton 
Kylielyn Blasen 
Gregory Bledsoe 
Norman Breeden 


Matthew Cooke, GA 
Amanda Davis, SA 
Anthony Diaz, SA 
Dorothea Dockett, GA 
Tyler DuBois, MGA 
Jaime Espada, AGT 
Tanjela Finch, AGT 
Nicholas Geyer, GA 

D' Audray Gillard, GA 
Aaron Greenspan, SA 
John Grosu, MGA 
Gabriel Gutierrez, AGT 
Mitchell Hambley, SA 
Zaquan Jeter, AGT 
Sherrie King, SA 

Cole Kushik, SA 

Maria Lagios, MGA 
Alicia Lake, SA 
Shamika Levy, MGA 
Deshaunte Longley, GA 
Tina Lopez, MGA 
Marcos Mejia, AGT 
Jennifer Miller, SA 
Alexander Nachman, GA 
Mahmoud Oditallah, AGT 
Leonard Pataca, SA 
Wendy Peragondej, GA 
Eriannet Perez, GA 
April Ross, GA 

Nicholas Russo, MGA 
Stanley Stephen, GA 
Igor Stojcevic, SA 

Brian Tanner, MGA 
Vanessa Tedesco, SA 
Sean Terry, SA 

Ezekiel Thompson, GA 


Saul Carcamo 
Alejandro Castellanos 
Margaret Cho 

Tiffany Coles 

Ben Corradetti 
Avi-Elle Gagnon 
Patience Cox 

Joshua Crenshaw 
Stephen Cronin 
Luckey Curry 
Shawnee Curtis Lewis 
Andre Danford 

Mia DeFazio 

Adelma Delgado 
Joseph Delpino 
Kassandra Dena 
Jason Duncan 

Quinn Dyner 


Grant Thompson, GA 
Rocio Urquilla, GA 
Leslie Villeneuve, SA 
Courtney Weseman, GA 
Brian Wilson, SGA 
Carlos Zambrano, MGA 
Yakoub Zokari, AGT 

1 YEAR OF SERVICE 
Lina Abed, AGT 

Yusef Aboltef Garcia, AGT 
Elif Aksit, SA 

Garrett Amora, GA 
Ashley Applon, MGA 
Martin Austin, SA 
Natella Azizova, SA 
Declan Barney, GA 
Christopher Barrett, SA 
Thomas Barski, AGT 
Kodi Barton, AGT 

Kyley Beatty, SA 

Karen Benakoh, AGT 
Christian Bennett, SA 
Thomas Bertino, SA 
Marek Biedrzycki, SA 
Brooke Blea, AGT 
Alexey Bondarev, AGT 
Jessica Bulzacchelli, SA 
Ricardo Bustillo, SA 
Christen Cabrera, SA 
Karen Camelo, AGT 
Joshua Carreon, SA 
Griffin Carter, AGT 
Charles Coleman, MGA 
Alyssa Contreras, GA 
Nicole Coureaux-Amaya, SA 
Kelly Cox, AGT 


Jacob Edens 
Derlens Estimable 
Steven Fisher 
Mcella Francis 
Angel Franks 
Joshua Fridley 
Olivia Garcia 

Elaine Gomez 
Johanna Gomez 
Cole Hampton 
Paige Harms 

Philip Heimerdinger 
Katlin Hernandez 
Michelle Hernandez 
Raymond Hicks 

Eric Hunter 

Crystal Jacobson 
Gracia Johnson 


Joseph Creque, SA 
Glenda Crump, AGT 
Michael Curtis, AGT 
Justin Daniel, PR 

Evelin De La Paz, AGT 
Malcolm Devers, SA 
Michell Diaz Gomez, GA 
Maria Domaracki, AGT 
Cameshia Dowdell, SA 
Jeremel Ducharme, AGT 
Donald Dugan, AGT 
Sarah Dulany-Gring, AGT 
Kevin Duncan, AGT 
Brandon Elliott, AGT 
Vidal Fakondo, SA 
Thomas Fingulin, SA 


Katherine Flores Alfaro, SA 


Arthur Francis, SA 
Christa Frazier, AGT 
Taylor Freeman, SA 


Sebastian Frydenberg, GA 


Celena Fusco, AGT 
Ricky Gambhir, SA 
Stephanie Garay, AGT 


Matthew James Gatewood, SA 


Michael Goeyardi, AGT 
Celina Golden, AGT 
Devin Gould, AGT 
Alexandra Graterol, SA 
Justin Haisha, MGA 
Drew Hall, SA 

Paige Harms, SA 
Yessica Hernandez, AGT 
Jamie Higa, SA 

Luke Hollingshead, SA 
Spencer Hoover, AGT 


Ashley Melissa Joseph 
Jaspreet Kaur 
Brandon Kawachi 
Abubakarr Keita 

Emad Khalek 

Caleb Kozakovsky 
Jorge Leon 

Emily Lundberg 
Phillip Macris 

Ashley McAdams 
Arielle McConneaughey 
Aaron Medina 

Som Mishra 

Tahj Morgan 

Timothy Noe 

Emily Norde 

Furaha Ntambwe 
Alexa Orlove 


Lakyn Hudziak, AGT 
Crystal Jackson, AGT 
Raeanne Johnson, GA 
leka Jones, SA 

Dominic Juarez, GA 
Talanoa Kanongata'a, AGT 
Jason Kelley, GA 
Courtney Kern, SA 
Matthew Khan, SA 
Christopher King, AGT 
Aubrie Koll, SA 

Jesus Lezcano, AGT 
Ivette Lopez, SA 
Michelle Lopez, MGA 
Tyrone Love, AGT 

John Mancuso, SA 
Francelys Mantilla, SA 
Delos Mars Tate, AGT 
Lorraine Matthews, AGT 
Edward McCormack, AGT 
Peyton McKenrick, SA 
Jordan McMillen, AGT 
Anthony Michael, MGA 
lan Miles, SA 

Kaleise Miller, AGT 
Ruth Molloy, SA 
Melissa Morgan, GA 
Karen Morrell, AGT 
Thomas Mullally, MGA 
Edon Nevzadi, SA 

Allen Ngo, AGT 

An Ngo, AGT 

Julian Niewiadomski, GA 
Samuel Oddo, SA 

Travis Odom, SA 

Jillian Orr, AGT 


Euna Pak 
Margarita Pastrana 
Jonathan Perry 
Cameron Porter 
Jessica Quintero 
Carlos Ramirez 
Mohammed Razi 
Juan Rendon 
Stephanie Rheinheimer 
Raymond Robinson 
Jadanitz Rodriguez 
Marco Rodriguez 
Alyssa Rollo 

Ryan Sanchez 
Devon Savage 
Carleigh Sayers 
Stephanie Seales 
Rafael Sepulveda 


James Ortega, SA 
Jean-Marie Otiom, SA 
David Patterson, SA 
Krystal Pearlman, MGA 


Conor Peppard Kramer, AGT 


Jade Perrett, AGT 


Khamfeuang Phothisene, SA 


Alex Pironaggi, SA 
Horace Pope, SA 
Nelson Pulido, AGT 


Julian Ramirez Campos, SA 


Dylan Rankin, GA 
Dontae Reeves, SA 
Lauren Riddle, SA 
Ivonne Rivera, SA 
Paige Roberts, AGT 
Anthony Robertson, GA 
Lainey Robinson, SA 


Nestor Rodriguez Contreras, AGT 


Tyler Roenicke, SA 
Emma Rosales, SA 
Joseph Ryan, AGT 
Jaime Scordos, MGA 
Amanda Sedivec, AGT 
Baylee Seymore, AGT 
Tyler Shaffer, SA 

Tom Shamon, SA 
Ashley Shaver, SA 
Tyler Sikarskie, SA 
William Simonetti, AGT 
Brittney Sjoblom, AGT 
Kalee Slaughter, AGT 
Sade Stanley, SA 
Lindsay Stansbury, AGT 
Latasha Stevenson, SA 
Jacqueline Sullivan, SA 


Ilya Smirnov 
Jaxson Smith 

Kaila Stearns 
Taleecia Stonestreet 
Tyrrel Tate 

Mason Thorenson 
Heather Tibiatowski 
Carter Tillotson 
Marco Toledo 


Genesis Valencia Amador 


Patty Vanosdall 
Derek Vanwinkle 
Leland Velazquez 
Travis Waltman 
Zaylan Welton 
Ronald Wesley 
Dianne White 
Ernie Wilson Jr 


Deven Talarczyk, SA 
Ricardo Talavera, SA 
Nayely Tapia, SA 

Roanna Thompson, AGT 
Austin Timmons, GA 
Edward Tiongson, SA 
Christine Torres, AGT 
Jenny Torres De Villarroel, SA 
Justin Trippiedi, SA 
Diecha Turner, AGT 
Brittany Tweedy, SA 
Robert Underwood, GA 
Liliana Valbuena Soto, SA 
Alice Valdez, SA 

Valerie Vantine, AGT 
Kaeden Vaughns, SA 
Krystal Waller, AGT 
Jacob Weigand, AGT 
Kayla Whitaker, AGT 
Anthony D Williams, SA 
Justin Willis, AGT 

Randy Wong, SA 

Vasilios Xenikakis, SA 
Edee Yuen, AGT 

Morsal Zarif, SA 

Jorge Zurita Moscoso, AGT 


Linda Woodall 

Caitlin Zoltko 

52.5% SUPERVISING AGENT 
Remy Jones 

Brian Rainey 

Daniel Valbrun 


Lori Pelletier 


Division Vice President 
Public Relations 


hat an incredible year 2023 
was for our Company, agents, 
PR team, employees, and 


partners. Congratulations on your 
successes! As we turn the calendar page 
to 2024, we know we have set the bar high, 
but | believe we're ready for the challenge. 


Last year, longtime consumer advocate, 
Ralph Nader, published a book titled 
“The Rebellious CEO: 12 Leaders Who 
Did It Right.” In this book, Nader 
highlights 12 CEOs he believes 
performed “extraordinarily well as 
business leaders and civic reformers."' 
Nader says these CEOs “should be 
celebrated as exceptions whose life and 
career should be the course of emulation 
and inspiration for students of business, 
executives, and the wider citizenry.” 


1 https://nader.org/books/the-rebellious-ceo/ 


2 Internal Company Records 


PROTECTING 


LEGACIES 


Well, lo and behold, on page 199 of 
the book you will find our Company's 
founder, Bernard Rapoport. His vision 
of a Company protecting workers 

and their families, and insisting on 
providing this protection under a union 
label, was (and still is) exceptional. Our 
partnership with the labor movement in 
Canada, New Zealand, and the United 
States is one of a kind. And this one- 
of-a-kind relationship was key to our 
success in 2023. 


The dedicated members of our PR 

team are skilled at opening doors that 
are closed and locked to many other 
companies. Through the relationships 
our PR team has built with labor unions, 
credit unions, and other associations, we 
were able to sign more original groups 
in 2023 than we did in 2020, 2021, and 
2022. ? These original groups are key to 


growth today, tomorrow, and for years 
to come. Our PR team goes the extra 
mile to ensure our SGA partners have 
opportunities to grow their business, 
while helping workers and their families 
get the protection they need, all 

under a union label. 


Whether it’s our no-cost AD&D benefit, 
our participation on picket lines, food 
banks, or Labor Day parades, the PR 
team is on the front lines working to 
make sure all of us have an opportunity 
to carry on Bernard Rapoport's legacy. 


As we move through the next 12 months, 
let's remember what we are at our 

very core. We are a union Company 

who works to protect the legacies of 
workers and their families. | have no 
doubt Mr. Rapoport is proud of what his 
legacy has become. @ 


O4 PR Contributions 


Dayton-Miami Valley AFL-CIO — Contribution benefiting 
"Hope to Dream" event 


Decatur Building & Construction Trades — Raffle 


Farm Labor Organizing Committee, AFL-CIO — 
Contribution in Support of Campaign for Migrant Workers 


IATSE 729 — Sponsorship 
IBT 760 — Raffle 
KY State AFL-CIO — Ad & Co-Sponsorship 


Labor Council of West Central Illinois — Event Sponsorship 


Maine AFL-CIO — Convention/Conference 
MD/DC AFL-CIO — Convention/Conference 


Metropolitan Washington Council AFL-ClO — 
Golf Tournament & Contribution benefiting needy families 


National Grange — Convention/Conference 

New York Helmets To Hardhats — Sponsorship 
New York State AFL-CIO — Ad 

New York State AFL-CIO — Convention/Conference 
Northeastern Illinois Federation of Labor — Ad 


Northeastern Oklahoma Labor Council, AFL-CIO — 
Convention/Conference 


Contributions listed are from October through December. 


Oklahoma AFL-CIO — Convention/Conference 

OPEIU 30 — Strike Support 

Operation Christmas Cheer — Strike Support 

Oregon AFL-CIO — Convention/Conference 

Palm Beach-Treasure Coast AFL-CIO — Convention/Conference 
Reading & Berks County, United Labor Council — Sponsorship 
San Mateo County Central Labor Council — Event 


SEIU HCII — Event sponsorship 


i Southern Nevada Building Trades — Donation for the 
i "Member Toy Drive Fund" 


Southwestern District Labor Council — Event Sponsorship 


St. Louis Building and Construction Trades Council — 
Event and Ad Sponsorship 


: The Ohio Federation of Teachers — Convention/Conference 


UAW 862 — Strike Support 

United Way of the Midlands — Sponsorship 
USW 1-1937 — Convention/Conference 

West Virginia AFL-CIO — Convention/Conference 


Congratulations ON YOUR RETIREMENT! 


09 


George 
Farenthold 


41 Years of Service 
Hire Date: 06/30/1982 
Lifetime PR Leads*: 194,809 


Category Winner 
2010 - 2^? Place 


Founder's Club 
1x Qualified 


Irene Rurycz 


37 Years of Service 
Hire Date: 11/14/1986 
Lifetime PR Leads*: 190,540 


Founder's Club 
1x Qualified 


*Since 2009 


Rona Pileggi Spano 


32 Years of Service 
Hire Date: 11/15/1991 
Lifetime PR Leads*: 324,224 


Darrell Dorey 


28 Years of Service 
Hire Date: 04/25/1995 
Lifetime PR Leads*: 274,123 


Al Wall 


25 Years of Service J 
Hire Date: 05/28/1998 
Lifetime PR Leads*: 268,859 


Category Winner Founder's Club 

2001 - #3 PR 11x Qualified 
Manager 

2002 Platinum Club 

2003 2012 - Honorary 

2008 - 2 Place Member 
CATA 2018 


President's Club 
2003 
2012 


Category Winner Platinum Club 

2001 2012 - Honorary 

2002 Member 

2009 - 2^4 Place 2021 

2010 - 2^? Place 

2011 President's Club 

2013 - 2*2 Place 2013 

2014 - 2"? Place 

2016 Founder's Club 
8x Qualified 


"n | 


Most ORI Cards 
2005 - Runner Up 
2008 

2021 


Category Winner 
2001 

2003 - 24 Place 
2005 - 2"? Place 
2008 

2009 - 2"? Place 
2018 

2020 


Platinum Club 
2012 - Honorary 

Member 
2022 


President's Club 
2003 
2005 
2008 


Founder's Club 
8x Qualified 


NAME 


Jennifer Terife Medina 
Humberto Vivas Soto 
Britney Crislip 

Amber Pearson 
Joanna Rowland 
Samuel Siegel 


NAME 


Isabella Chacin 
Mohamed Aljahmi 
Ardian Gojcaj 
Walter Henderson 
Nelson Sucre 
Nicholas Beyer 
Damaris Trejo 
Carlos Colina 
Roxie Soto 

Olimar Cassarino Figueroa 
Wade Campbell 
Brooklyn Brooks 


NAME 


Ileana Tineo 

Zach Otto 

Ana Machado Rodriguez 
Carol Fernandez 
Jesse Englert 
Priamo Persichetti 
Alexandria Greer 
Arturo Romero 
Jordan Stelzer 
Slavita Hut 
Christian Gojcaj 


NAME 


Mark Neilson 


+ 


N CO CO CO CO CO CO CO CO CO CO Cn 


+ 


CO fp js pp $2 0101010 - CO 


SGA 


Sergio Carta 
Beto Quintero 
AO 

AO 

AO 

AO 


SGA 


Zaida Ferrer 
AO 

AO 

AO 

Sergio Carta 
Sabrina Lloyd 
Sabrina Lloyd 
Beto Quintero 
Beto Quintero 
Quintero-Vidal 
Matthew Turnquist 
AO 


SGA 


Zaida Ferrer 
Sabrina Lloyd 
Quintero-Vidal 
Sergio Carta 
Michael Vasu 
Michael Vasu 
Stephen Giddens 
S-S-Parks-Salvaggi 
Matthew Turnquist 
John Young 

AO 


NAME 


Taleecia Stonestreet 
Keturah Wells 

Paula Martinez Mirto 
Joshua Martinez 
Stephen Boone 
Sanub Sinclair 


NAME 


Solgeis Cardozo Mijares 
Jin Chen 

Torian Fields 
Arianna Patterson 
Clayton Friday 
Madison Mayoral 
John Rings 
Kathleen Mezik 
Latanya Rawles 
Christopher Jason 
Pedro Bolivar Pena 
Tebi Njilefack 


NAME 


Joseph Gojcaj 
Hemerson Gonzalez 
Andi Iftiu 

Jenny Kim 

Mark Neilson 
Joshua Olin 
Ashley Rust 
Salvatore Sortino 
Kevin Swiatek 
Tina Lopez 

Stella Roznovan 


3k 


Co CO CO CO CO CO CO CO CO Ww Co 


SGA 


AO 

Rachel Brown 
Zaida Ferrer 
Stephen Giddens 
Holtz-Rigney 
Theodore Pappas 


AO 

AO 

AO 

AO 

Simon Arias 
Arias-Dlabik 
Arias-Dlabik 
Ryan Bisanz 
Rachel Brown 
Michael Ezeafulukwe 
Zaida Ferrer 
Stephen Giddens 


AO 

AO 

AO 

AO 

AO 

AO 

AO 

AO 

Arias-Dlabik 
Cohen-Velasquez 
Cohen-Velasquez 


NAME 


Rowyn Rivas 

Darkis Perez Padron 
Kristina Guerrero 
Brennan Ratican 


NAME 


Dylan Kovaleski 
Angel Marquez 
Endy Suriel 

Luis Zapata 
Arthur Trost 
Calvin Dickherber 
Jeffery May 
Jihad Ottallah 
Russel Brooks-Martin 
Dylan Rankin 
Isaiah McGee 
Cherrish Taylor 


NAME 


Ahmed Elagrab 
Lubraska Iguaro 
Taleb Jammoul Hajali 
Tyler DuBois 

Astrid Ebner 

Daniel Pacheco 
Jhanna Valerio Vivas 
Alejandra Larez Morales 
Jacob Krieger 
Jordan Hamrick 
Adrain Alfred 


NEW ASSOCIATE - $2,250 contract-to-date new agent 


THE MINIMUMS FOR RECOGNITION ARE: 


SA & GA- at least two new associates during the month 
MGA - at least three new associates during the month 


RGA - top three RGAs during the month 


3k 


N NN h2 NYE NY NY NY NY DM NN 


+ 


Co CO CO CO CO CO CO CO CO CO CO 


SGA 


Beto Quintero 
Jesus Romero 
Matthew Turnquist 
Michael Vasu 


SGA 


Giglione-Ackerman 
Walter Icaza 
Theodore Pappas 
Jesus Romero 
Darcy Schrieber 
S-S-Parks-Salvaggi 
S-S-Parks-Salvaggi 
S-S-Parks-Salvaggi 
Michael Vasu 
Michael Vasu 
Washington-Washington 
John Young 


SGA 


Greg Graham 
Georgetown Latino Divison 
Walter Icaza 

Nick Moore 

Beto Quintero 

Beto Quintero 

Beto Quintero 
Jesus Romero 
S-S-Parks-Salvaggi 
Matthew Turnquist 
Michael Vasu 


This list recognizes SAs, GAs, MGAs and RGAs 
for the number of new associates under their 
hierarchy for the month. 


NEW SGAs 3 


Derek Johnson | California 


Derek Johnson started his career with AIL in 2020, inspired and motivated by 
the career growth and development of his friend, State General Agent Sean 
Velasquez. He previously worked with Sean in the fitness industry, but was enticed 
to join the Company when he saw the success Sean experienced with AIL. One 
aspect of Derek's career he finds the most rewarding is helping others grow and 
develop while also helping to protect families during the worst time in their lives. 
Derek believes his Organization offers resources, career opportunities, and a 
positive economic impact to his community. In his spare time, Derek is actively 
involved in woodworking, and even teaches it in his local community. 


James Sodan | Massachusetts 


James Sodan initially joined AIL in 2014, enticed by the Company's income potential 
and growth opportunities. His greatest accomplishments with AIL include achieving 
$2.6 million as a Regional General Agent. One of the many benefits of his career with 
the Company is witnessing others grow and achieve the type of income the Company 
offers. James believes the Moore-Sodan Organization offers the community an 
opportunity to earn a great living while positively impacting others. Beyond work, 
James enjoys golf, live entertainment, and giving back to local sports clubs to 
provide them with safe sports gear. 


Giovanni Vacca | Michigan 


Giovanni Vacca joined AIL in 2015 has achieved numerous accolades, such as being 

the #1 Top Master General Agent in his category in 2022. Giovanni believes the 

most fulfilling part of his career is developing others to become the best versions of 
themselves, and he enjoys being a part of their success journey. Giovanni's parents 
came to the United States from Italy to give their family a better financial opportunity, 
and through his work at AIL, Giovanni has been able to achieve his personal goals of 
helping his mother retire and buying his father a car. In his spare time, Giovanni spends 
time reading, playing sports, and supporting special causes such as Willow House, 
which provides support services for children, families, schools, and communities coping 
with grief and the death of loved ones. Giovanni strives for the Vacca Organization to 
be a positive, competitive, and growth-oriented environment where people feel like it's 
not just a job, but a place to call home. 


OMPANY TOTALS 


THE TREND CONTINUES — BEST DECEMBER 
IN COMPANY HISTORY! 


BEST YEAR IN COMPANY HISTORY — ALL-TIME 
ANNUAL RECORD WITH $333,676,991 


Sales Quality/Reinstatements 


e $24,112,650 Net ALP e 4,597 Total Policies Conserved 
e 19.79% Growth Over = Mia 
December 2022 P 


e Net to Gross: 88% 
e 16.54% FINAL YTD Growth 
e 13-Month Persistency: 80.65% 


Recruiting e 4-Month Retention: 79.9% 


e 1,593 New Associates e 13-Month Retention: 63.7% 


e Agent Count: 11,095 


Public Relations 


e 91,381 leads generated — 24% increase over December 2022 
e 204 groups signed — 19% increase over December 2022 
* 77 original groups signed — 6496 increase over December 2022 


e 28,527 original leads generated — 78% increase over December 2022 


Pinnacle 


RECRUITING CLUB 


h 


TOP RECRUITING AGEN 


Logan Bower 


Ashlynn Orng Taleb Jammoul Hajali Omar Billy Alejandra Larez Morales 

19 Recruits 9 Recruits 6 Recruits 5 Recruits 5 Recruits 
AO Walter Icaza Jamison Weatherspoon Michael Vasu Jesus Romero 
NAME # RECRUITS NAME # RECRUITS NAME # RECRUITS NAME # RECRUITS NAME # RECRUITS 
Ashlynn Orng 19 Kevin Gillum 3 Oscar Alvarez 2 Corey Helly 2 Seth-Thomas Ordeneaux 2 
Taleb Jammoul Hajali 9 Samantha Goris 3 Maria Guadalupe Barba 2 Luke Hollingshead 2 Darkis Perez Padron 2 
Omar Billy 6 Lori Hamel Johnson 3 Andrew Bogeas 2 Evan Holzhauer 2 Militza Reyes Rojas 2 
Logan Bower 5 Jordan Jones 3 Carson Brewer 2 Joshua Hosenbold 2 Arrianna Reyes-Suarez 2 
Alejandra Larez Morales 5 Connor Lucas 3 Jacob Broussard 2 Joshua Jenkins 2 Rowyn Rivas 2 
Jorge Del Rio 4 Ana Machado Rodriguez 3 Fernando Coiran 2 Mohamad Kassar 2 Nicole Sanders 2 
Jesse Englert 4 Nathan Mahoney 3 Adrian Colmenares 2 Brandon Labrador 2 Kayla Segady 2 
Astrid Gomez Castrillon 4 Michael McKiernan 3 Damian Davis 2 Michael Marotta 2 Daniel Stekman Lugo 2 
Spencer Kozej 4 Anthony Michael 3 Calvin Dickherber 2 Doris Martinez Garcia 2 Lance Sweeney-Devero 2 
Priamo Persichetti 4 Brennan Ratican 3 Mason Doucette 2 Betania Maury Cermeno 2 Kareem Taylor 2 
Taulant Bane 3 Adric Ray 3 Clayton Friday 2 Genesis Medina Mendoza 2 Sean Taylor 2 
Federico Betancourt 3 Stephanie Rosales 3 Brandon Gamagami 2 Marynes Molleda 2 Martin Toma 2 
Jackson Brady 3 Raymar Ruiz Ramos 3 Franklin Garcia Figueredo 2 Alexandria Morales 2 Josh West 2 
Alyssa Duncan 3 Justin Sutton 3 Alexander Gomez 2 Jacob Mucha 2 Michael Zulli 2 
Quinn Dyner 3 Havis Alvarado 2 Luis Guzman 2 David Nava 2 


TOTAL PINNACLE RECRUITERS: 342 


TOP RECRUITING AGENTS” 


TOTAL PINNACLE RECRUITS: 479 


NAME # RECRUITS NAME # RECRUITS NAME # RECRUITS NAME # RECRUITS NAME # RECRUITS 
Astrid Gomez Castrillon 52 David Carpenter 17 Blake McClain 13 Eleisa Carlino Andrea 11 Doron Freud 10 
Taleb Jammoul Hajali 43 Gabriela Perez 17 Jonathan Rindt 13 Rocsina Concepcion Lopez 11 Brian Girton 10 
Spencer Kozej 36 Corey Helly 16 Michael Scarborough 13 Sherrie McCarty 11 Robin Gonzalez 10 
Michael McKiernan 33 Chase Miller 16 Ashley Applon 12 Genesis Medina Mendoza 11 Avion Johnson 10 
Sierra Hartwig 31 Mike Paragiou 16 Jason Bratin 12 Carlos Navas 11 Ana Machado Rodriguez 10 
Alejandra Larez Morales 29 Michael Denton 15 Solgeis Cardozo Mijares 12 Daniel Rock 11 Michael Maloney 10 
Carol Fernandez 24 Jenna Grula 15 Kevin Gillum 12 Kevin Swiatek 11 Karen Romero 10 
Jessica Chang 23 Doris Martinez Garcia 15 Connor O'Donnell 12 Dillon Zartman 11 Manique Sala 10 
Salvatore Sortino 22  Jhanna Valerio Vivas 15 Aldo Ramirez Marinelli 12 Zayd Alwawi 10 Michael Schaefer 10 
Nicholas Chuma 21 Klyo Vidal 15 Arturo Romero 12 Normaned Arocho Pendas 10 Josh West 10 
Ashlynn Orng 19 . James Marks 14 Gregory Rudolph 12 Taulant Bane 10 

Iris Saavedra 19 Maria Bonilla Borrego 13 Tyler Teague 12 London Burnett 10 

Fernando Coiran 18 Brandon Hughes 13 Jeffery Thiel 12 Calvin Dickherber 10 


TOTAL PINNACLE RECRUITERS: 2475 TOTAL PINNACLE RECRUITS: 5799 


By number of Pinnacle Recruits. Top Pinnacle Recruiting Agents listed have at least 2 Pinnacle Recruits. 

Spotlight will picture the top 5 Pinnacle Recruiting Agents based on number of Pinnacle Recruits. Spotlight may picture more or less than 5 in case of a tie. 

The number of YTD Pinnacle Recruits listed for Spotlight recognition may be different than the number of YTD Personal Recruits reported for Globe Life Achievement 
Award eligibility due to the counts being calculated differently. 


* Pinnacle 


RE CRA Niel UB 


NEW CLUB MEMBERS” 


Aa AA 


Taleb Jammoul Hajali Ashlynn Orng Maria Bonilla Borrego David Ramirez-Benitez Ransey Vazquez Daniel Arzate Roa Federico Betancourt Adiavaleska Diaz Rodriguez Emily Domanski Aaron Greenspan 
Walter Icaza AO Walter Icaza Matthew Turnquist Arias-Dlabik Corey Neff Zaida Ferrer Adianeza Rodriguez Greg Graham S-S-Parks-Salvaggi 
51 Recruits 16 Recruits 15 Recruits 15 Recruits 15 Recruits 5 Recruits 5 Recruits 5 Recruits 5 Recruits 5 Recruits 
PINNACLE PLATINUM PLATINUM PLATINUM PLATINUM SILVER SILVER SILVER SILVER SILVER 


| VA 


d hi 


s Hy" ! , ' 
Havis Alvarado London Nelson Maria Papilago Mayerlin Ramirez Davila Yohely Ruiz Medina Parker Greer Tasha Marker Brody Maughan-Evanson Betania Maury Cermeno Luke Reiter 
Houston Latino Division London Nelson Houston Latino Division Walter Icaza Walter Icaza Stephen Giddens Simon Arias Simon Arias Walter Icaza Josh West 
10 Recruits 10 Recruits 10 Recruits 10 Recruits 10 Recruits 5 Recruits 5 Recruits 5 Recruits 5 Recruits 5 Recruits 
GOLD GOLD GOLD GOLD GOLD SILVER SILVER SILVER SILVER SILVER 


Clayton Friday Peter Gabranski Brandon Gamagami Nathalia Hernandez Sean Shephard Courtney Somsan David Staffiery Tyler Worstell 
Simon Arias Albert Serur Arias-Dlabik Beto Quintero S-S-Parks-Salvaggi AO AO Simon Arias 
6 Recruits 6 Recruits 6 Recruits 6 Recruits 5 Recruits 5 Recruits 5 Recruits 5 Recruits 
SILVER SILVER SILVER SILVER SILVER SILVER SILVER SILVER 


j 


Wa 


John Zalesky 


Nicole Sanders Justin Adams 
AO 


Simon Arias Arias-Dlabik 
6 Recruits 5 Recruits 5 Recruits 
SILVER SILVER SILVER 


*By number of eligible Pinnacle Recruits. Club members pictured have at least 5 eligible Recruits. A Pinnacle Recruit is considered eligible (will count towards 
qualification levels) when he/she has submitted $1,500 Net ALP. 


General Agents 
Name Amount Codes SGA 
1 Daniel Paravisini $657,745 0 AO 
gem a E 2 Austin Timmons 237,470 16 AD 
’ ^ 3 RoxieSoto 209,755 5 Beto Quintero 
a foe AER pt ~~ 4 Montzer Alwatan 206,801 6 AD 
X O Fe LE 5 lanPickett 191,403 1 A0 
6 Tyjere Morrow 182,862 0 AO 
7 Ardian Gojcaj 181,669 12 AO 
8 Garrett Amora 179,974 2 Ao 
Y) O r u a d ana | N 9 Joseph Lance 158,244 0 AO 
à < E 10 LeynaTran 157732 3 ^ 
— E = =s = 
Portugal Espera! (Portugal Awaits D b C t t L d ome 
gal Espera! ( g ) ecem er Contes eaders Supervising Agents 
a 6 N Amount Cod SGA 
e NN ame moun odes 
Six Month Contest AN Wo en 
2 AliSaad 377,479 3 A0 
Master General Agents 3. Nicholas Keeley 738458 2 AO 
4 Anthony Ruggiero 211,344 0 AO 
% Baseline 5 NoorMusleh 193,301 1 S-S-Parks-Salvaggi 
MGA CAT Growth Baseline Total SGA 6 Alex Cho 175,085 3 m 
Category Eno Iftiu 1 275.0% $1,140,498 $3,135,843 AO 7 Ornela Martinaj 165,634 1 2 
1 Bobby Gujral 1 122.2% 696,327 850,662 AO 8 Jaxon Bellar 160,003 3 AO 
Arif Hajro 1 113.0% 797,175 901,340 A0 9 Michael Kampfer 157,806 2 A 
Category Andi Iftiu RK 235.2%  $456416  $1073536 AO 10 Alexander Pham 151,004 0 AO 
2-- Mathew Kahwaji RK 206.9% 250,000 517,360 A0 
“e. Alon Barnur 2 199.2% 250,000 498,058 AO 
Carrington Hanna RK 156.6% 250,000 391,564 AO 
Maria Lagios RK 143.2% 250,000 358,068 AO Veteran Producers 
Joseph Gojcaj RK 137.0% 744,501 1,019,660 AO A 
Justin Haisha RK 132.3% 250,000 330,840 AO Name NetALP SGA 
State General Agents Zackarea Hakim 3 130.7% 519,846 679,257 AO 1 Firat Ucar $1,166,285 AO 
SGA CAT Growth Baseline Total Adrienne Bragas 8 128.5% 250,000 321,127 AO 2 Daniel Paravisini 657,745 AO 
Category AO 1 106.6% $37809420 $40,298,888 gata vas d D ME MU 3 Marshall Fernandez 41381 — A0 
1  SimonArias 1 75.9% 7,972,656 6,048,146 4 Joshua Dishong 286,505 S-S-Bendure-Hartwig 
Giglione-Ackerman-Gerstein 1 75.9% 2,311,974 1,753,735 Re gional General Agents 5 Roger Fredericks 260,328 AO 
Category Cohen-Velasquez 2 76.6% $2,561,157 $1,961,550 6 Oleg Novitchii 229134 S-S-Parks-Salvaggi 
2 BetoQuintero 2 75.8% 2,618,748 1,984,207 % Baseline 7 Salaur Khorrami 228,427 AO 
Satti-Kanaan-Wheeler — 2 72.7% 2,314,441 1,683,215 RGA CAT Growth Baseline Total SGA 8 Noor Musleh 193165 S-S-Parks-Salvaggi 
Category Arias-Dlabik 4 86.3% $1,716,345 $1,482,027 Category Taulant Bane 1 93.4% $2,094,612 $1,956,224 AO 9 lan Pickett 191403 AO 
3&4  Pappas-Akuamoa 3 75.4% 1,746,822 1,316,502 1 Bobby Gujral 1 89.9% 1,011,675 909,196 AO 10 Carmen Arroyo 189,220 ^ Theodore Pappas 
Nick Moore 4 74.4% 1,709,526 1,272,561 Mario Hajro 1 81.7% 2,423,831 1,979,413 AO 11 Michael van Delft 184,346 Satti Kanaan-Wheeler 
Category Zaida Ferrer 10 137.7% $775,857 $1,068,385 Category JosephTomanovich 2 2279% $273,108 $622,389 AO 12 Tyjere Morrow 182,862 AO 
5+ Rachel Brown 13 112.1% 90,402 101,308 2+  Melinda-Rae Lyse 5 193.7% 250,000 484,248 AO 13 Ardian Gojcaj 163517 AO 
Myaa Fallon 12 110.3% 147,693 162,905 Jessica Chang 5 114.9% 494,340 567988 A0 14 Kevin Musai 154412 AO 
Kevin Holtz 6 83.8% 753,882 631,786 Jake Yagjian 4 112.6% 389,504 438724 Albert Serur 15 Ervin Metaj 146,027 AO 
Adel Al Choufi Naim 12 83.5% 146,448 122,325 Patrick Donovan 9 95.2% 250,476 238,430 A0 16 Meenakshi Chavis 143,326 Andrew McQuade 
Phillip Waisman 6 79.5% 626,988 498,549 Bruce Viaje 5 95.0% 305,577 290344 AO 17 Serge Brouillette 140013 AO 
Prata-Wilson 9 77.8% 471,408 366,905 Christopher Hintz 3 87.4% 464,337 406038 AO 18 Bradley Christiansen 138924 AO 
MichaelEzeafulukwe 12 77.0% 236,049 181,870 Carlo Buhay 11 86.9% 250,000 217,317 A0 19 Edward DeFurio 138,561 NickMoore 
Ryan Bisanz 5 72.6% 717,399 521,149 David Carpenter 3 85.4% 650,776 555,769 AO 20 Roger Fung 136,860 Mathew Hart 
Sergio Carta 14 72.3% 1,677,144 1,212,230 Ryan Stenglein 2 84.8% 250,000 211,883 A0 21 Kristi Basho 132,814 AO 
22 Amirlranidoosthaghighi 129,015 AO 
23 Austin Rockall 126,328 AO 
The contest period is business or cards received and processed by Home Office between October 1, 2023 and March 31, 2024. 24 Michele Stewart 124,426 AO 
For complete qualifications, rules, and how drawing entries are accrued, refer to the ARC: ARC.AILife.com/default.aspx & ARC.NILife.com/default.aspx 25 Brandon Bennett 123,019 Simon Arias 


Rookie Producers 


Name 
1 AliSaad 
2 Anthony Ruggiero 
3 Austin Timmons 
4 Garrett Amora 
5 Montzer Alwatan 
6 Rolando Mirabal Morales 
7 Joseph Lance 
8 Michael Kampfer 
9 Alexander Pham 
10 Mallory Sitto 
11 Damian Woods 
12 Gjergi Bego 
13 Leyna Tran 
14 Brian Harrington 
15 Fredi Bilbili 
16 Evangelos Feola 
17 Nicholas Keeley 
18 Liomar Marval 
19 Timothy Noe 
20 TylarValdes 
21 Franko Bilbili 
22 Hussein Kutkut 
23 Alexus Hawkins 
24 Jaxon Bellar 
25 Michael Grudzien 


Contest to Date 
Net ALP 


$355,915 
211,344 
199,442 
179,412 
177,322 
174,022 
158,244 
155,379 
151,004 
149,103 
148,576 
140,861 
139,173 
128,493 
127,109 
122,946 
122,628 
118,506 
112,221 
111,852 
109,716 
107,808 
105,335 
103,345 
102,896 


Top PR Managers 


Name 
1 Maria Siero 
2 Jacqueline Lowe 
3 Amanda Mlinaz 
4 Ralph Beard 
5 Katherine Pratt 


Top PR Reps 


Name 

Aaron Mathis 
Kelly Walker 
Travis Daniels 
Kathy Pappas 
Anna Guido Rohrer 


or 0c) No = 


Contest to Date 


% of Obj 
95.5% 
78.5% 
76.9% 
75.3% 
63.2% 


Contest to Date 
% of Obj 

227.0% 

91.5% 

86.7% 

86.6% 

65.2% 


SGA 

AO 

AO 

AO 

AO 

AO 

Beto Quintero 
AO 

AO 

AO 

AO 

AO 

AO 

AO 

AO 

AO 

Simon Arias 
AO 

Beto Quintero 
AO 

AO 

AO 

AO 

Simon Arias 
AO 

AO 


Contest to Date 
% of Growth 


122.6% 
99.0% 
36.8% 

101.5% 
44.4% 


Contest to Date 
% of ORI 

85.3% 

39.7% 

35.8% 

20.7% 

22.1% 


PR Reps with 100% OBJ 


Name 
1 Aaron Mathis 


Contest to Date 
% of Obj 


227.0% 


Contest to Date 
% of ORI 


85.3% 


@Q Globe Life 2024 MGA/RGA E 


American Income/ LEADERSHIP COU NCIL 


National Income Division 
The MGA/RGA Leadership Council is made up 


of elite managers selected for their successes 


MGA/RGA LEADERSHIP in the areas of recruiting, training, leadership 


development, and their history of representing 
C Q U N C | L our Company with integrity. The group typically 

meets semi-annually with members of executive 

management to share their best practices to help 


= T E E N E T Fi E N E xs um 


Justin Adams Taulant Bane Nick TENET dn Crivelli 
SKILLS IN 20.24 s d ae some, ect 


: by leading yourself. In my career with : To continue growing your business and A 
: the Company, I’ve learned our business £ strengthening your leadership skills this "a bw 
. ^ : has five key drivers related to leadership: : year, consider the following questions: a - - 
+ Mike Laramie < Recruiting, Training, Management —— Jeff Espinal Jillian Getz Mario Hajro Eno Iftiu Jenny Kim 
Division Vice President : Development, Quality of Business, d How do you plan to become an even Theodore Pappas AO AO AO AO 
of Quality Business ; and Brand. : better you in 2024? 


What did you do today to stay on 


As a leader, it's important to have a solid : : 
d track to deliver your best you? 


"How we handle what's ahead : recruiting system that accomplishes 


of us will be determined : Blow monto after month. Training e What will you do with the nex 365 
; that is duplicatable, where any agent : days to grow and accomplish more 
by what we learned from ; can learn how to properly serve : than you thought you could? 
9 Y, o : clients, is also crucial to successful a , 
everything that 3 behind us. : leadership in our industry. Management : de T A ` : 
For if we learned nothing, E development through a simple career quee o E E Steven King Mark Neilson Stella Roznovan Ashley Rust 
Y, o o : track helps to grow and motivate : : ; 
what's behind us will be the E Pare Inspire Action,” by Simon Sinek.) Darcy Schrieber AQ Cohen-Velasquez AO 


: leaders, and with quality of business, 
exact same thing that's in front t you must have daily systems in place : How will you keep a relentless focus 
of us.” - Craig D. Lounsbrough to keep eue E business for a ie : on your 2024 results? 

i term profit. (You'll thank yourself in the  : 

: future for having high quality business)  : Cheers to 2024 and You vs. You! © 
: Lastly, your brand (particularly on social : 

: media) is vital to your career because it's : 

: how people perceive you and how they 

: connect with you. 


the perfect time to reflect on your 
business and your leadership skills. 
To be a great leader, you need to start 


| t's 2024 and I believe a new year is 


Eric Thompson S 
S-S-Parks-Salvaggi S-S-Parks-Salvaggi 


VIBRA 


Maximizando el Éxito: 


Tú vs. Tú 


E N el dinámico mundo de las ventas, la 
competencia definitiva a menudo se 


Walter Icaza 
Agente General Estatal / 
State General Agent 


: Adopta el 
: aprendizaje continuo 
: Enel acelerado panorama de las 


reduce a una batalla personal: Tú contra Tú. 
Si bien los factores externos, como las 

: Cultiva una 

: mentalidad positiva 

: Tu mentalidad es el campo de batalla 


tendencias del mercado y la calidad del 
producto, ciertamente juegan un papel, 
la clave para desbloquear un éxito sin 
precedentes radica en tu capacidad para 
comprenderte, desafiarte y elevarte. 


: ventas, permanecer estancado es una 
: receta para la mediocridad. Adopta 

: una mentalidad de aprendizaje 

: continuo, busca información sobre la : donde se desarrolla el duelo “Tú vs. Tú”. 
: industria y mantente actualizado sobre : Mantener una actitud positiva, incluso 
: las últimas metodologías de ventas. : frente a la adversidad, alimenta tu impulso 
Entiéndete a ti mismo 


El primer paso en la saga “Tú vs. Tú” es la 


: La batalla contra la complacencia : y energía. La creencia en tus habilidades 


: es fundamental para la narrativa de : se convierte en una profecía autocumplida 
: que influye en tu relación con los clientes 
: potenciales y colegas, así como en la 


: manera que encaras tus desafíos. 


autoconciencia. Reconocer tus fortalezas y : “Tú vs. Tú”, asegurando que siempre 


debilidades te permite adaptar tu enfoque : estés evolucionando para satisfacer 
de ventas de manera efectiva. ¿Eres un : las demandas de un mercado 
comunicador carismático o sobresales en : en constante cambio. 
el conocimiento profundo del producto? — : : En el ámbito de las ventas, el adversario 
: Resiliencia 

: y adaptabilidad 

: Todo viaje de ventas está marcado por 
: altibajos. La capacidad de capear los 


: rechazos, aprender de los fracasos y 


Comprender estas facetas te permite : más formidable a menudo te mira en 


aprovechar las fortalezas y reforzar las : el espejo. La competencia “Tú vs. Tú” 
áreas que necesitan mejorar. : no es solo un choque de habilidades, 
: sino un viaje transformador de 
Establece puntos de 
referencia personales 

Los profesionales de ventas exitosos son 
expertos en establecer y superar puntos 


de referencia personales. Establecer 


: autodescubrimiento, crecimiento y 
: adaptarse a los desafíos imprevistos : búsqueda incesante de la excelencia. 
: es un sello distintivo de un profesional : Al comprenderte, desafiarte y elevarte, 
: de las ventas que triunfa en la saga : conviertes cada interacción de ventas en 

: una oportunidad para superar tus propias 


: expectativas y salir victorioso en un mundo 


: “Tú vs. Tú”. La resiliencia no se trata 
metas realistas pero ambiciosas alimenta : solo de recuperarse, sino de usar 


tu motivación y te mantiene en el camino į los contratiempos como peldaños : de las ventas en constante evolución. ® 


de la mejora continua. Ya sea superando — | hacia victorias futuras. 
los objetivos mensuales o dominando 

una nueva técnica de ventas, estos 

desafíos autoimpuestos transforman 


la competencia interna en una fuerza 


impulsora para el éxito. 


Maximizing Success: 


You vs You 


| N THE DYNAMIC WORLD OF SALES, 
the ultimate competition often boils 
down to a personal battle: You vs You. 
While external factors like market trends 
and product quality certainly play a role, 
the key to unlocking unparalleled success 
lies within your ability to understand, 
challenge, and elevate yourself. 


Understanding Yourself 

The first step in You vs You is self- 
awareness. Recognizing your strengths 
and weaknesses allows you to tailor 
your sales approach effectively. Are you 
a charismatic communicator, or do you 
excel at in-depth product knowledge? 
Understanding these facets empowers 
you to leverage strengths and bolster 
areas that need improvement. 


Setting Personal 
Benchmarks 
Successful sales professionals are 
adept at setting and exceeding 
personal benchmarks. Establishing 
realistic yet ambitious goals fuels your 
motivation and keeps you on the path 
to continuous improvement. Whether 
it's surpassing monthly targets or 
mastering a new sales technique, these 
self-imposed challenges transform 

the internal competition into a 

driving force for success. 


: Embracing 

: Continuous Learning 

i In the fast-paced sales landscape, 

: staying stagnant is a recipe for 
mediocrity. Embrace a mindset of 

: continuous learning, seeking out 

i industry insights, and staying updated 
: on the latest sales methodologies. The 
i battle against complacency is central to 
: the You vs You narrative, ensuring that 
i you are always evolving to meet the 

: demands of an ever-changing market. 


: Resilience 

: and Adaptability 

: Every sales journey is marked by 

i highs and lows. The ability to weather 
: rejections, learn from failures, and 

: adapt to unforeseen challenges is a 
? hallmark of a sales professional who 
: triumphs in You vs You. Resilience 

i is not just about bouncing back, but 
: using setbacks as stepping stones 

i toward future victories. 


: Cultivating a 

: Positive Mindset 

i Your mindset is the battleground 

: where the You vs You duel unfolds. 

: Maintaining a positive outlook, even in 

: the face of adversity, fuels your drive 

i and energy. The belief in your abilities 

: becomes a self-fulfilling prophecy, 

i influencing your approach to prospects, 
: colleagues, and challenges. 


: In the realm of sales, the most 

i formidable adversary is often 

: staring back at you in the mirror. The 
: You vs You competition is not just 

: a clash of skills; it's a transformative 
: journey of self-discovery, growth, 

: and relentless pursuit of excellence. 
: By understanding, challenging, and 
: elevating yourself, you turn every 

: sales interaction into a chance to 

E surpass your own expectations 

: and emerge victorious in the ever- 

i evolving world of sales. @ 


21 


= VIBRA LATINA 


TOP LATINO MARKET VETERAN INDIVIDUAL PRODUCERS: DECEMBER TOP LATINO MARKET VETERAN INDIVIDUAL PRODUCERS: YTD 


Rank NetALP NTG RET MGA SGA Rank NetALP NTG RET MGA SGA 


VETERAN PRODUCER ROOKIE PRODUCER 


1 Omaira Garces Ramonez $24,110 84.8 Luis Vidal Quintero-Vidal 1 HeccyRivas $240,777 94.1 Sabrina Agostini A0 
2 Heccy Rivas $18,374 94.1 Sabrina Agostini AO 2 Omaira Garces Ramonez $206,203 84.8 Luis Vidal Quintero-Vidal 
3 Javier Contreras Paraguacuto $9,934 87.8  Jhanna Valerio Vivas Beto Quintero 3 Victor Romero $158,547 77.9 Daniela Rangel Walter Icaza 
4 Victor Romero $9,393 779 Daniela Rangel Walter Icaza 4 Dana Martin Gonzalez $119,910 85.6 Aldo Ramirez Marinelli Quintero-Vidal 
5 Miguel Serrano $7,399 90.1 — Jhanna Valerio Vivas Beto Quintero Lisbeth Vasquez Rodriguez $104,258 85.0 Daniel Pacheco Beto Quintero 
TOP LATINO MARKET ROOKIE INDIVIDUAL PRODUCERS: DECEMBER TOP LATINO MARKET ROOKIE INDIVIDUAL PRODUCERS: YTD 
Rank NetALP — NTG RET MGA SGA Rank NetALP — NTG RET MGA SGA 
OMAIRA GARCES RAMONEZ ROLANDO MIRABAL MORALES 
MIAMI, FL MIAMI, FL 1 Rolando Mirabal Morales $94,660 — 100 Astrid Ebner Beto Quintero 1 Carol Fernandez $217,988 88.7  CarolFernandez Sergio Carta 
2 ZueDa Costa $37,057 100 Anizabeth Parra Gonzalez Adel Al Choufi Naim 2 Pablo Castro Gaulet $205,033 83.1 Carol Fernandez Sergio Carta 
3 Luisany Morales De Guerrero $29,396 100 Luciano Valero Vidal Beto Quintero 3 Liomar Marval $189,903 94 Jhanna Valerio Vivas Beto Quintero 
4 Marynes Molleda $25,897 100 lleana Tineo Zaida Ferrer 4 Juneth Zambrano De Grasso $155,459 79.7 Augusto Arango Jesus Romero 
SA GA 5 Adrian Colmenares $25,553 90 Daniel Pacheco Beto Quintero Jennifer Terife Medina $153,169 93 Carol Fernandez Sergio Carta 
Bonan*omenars T CEN E COCONUT ooo 5 JemWerlenfeMedia — — — (à IIA 
TOP LATINO MARKET SUPERVISING AGENTS: DECEMBER TOP LATINO MARKET GENERAL m ALA 
Rank 15t 6 Mo Agt NetALP NTG RET MGA SGA Rank 1st 6 Mo Agt Net ALP 
1 Paula Martinez Mirto $57,857 $61,370 98 lleana Tineo Zaida Ferrer 1 Nelson Sucre $745,483 $1,319,108 80.0 Carol Fernandez Sergio Carta 
2 Gusmary Cordero $46,812 $50,021 99 lleana Tineo Zaida Ferrer 2 Isabella Chacin $563,584 $619,283 97 lleana Tineo Zaida Ferrer 
N 3 Rowyn Rivas $37,813 $43,112 93 Daniel Pacheco Beto Quintero 3 Angel Marquez $492,022 $746,231 86.3 Taleb Jammoul Hajali Walter Icaza 
1 i 4 Juan Da Costa $37,057 $37,057 100 Anizabeth Parra Gonzalez Adel Al Choufi Naim 4 Luis Alvarez $363,186 $478,644 85.9 Alejandra Larez Morales Jesus Romero 
PAULA MARTINEZ MIRTO ISABELLA CHACIN 5 Ixsen Carrasquel Martinez $35,402 $57,714 100 lleana Tineo Zaida Ferrer Yolamar Picon Mora $251,685 $386,624 75.4 Raul Pinto Jesus Romero 
pue pp TOP LATINO MARKET GENERAL AGENTS: DECEMBER TOP LATINO MARKET VETERAN MASTER GENERAL END MULA 
Rank 15t6 Mo Agt NetALP NTG RET MGA SGA Rank Growth 96 Net ALP Bench 
1 Isabella Chacin $174,330 $195,677 97 lleana Tineo Zaida Ferrer 1 Taleb Jammoul Hajali 174.8% $2,848,883 $1,036,653 81.5 Walter Icaza 
VETERAN MGA ROOKIE MGA 2 Pedro Bolivar Pena $88,872 $110,276 77.0 Ileana Tineo Zaida Ferrer 2 Augusto Arango 146.3% $614,179 $249,390 77.3 Jesus Romero 
3 Nelson Sucre $82,750 $144,999 80.0 Carol Fernandez Sergio Carta 3 Carmen Pena Guedez 123.3% $535,949 $240,000 77.8 Jesus Romero 
4 Angel Marquez $56,267 $116,112 86.3 Taleb Jammoul Hajali Walter Icaza : 
5 Pablo Castro Gaulet $43,717 $78,183 83.4 Carol Fernandez Sergio Carta TOP LATINO MARKET ROOKIE MASTER GEN ERAL AGENTS: YTD 
Rank PF% — 1st6 MO Agt Bench NTG RET SGA 
TOP LATINO MARKET VETERAN MASTER GENERAL AGENTS: DECEMBER IA E O a 
Rank Growth % Net ALP Bench NTG RET SGA 2 Alejandra Larez Morales 244,896 $587,531 $240,000 80.1 — Jesus Romero 
1 Taleb Jammoul Hajali 187.896 $277,366 $96,385 81.5 Walter Icaza 3 Ana Machado Rodriguez 231.796 $556,104 $240,000 92 Quintero-Vidal 


TALEB JAMMOUL HAJALI CAROL FERNANDEZ A .... —— TOP LATINO MARKET REGIONAL GENERAL AGENTS: YTD 


3 Jhanna Valerio Vivas 847 Beto Quintero 


Rank Growth % Net ALP Bench NTG RET SGA 
TOP LATINO MARKET ROOKIE MASTER GEN ERAL AGENTS: DECEMBER 1 Taleb Jammoul Hajali 227.3% $806,257 $246,305 79.7 Walter Icaza 
Rank PF% — Tst6 MO Agt Bench NTG RET SGA 2 Carmen Pena Guedez 2559 $1,130,182 $347,192 78.7 Jesus Romero 
RGA 1 Carol Fernandez 577.9% $115,574 $20,000 80.8 Sergio Carta 3 Daniel Pacheco 16.7% $1,233,948 $1,057,680 84.3 Beto Quintero 
2 Carlos Navas 375.596 $75,102 $20,000 812 Quintero-Vidal 
3 Alejandra Larez Morales 354.196 $70,823 $20,000 80.1 Jesus Romero 
TOP LATINO MARKET REGIONAL GENERAL AGENTS: DECEMBER 
Rank Growth % Net ALP Bench NTG RET SGA 
1 Taleb Jammoul Hajali 161.3% $67,426 $25,807 79.7 Walter Icaza 
2 Carmen Pena Guedez 106.8% $133,607 $64,606 78. Jesus Romero 
TALEB JAMMOUL HAJALI 3 Tahis Quintero Bonilla 89.3% $114,170 $60,324 76.1 Jesus Romero 


DORAL, FL 


>, TT | MENA _ 


a ROOKIE PRODUCERS 


DECEMBER 


Rank 


Rolando Mirabal Morales 
Ali Saad 
Leyna Tran 


Austin Timmons 


Anthony Ivan 


Crystal Mekdarasack 


Zue Da Costa 
Mallory Sitto 
Ugochukwu Onunwor 


LEYNA TRAN 
GRAND PRAIRIE, TX 


ROLANDO MIRABAL MORALES ALI SAAD 


MIAMI, FL DEARBORN, MI 


B P 7 


ANTHONY IVAN CRYSTAL MEKDARASACK 


STERLING HEIGHT, MI MERIDIAN, ID 


AUSTIN TIMMONS 


WILLIS, TX 


wo on AU A WN = 


10 Luisany Morales De Guerrero 
11 Jorden Jones 

12 Jorge Leon 

13 Henry Long 


14 Anthony Ruggiero 

15 Alexander Pham 
MALLORY SITTO 16 Kara Tripoli 

UTICA, MI 
a 17 Franklin Garcia Figueredo 

18 Patricia Fennelly 

19 Marynes Molleda 

20 Adrian Colmenares 


ZUE DA COSTA 


MIAMI, FL 


21 Rylin Davis 
a 22 Sarah Gilmore 

23 Craig Fernandez 

24 Tarek Berry 

JORGE LEON 25 Damian Woods 

26 Gali Kasher 

27 Said Sabbagh 

28 Juneth Zambrano De Grasso 
a 29 Camilo Rodriguez Suaza 

30 Liomar Marval 


a 31 Isaac Fuentes 


32 Guaroa Victoria 

KARA TRIPOLI 33 Ana Sandoval 
CONCORD, CA 34 Danielle Shelp 

35 Brandon Elliott 

36 Megan Collins 

37 Mary Malek 

38 Jennifer Terife Medina 

39 Brian Colarusso 


9 


JORDEN JONES 
LONG ISLAND CITY, NY 


BRUNSWICK, OH 


HENRY LONG 


CANTON, MI 


ANTHONY RUGGIERO 


BRECKSVILLE, OH 


ALEXANDER PHAM 


SURREY, BC 


40 Jessica Bender 
41 Kathleen Davis 
ADRIAN COLMENARES 42  Roderick Papa 


MIAMI, FL 
GB 3 Eddie Blackwell 
44 Gabriela Ochoa Camacho 


+. 
MARYNES MOLLEDA 
RICHARDSON, TX 


PATRICIA FENNELLY 
NEW YORK, NY 


NKLIN GARCIA FIGUEREDO 
— MIAMI, EL 


um 45 Jesus Romero Araujo 
LLJ 46 Garth Smith 

EY 47 Tom Shamon 
T 48 Chris Tran 

cc 49 Robin Collier 
ca a 7a a 50 Luis Salazar Rosales 
LL] Pos he ato e 

ad SARAH GILMORE CAMILO RODRIGUEZ SUAZA ISAAC FUENTES 

== LAVON, TX LONG BEACH, CA DULUTH, GA 


An IceBreaker is a Producer who made his/her first sale in the last 2 calendar months. We will recognize all IceBreakers in the Top 20 Rookie @ = 2024 Top Producer Council Member 


Producers list for the month, as well as the next Top 3 in this category. 


NetALP NTG 
$94,660 100 
$74,072 
$70,435 
$51,677 
$38,584 100 
$37,447 
$37,057 100 
$34051 89 
$32,115 98 
$29,396 — 100 
$28,505 95 
$28,471 94 
$28,239 
$28,134 
$27,824 
$27,329 93 
$26,635 — 100 
$26,326 98 
$25,897 100 
$25,553 90 
$25251 100 
$23,832 100 
$23,642 
$23,462 88 
$23,314 
$22,882 91 
$22,854 97 
$22,655 
$22,079 — 100 
$21760 | 93 
$21,345 — 100 
$1100 92 
$21,019 — 100 
$20,997 — 96 
$20,868 
$2043 — 95 
$20,175 
$19,875 94 
$19748 — 90 
$19,333 91 
$19,325 87 
$19,233 99 
$19164 100 
$19158 — 94 
$19135 — 100 
$19,123 — 100 
$19,119 
$19,118 
$19,011 
$18,922 100 


RET 


77.7 
81.1 
93.0 


79.0 


76.6 
84.5 
75.8 


83.5 


76.1 


78.1 


83.1 


80.9 


85.1 
83.4 
88.3 


MGA 


Astrid Ebner 
Joseph Gojcaj 
Maria Lagios 

Nick Scordos 
Jozef Tinaj 
Ashlynn Orng 
Anizabeth Parra Gonzalez 
Justin Haisha 
Troy Henderson 
Luciano Valero Vidal 
Ed-Maggie Myrthil 
Mark Neilson 
Joseph Gojcaj 
Bledar Bane 

Alan Sedaghat 
Mary Ramirez 
Hemerson Gonzalez 
Cody Gardner 
lleana Tineo 
Daniel Pacheco 
lan Zollos 

Maria Lagios 
Jonathan Da-Al 
Steven King 
Carrington Hanna 
Noah Vongunden 
Carol Fernandez 
Augusto Arango 
Carol Fernandez 
Luciano Valero Vidal 
Omar Billy 
Alexandra Berberich 
Ileana Tineo 

Noe Perez 

Jeffrey Espinal 

Andi Iftiu 

Jillian Getz 

Carol Fernandez 
Spencer Kozej 
Melinda-Rae Lyse 
Mark Lahijani 
Hemerson Gonzalez 
Arturo Romero 
lleana Tineo 

lleana Tineo 

Ashley Rust 

Justin Haisha 

Kristi Basho 

Ahmed Elagrab 
Carol Fernandez 


SGA 


Beto Quintero 

AO 

AO 

AO 

AO 

AO 

Adel Al Choufi Naim 
AO 
S-S-Parks-Salvaggi 
Beto Quintero 
Pappas-Akuamoa 
A0 

AO 

AO 

A0 

Andrew McQuade 
AO 

Albert Serur 
Zaida Ferrer 
Beto Quintero 
S-S-Parks-Salvaggi 
AO 

Steve Friedlander 
Darcy Schrieber 

AO 

Simon Arias 

Sergio Carta 

Jesus Romero 
Sergio Carta 

Beto Quintero 
Jamison Weatherspoon 
Albert Serur 

Zaida Ferrer 
Saavedra-Longino 
Theodore Pappas 
AO 

AO 

Sergio Carta 

Simon Arias 

AO 
Pappas-Akuamoa 
AO 
S-S-Parks-Salvaggi 
Zaida Ferrer 

Zaida Ferrer 

AO 

AO 

AO 

Greg Graham 


Sergio Carta 


YTD 


Rank 
* 
2p) 
3 
*4 
*5 
*6 
27, 
*8 


Franko Bilbili 

Ali Saad 

Austin Timmons 
Alexus Hawkins 
Montzer Alwatan 
Anthony Ruggiero 
Hussein Kutkut 
Leyna Tran 
Damian Woods 
Michael Grudzien 
Crystal Mekdarasack 
Alex Cho 

Nicholas Llewellyn 
Christina Konstanzer 
Joseph Sciria 

Carol Fernandez 
Pablo Castro Gaulet 
Patrice Charles 
Sebastian Frydenberg 
Joseph Lance 
Liomar Marval 
Alexander Pham 
Marisone Navor 
Michael Dejesus 
Edward Tiongson 
Bradley Sullivan 
Leonard Pataca 
Juneth Zambrano De Grasso 
Jeremy Bruce 

Ethan Tolbert 
Jennifer Terife Medina 
Gavin McDonald 
Samuel Siegel 

Tom Shamon 

Edon Nevzadi 

Paige Schaub 

Justin Haisha 

Conall Quish 

April Ross 

Haley Pfleger 
Timothy Noe 
Melissa Elam 

Brian Harrington 
Shawn Toma 

Verna Willbur 
Christopher Velez 
Robin Collier 

Fredi Bilbili 
Fouzieyeh Saad 
Alexander Nachman 


NetALP NTG 


$565,168 
$512,899 
$394,765 
$394,753 
$371,792 
$369,259 
$354,157 
$311,249 
$310,293 
$296,162 
$252,114 
$250,791 
$244,175 
$241,164 
$238,739 
$234,287 
$222,015 
$220,562 
$215,536 
$214,392 
$211,664 
$207,333 
$203,554 
$203,325 
$199,809 
$196,331 
$181,365 
$178,114 
$176,955 
$175,124 
$173,044 
$171,899 
$171,745 
$167,749 
$167,709 
$164,622 
$164,321 
$160,781 
$157,936 
$157,156 
$155,234 
$155,029 
$154,664 
$153,765 
$153,374 
$152,693 
$151,651 
$151,277 
$151,171 
$151,065 


93 
93 


94 


91 


93 


86 
89 


90 


95 
96 


RET 


81.5 
77.7 
93.0 
83.7 
91.1 
84.5 
80.5 
81.1 
76.1 
76.8 
79.0 
75.2 
84.1 
82.8 
82.3 
89.2 
83.8 
82.6 
91.7 


75.8 
83.5 
86.5 
82.4 
80.7 
84.2 
78.1 
81.2 
85.0 


78.7 
85.1 
82.3 
80.4 
75.8 
77.6 
89.3 
91.6 


76.9 


84.8 


88.3 


95.2 


MGA 


Arif Hajro 
Joseph Gojcaj 
Nick Scordos 
Justin Adams 
Joseph Gojcaj 
Bledar Bane 
Andi Iftiu 

Maria Lagios 
Carrington Hanna 
Klaudio Martinaj 
Ashlynn Orng 
Klaudio Martinaj 
Mario Hajro 
Joseph Crivelli 
Derek Foore 

Carol Fernandez 
Carol Fernandez 


Jason Bratin 


Klaudio Martinaj 
Luciano Valero Vidal 
Alan Sedaghat 
Kelechi Anele 


Bruno Nuro 


Hasan Ghazal 
Mark Dushaj 
Augusto Arango 
Klaudio Martinaj 


Carol Fernandez 
Spencer Kozej 
Salvatore Sortino 
Justin Haisha 
Arif Hajro 
Christian Gojcaj 
Mark Dushaj 
Gregory Rudolph 
Brandon Minor 
Brandon Hughes 
Joseph Gojcaj 
Joseph Gojcaj 
Andi Iftiu 
Taulant Bane 
Dianka Blash 
Adem Abdula 
Ahmed Elagrab 
Arif Hajro 
Joseph Gojcaj 
Michael Maloney 


SGA 


AO 

AO 

AO 

Simon Arias 
AO 

AO 

A0 

AO 

AO 

AO 

AO 

AO 

AO 

Simon Arias 
S-S-Parks-Salvaggi 
Sergio Carta 
Sergio Carta 
Simon Arias 
Locker-Taylor 
AO 

Beto Quintero 
AO 

AO 

AO 
Locker-Taylor 
Satti-Kanaan-Wheeler 
AO 

Jesus Romero 
AO 

Darcy Schrieber 
Sergio Carta 
Simon Arias 
AO 

AO 

AO 

AO 

AO 

Simon Arias 
AO 

AO 

AO 

AO 

AO 

AO 

AO 
Giglione-Ackerman 
Greg Graham 
AO 

AO 


Simon Arias 


x VETERAN PRODUCERS 


mae A 


1 
AG 


DANIEL PARAVISINI 


GRANDVIEW, MO 


4 
ROGER FREDERICKS 


LAS VEGAS, NV 


FIRAT UCAR 


CANFIELD, OH 


JOSHUA DISHONG 


COLUMBUS, OH 


7 8 


TR 


MEENAKSHI CHAVIS MARSHALL FERNANDEZ IAN PICKETT ROGER FUNG 
CONCORD, CA RED DEER, AB VANCOUVER, BC TRACY, CA 
LE 
bc E 
^ » 
DE um 
LADAN RAHBARY JUAN OLVERA ANTONIO REYES OLEG NOVITCHII 
VANCOUVER, BC HOUSTON, TX WILMINGTON, MA BRUNSWICK, OH 
-] 
[| 
13 14 
ALVIN ALI CARMEN ARROYO MICHAEL VAN DELFT FRANCO BILOTTI 
CONCORD, CA LONG ISLAND CITY, NY HALIFAX, NS LAS VEGAS, NV 


18 


ga 


JONATHAN CONNER JOSE MORENO 


HOUSTON, TX LONG ISLAND CITY, NY 


NOOR MUSLEH 
BRUNSWICK, OH 


DECEMBER 


Rank 


wo on AU hh WN = 


Firat Ucar 

Daniel Paravisini 
Joshua Dishong 
Roger Fredericks 
Meenakshi Chavis 
Marshall Fernandez 
lan Pickett 
Roger Fung 
Ladan Rahbary 
Juan Olvera 
Antonio Reyes 
Oleg Novitchii 
Alvin Ali 

Carmen Arroyo 
Michael van Delft 
Franco Bilotti 
Endy Suriel 

Noor Musleh 
Jonathan Conner 
Jose Moreno 
Vanessa Rodriguez 
Michele Stewart 
Jennifer Savino 
Jessica Davis 

Kelly Ekker 

Brad Toyama 
Edward DeFurio 
Dillon Zartman 
Brock Lampee 

Silas Merkel 

Aref Sayegh 

Max Quasem 

Lily Sakai 

Braeden Gilbert 
Ruben Terrero 
Natalia Beltran Hernandez 
Manique Sala 

Phi Phan 

Omar Hashimi 
Omaira Garces Ramonez 
Elvis Tinaj 

Jimmy Quifille 
Jihad Ottallah 

Joey Kennedy 
Raveen Franklyn 
Charles Nacovsky 
Paola Ramos 

Jesse Fullmer 
Michael Battaglio 
Daryl Graham 


NetALP NTG 


$313,898 
$223,668 
$77,345 
$70,921 
$61,952 
$60,386 
$52,361 
$52,304 
$50,199 
$49,061 
$45,898 
$43,564 
$43,485 
$42,179 
$39,337 
$37,662 
$36,892 
$36,333 
$36,106 
$35,565 
$34,912 
$33,920 
$33,655 
$33,370 
$33,123 
$32,682 
$32,175 
$30,116 
$30,065 
$28,933 
$28,458 
$28,453 
$27,287 
$26,270 
$25,866 
$25,807 
$25,395 
$24,852 
$24,582 
$24,110 
$23,860 
$23,347 
$23,287 
$22,747 
$22,193 
$22,011 
$21,694 
$21,079 
$21,051 
$21,050 


95 


RET MGA SGA 

89.0 Bledar Bane A0 

90.2 Mario Hajro A0 

77.5 Joshua Dishong S-S-Bendure-Hartwig 
83.7 Adrienne Bragas A0 

77.9 Andrew McQuade 
85.9 Marshall Fernandez AO 

86.6 Bobby Gujral AO 

79.9 Roger Fung Mathew Hart 
83.0 Bruce Viaje AO 

81.9 Alexandria Greer Stephen Giddens 
91.1 Alexandra Berberich Albert Serur 


82.7 Oleg Novitchii S-S-Parks-Salvaggi 


79.6 Andrew McQuade 

81.2 Carmen Arroyo Theodore Pappas 

90.1 Satti-Kanaan-Wheeler 
91.8 Franco Bilotti Corey Neff 

824 Jeffrey Espinal Theodore Pappas 

86.0 Matthew Conrad S-S-Parks-Salvaggi 
81.3 Clayton Slaughter Michael Vasu 


75.0 Susana Vargas Pappas-Akuamoa 


78.1 Pappas-Akuamoa 
83.6  Enolftiu AO 
843 Cody Gardner Albert Serur 
88.4 Christopher Bentley AO 
837 Kelly Ekker Tiffany Wagner 
96.4 Jesse Weaver AO 

Nick Moore 
85.5 Dillon Zartman S-S-Bendure-Hartwig 
928 Dustin Dunbar AO 
87.0 Derek Foore S-S-Parks-Salvaggi 
79.9 Satti-Kanaan-Wheeler 
943 Cohen-Velasquez 
92.0 Cohen-Velasquez 


849 Jesse Barker 
81.5 Ruben Terrero 
88.4 Kasali Kotun 
848 Manique Sala 


Moore Midwest 
Albert Serur 
Michael Musso 


Duni Olusegun 


803 Phi Phan Desi Dimitrova 
85.2 Paul Samra Andrew McQuade 
848 Luis Vidal Quintero-Vidal 
75.3 Jozef Tinaj AO 

813 Jimmy Quifille A0 

88.5 Matthew Conrad S-S-Parks-Salvaggi 
88.8 Bobby Hamilton A0 


Albert Serur 


Giglione-Ackerman 


88.4 James Fangmann 
83.9 Francesca Veltri 
87.7 Jeffrey Espinal Theodore Pappas 
93.5 Mark Neilson AO 

815 Jared Guglielmino 
874 Daryl Graham 


Giglione-Ackerman 


S-S-Parks-Salvaggi 


ALLTIME RECORD: $362,123 Net ALP — FIRAT UCAR 


YTD 


Rank 


Firat Ucar 
Daniel Paravisini 
Marshall Fernandez 
Joshua Dishong 
Oleg Novitchii 
Carmen Arroyo 
Salaur Khorrami 
lan Pickett 
Roger Fredericks 
Roger Fung 
Michael van Delft 
Noor Musleh 
Nikolla Lulgjuraj 
Michele Stewart 
Brandon Bennett 
Alvin Ali 

Ardian Gojcaj 
Jihad Ottallah 
Muhammed Ashraf 
Kristi Basho 
Arturo Romero 
Blair Sheppard 
Meenakshi Chavis 
Lily Sakai 

Kevin Ishikane 
Kevin Musai 

Jesse Fullmer 
Damon Stroup 
Ervin Metaj 

Serge Brouillette 
Scott Whitford 
Aref Sayegh 

Rea Alwan 

Sarah Saleim 
Ashley Mysza 
Alexandra Longo 
Nathan Labranche 
Ladan Rahbary 
Joey Kennedy 
Massoud Vaziri 
Max Quasem 

Tyler McKnight 
Silas Merkel 
Charles Nacovsky 
Bryan Juskiw 
Andrea V Laurent 
Phi Phan 

Alex Miller 
Melissa Hayfa 
Jennifer Savino 


NetALP NTG RET MGA SGA 
$2,377,161 89.0 Bledar Bane AO 
$2,177,064 90.2 Mario Hajro AO 

$856,411 85.9 Marshall Fernandez AO 

$819,435 77.5  JoshuaDishong S-S-Bendure-Hartwig 

$786,350 82.7 Oleg Novitchii S-S-Parks-Salvaggi 

$632,674 81.2 Carmen Arroyo Theodore Pappas 

$555,308 90.2  Salaur Khorrami A0 

$539,313 86.6 Bobby Gujral AO 

$497,923 83.7 Adrienne Bragas AO 

$497,811 79.9 Roger Fung Mathew Hart 
$471,726 90.1 Satti-Kanaan-Wheeler 
$461,934 86.0 Matthew Conrad S-S-Parks-Salvaggi 
$445,895 83.3 Mark Dushaj A0 
$410,527 83.6  Enolftiu A0 
$405,270 91.3 Brandon Bennett Simon Arias 
$388,761 79.6 Andrew McQuade 
$381,116 86.9 Christian Gojcaj AO 
$378,774 88.5 Matthew Conrad S-S-Parks-Salvaggi 
$363,423 874 Muhammed Ashraf Theodore Pappas 
$362,380 87.5 Arif Hajro AO 
$356,556 79.0 Arturo Romero S-S-Parks-Salvaggi 
$354,955 86.7 Brandon Summerton A0 
$354,765 77.9 Andrew McQuade 
$350,346 92.0 Cohen-Velasquez 
$348,096 88.4 Blake Higuchi AO 
$340,865 92.8 Andilftiu AO 
$320,726 93.5 Mark Neilson AO 
$320,034 88.9 Mathew Hart 
$318,426 85.4 Taulant Bane AO 
$308,526 91.1 Serge Brouillette AO 
$306,331 80.2 Alberto Alcala Ryan Bisanz 
$303,654 79.9 Satti-Kanaan-Wheeler 
$302,415 75.0 Rea Alwan A0 
$295,836 88.2 Todd Engelson A0 
$291,668 76.9 Ashley Mysza Tommy Vena 
$284,676 88.3 Alexandra Longo Hart-Lewicki 
$283,412 89.7 Mark Dushaj AO 
$282,155 83.0 Bruce Viaje AO 
$281,042 88.8 Bobby Hamilton AO 
$276,582 93.5 Massoud Vaziri AO 
$275,891 94.3 Cohen-Velasquez 
$269,902 90.4 Mark Neilson AO 
$269,640 87.0 Derek Foore S-S-Parks-Salvaggi 
$268,840 83.9 Francesca Veltri Giglione-Ackerman 
$266,579 874 S-S-Bendure-Hartwig 
$265,050 820 Justin Adams Simon Arias 
$263,797 80.3 Phi Phan Desi Dimitrova 
$257,361 86.0 Cohen-Velasquez 
$256,014 86.4 Melissa Hayfa AO 
$252,815 84.3 Cody Gardner Albert Serur 


ALL TIME RECORD: $2,377,161 Net ALP — FIRAT UCAR 


LIFETIME RECORD: $5,817,930 Net ALP — JOSHUA DISHONG 12/31/23 


e SUPERVISING AGENTS 


DECEMBER 


Rank 1st 6 Mo Agt Net ALP NTG RET MGA SGA 
1 Karina Moran $101,462 $108,656 97 lleana Tineo Zaida Ferrer 
2 Jennifer Terife Medina $77,417 $107,466 95 Carol Fernandez Sergio Carta 
3 Paula Martinez Mirto $57,857 $61,370 98 lleana Tineo Zaida Ferrer 
4 Gusmary Cordero $46,812 $50,021 99 lleana Tineo Zaida Ferrer 
5 Colten Rice $40,129 $60,172 93 lan Zollos S-S-Parks-Salvaggi 
, A 6 Rowyn Rivas $37,813 $43,112 93 Daniel Pacheco Beto Quintero 
2 ad 4 "^ V 7 Juan Da Costa $37,057 $37,057 100 Anizabeth ParraGonzalez Adel Al Choufi Naim 
KARINA MORAN JENNIFER TERIFE MEDINA PAULA MARTINEZ MIRTO GUSMARY CORDERO COLTEN RICE 8 lxsen Carrasquel Martinez $35,402 $57,714 100 lleana Tineo Zaida Ferrer 
RICHARDSON, TX LONG BEACH, CA RICHARDSON, TX RICHARDSON, TX BRUNSWICK, OH 9 Maddy Penuela $33,740 $36,404 94 Carol Fernandez Sergio Carta 
10 Rafael Marcano $33,535 $39,813 98 Hemerson Gonzalez AO 
11 Darkis Perez Padron $33,460 $39,692 100 Alejandra Larez Morales Jesus Romero 
12 Jodie Whisenant $29,268 $29,268 100 Maria Lagios A0 
13 Nayta Virgala $28,954 $30,994 94 Hemerson Gonzalez AO 
14 Lisbeth Vasquez Rodriguez $24,126 $27,702 93 Daniel Pacheco Beto Quintero 
15 Hussein Kutkut $24,080 $43,913 89 Andi Iftiu AO 
16 Nicolas Rodriguez $22,079 $37,617 100 Carol Fernandez Sergio Carta 
] EN > 17 Aliz Elvira Ruano $21,927 $35,999 97 Ana Machado Rodriguez Quintero-Vidal 
6 A 7 A 8 9 d 18 Daniel Sanchez $21,736 $27,022 96 Jordan Stelzer Matthew Turnquist 
ROWYN RIVAS JUAN DA COSTA IXSEN CARRASQUEL MARTINEZ MADDY PENUELA RAFAEL MARCANO 19 William Heilman $21,159 524,516 84.3 lan Zollos S-S-Parks-Salvaggi 
MIAMI, FL MIAMI, FL RICHARDSON, TX LONG BEACH, CA MIAMI, FL 20 Tiffany Velasquez $18,098 $24,203 98 Ashley Rust m 


ALL TIME RECORDS: $192,431 1st6 Mo Agt — MORGAN EVANS | $195,384 Net ALP — LINO STRUSSIONE 


GENERAL AGENTS 


DECEMBER YTD 


Rank 1st 6 Mo Agt NetALP NTG RET MGA SGA Rank 1st 6 Mo Agt NetALP NIG RET MGA SGA 
1 Isabella Chacin $174,330 $195,677 97 Ileana Tineo Zaida Ferrer *1 Mohamed Aljahmi $822,959 $2,078,761 80.0 Joseph Gojcaj AO 
2 Solgeis Cardozo Mijares $89,632 $89,632 97 Hemerson Gonzalez AO *2 Nelson Sucre $745,483 $1,319,108 80.0 Carol Fernandez Sergio Carta 
2 3 3 Pedro Bolivar Pena $88,872 $110,276 77.0 Ileana Tineo Zaida Ferrer *3 Kolin Delija $654,171 $1,283,351 89 Klaudio Martinaj A0 
ISABELLA CHACIN SOLGEIS CARDOZO MIJARES PEDRO BOLIVAR PENA NELSON SUCRE 4 Nelson Sucre $82,750 $144,999 80.0 Carol Fernandez Sergio Carta *4 Joshua Butrey $614,756 $919,621 78.9  lanZollos S-S-Parks-Salvaggi 
RICHARDSON, TX HIALEAH, FL RICHARDSON, TX LONG BEACH, CA 5 Joshua Butrey $75,602 $117,547 78.9  lanZollos S-S-Parks-Salvaggi *5 Tyler McKnight $606,868 $1,192,218 80.3 Mark Neilson AO 
6 Tyler McKnight $59,812 $93,373 80.3 Mark Neilson AO 6 Isabella Chacin $563,584 $619,283 97 lleana Tineo Zaida Ferrer 
7 Carlos Colina $57,896 $76,211 86.6 Daniel Pacheco Beto Quintero 7 Zakaria Elgahmi $555,785 $1,031,236 794 Steven King Darcy Schrieber 
8 Angel Marquez $56,267 $116,112 86.3 Taleb Jammoul Hajali Walter Icaza 8 Angel Marquez $492,022 $746231 86.3 Taleb Jammoul Hajali Walter Icaza 
9 Garrett Amora $51,414 $64,446 92 Mathew Kahwaji AO 9 Tyler Lan $419,799 $630,705 75.] Ashlynn Orng AO 
] 10 Cesar Romero Vasquez $50,792 $77,572 83.0 Daniel Pacheco Beto Quintero 0  Torian Fields $383,964 $490,562 76.1 Ashley Rust AO 
[ 11 Torian Fields $49,667 $74,551 76.1 Ashley Rust A0 1 Luis Alvarez $363,186 $478,644 85.9 Alejandra Larez Morales Jesus Romero 
6 y 12 Pablo Castro Gaulet $43,717 $78,183 83.4 Carol Fernandez Sergio Carta 2 Garrett Amora $330,908 $509,202 92 Mathew Kahwaji AO 
TYLER MCKNIGHT CARLOS COLINA ANGEL MARQUEZ 13 Almina Jez $36,385 $67,963 97 Jozef Tinaj A0 3 Alejandro Jardon $330,089 $513,857 77.7 Parveen Lakhani Sabrina Lloyd 
MERIDIAN ID meno nonai ti 14 FaezJbour Al Choufi $36,010 $35,586 — 95 Anizabeth Parra Gonzalez Adel Al Choufi Naim 4 Kevin Musai $323,895  $965,354 83.0 — Andilftiu AO 
15 Heccy Rivas $35,858 $41,088 78.7 Sabrina Agostini A0 5 Luis Almaguer $318,429 $391,937  Á 92 Clayton Slaughter Michael Vasu 
16 Olimar Cassarino Figueroa $35,572 $43,594 99 Ana Machado Rodriguez Quintero-Vidal 6 Cesar Romero Vasquez $317,718 $581,686 83.0 Daniel Pacheco Beto Quintero 
17 Jacob Lavallie $35,103 $35,054 95 Matthew McDowell A0 7 Michael Schaefer $305,132 $463,514 85.0 Sierra Hartwig S-S-Bendure-Hartwig 
18 Kara Roenspies $34,554 $33,953 79.20 Pa Alieu Kasseh A0 8 Jordan Brown $292,348 $339,169 87 Chad McLaughlin Henderson-Locker 
19 Kevin Musai $34,296 $61,042 83.0 Andi Iftiu AO 9 Nicholas Beyer $288,747 $896,449 90.2 Zach Otto Sabrina Lloyd 
20 Nicholas Beyer $34,048 $88,816 90.2 Zach Otto Sabrina Lloyd 20 Maria Lugo Rincon $280,415 $502,411 89.8  Caritza Rojas Beto Quintero 
ROMERO VASQUEZ ALL TIME RECORDS: $393,567 1st6 Mo Agt — MEGAN JOHNSON | $437,263 Net ALP — MEGAN JOHNSON ALL TIME RECORDS: $2,035,593 1st 6 Mo Agt — MEGAN JOHNSON | $2,371,416 Net ALP — JOZEF TINAJ 


= MASTER GENERAL AGENTS 


CATEGORIES I-XII 


MARK NEILSON 
SOUTH LAKE TAHOE, CA 


CLAYTON SLAUGHTER 
HOUSTON, TX 


ZACKAREA HAKIM 
BOTHELL, WA 


| E 
BLEDAR BANE IAN ZOLLOS ASHLEY RUST 
WESTLAKE, OH BRUNSWICK, OH GILBERT, AZ 


VII ; 


ALAN SEDAGHAT 
BURNABY, BC 


M f 

AAN 

| üt iu 
MARK LAHIJANI 
LONG ISLAND CITY, NY 


ADRIENNE BRAGAS 
LAS VEGAS, NV 


JESSICA KAY 
DULUTH, GA 


KINGSLEY HANSEN 
METAIRIE, LA 


| Member 


eneral Agents in Categories I-XXI with minimum 10% growth and the top ten Rookies with minimum 10096 
ll be shown if a category has no qualifier. Figures reflect hierarchy transfer adjustments. The MGAs that will be recognized 
top MGA per category from Categories I-XX based on Net ALP Growth (minimum 1096). Must have full year comparison 
ID Spotlight number may not necessarily reflect that computation. Minimum quality standards apply for recognition. 


DECEMBER 


Category 
l 


vi 


vil 


Vill 


XII 


Mark Neilson 
Bobby Gujral 
Matthew Conrad 
Clayton Slaughter 
Bruce Viaje 
Zackarea Hakim 
Blake Higuchi 
Bledar Bane 
Taleb Jammoul Hajali 
Paul Samra 

lan Zollos 

David Carpenter 
Bobby Hamilton 
Ashley Rust 
Dustin Dunbar 
Mike Paragiou 
Alan Sedaghat 
London Burnett 
Kevin Appasamy 
Adrienne Bragas 
Beau Minnick 
Peter Gabranski 
Mark Lahijani 
Daryl Graham 
Nicholas Chuma 
Bobby Park 
Karen Salek-Cuzmar 
Andrew Hynan 
Jessica Kay 
Ed-Maggie Myrthil 
Gary Slocum 
Kingsley Hansen 
Brandon Hughes 
Kelly Schoenherr 


Growth 
70.4% 
61.5% 
34.9% 
72.5% 
37.5% 
108.0% 
17.8% 
468.8% 
187.8% 
95.4% 
101.0% 
97.0% 
60.8% 
283.7% 
252.2% 
112.3% 
231.7% 
84.8% 
77.9% 
166.7% 
158.5% 
81.3% 
236.4% 
218.2% 
76.7% 
166.3% 
76.2% 
18.7% 
198.6% 
133.6% 
95.3% 
155.0% 
132.1% 
108.5% 


Net ALP 
$217,504 
$144,129 
$188,402 
$146,713 
$91,056 
$59,116 
$78,445 
$359,880 
$277,366 
$112,273 
$196,388 
$74,811 
$60,831 
$133,647 
$82,314 
$95,180 
$85,935 
$60,156 
$79,697 
$87,511 
$51,690 
$109,479 
$80,647 
$63,645 
$168,270 
$67,701 
$35,245 
$55,471 
$66,409 
$173,936 
$65,661 
$53,465 
$57,122 
$64,118 


Benchmark 
$127,638 
$89,268 
$139,649 
$85,068 
$66,212 
$28,423 
$66,582 
$63,272 
$96,385 
$57,464 
$97,708 
$37,976 
$37,830 
$34,834 
$23,371 
$44,835 
$25,911 
$32,545 
$44,792 
$32,815 
$20,000 
$60,383 
$23,974 
$20,000 
$95,243 
$25,422 
$20,000 
$46,749 
$22,240 
$74,460 
$33,627 
$20,968 
$24,613 
$30,745 


NTG 


RET 
80.4 
86.2 
86.9 
16.7 
82.9 
80.7 
83.6 
85.3 
81.5 
85.6 
17.6 
78.1 
80.9 
76.8 
87.9 
84.3 
82.1 
78.8 
86.2 
78.4 
75.9 
81.7 
76.3 
79.2 
75.3 
81.7 
82.5 
81.0 
81.8 
75.3 
83.1 
77.0 
82.6 
75.7 


SGA 

AO 

AO 
S-S-Parks-Salvaggi 
Michael Vasu 

A0 

A0 

A0 

A0 

Walter Icaza 

Andrew McQuade 
S-S-Parks-Salvaggi 
A0 

A0 

A0 

A0 
S-S-Parks-Salvaggi 
AO 
S-S-Parks-Salvaggi 
AO 

AO 
S-S-Bendure-Hartwig 
Albert Serur 
Pappas-Akuamoa 
S-S-Parks-Salvaggi 
S-S-Bendure-Hartwig 
A0 

Henderson-Locker 

A0 

Jamison Weatherspoon 
Pappas-Akuamoa 
Desi Dimitrova 
Denis-Michael Catalano 
A0 

Philip Prata 


ALLTIME RECORD: $896,627 Net ALP — DAVID CARPENTER 


YTD 


Category 
I 


vi 


vil 


Vill 


Xl 


XII 


Eno Iftiu 

Mark Dushaj 

Mark Neilson 
Jenny Kim 
Steven King 
Joseph Crivelli 
Zackarea Hakim 
Bledar Bane 
Taleb Jammoul Hajali 
Jeffrey Espinal 

lan Zollos 

Jillian Getz 

David Carpenter 
Ashley Rust 
Jhanna Valerio Vivas 
Mike Paragiou 
Carlo Buhay 
Daniel Pacheco 
Kevin Appasamy 
Nick Scordos 
Steven Warner 
Beau Minnick 
Nicholas Chuma 
Melinda-Rae Lyse 
Marisa Willgruber 
Justin Adams 
Andrew Hynan 
Daniel Perkins 
Jennifer Ragan 
John Santosuosso 
Ed-Maggie Myrthil 
Brandon Hughes 
Kelly Schoenherr 
Alexis Pineiro 


Growth 
96.1% 
47.0% 
34.9% 
25.5% 
82.2% 
67.8% 
62.1% 
224.5% 
174.8% 
58.4% 
140.1% 
66.7% 
37.4% 
133.6% 
92.3% 
76.8% 
96.1% 
71.6% 
49.8% 
67.1% 
58.4% 
48.5% 
83.2% 
38.8% 
32.8% 
113.9% 
28.8% 
19.3% 
56.2% 
56.0% 
48.1% 
176.0% 
65.4% 
45.2% 


Net ALP 
$7,185,597 
$6,863,465 
$2,880,285 
$1,446,387 
$2,101,306 
$2,707,889 
$2,089,024 
$3,118,673 
$2,848,883 
$2,139,859 
$2,003,040 
$1,386,819 
$1,163,761 
$1,662,639 
$1,521,694 
$1,425,732 
$1,246,083 
$1,139,024 
$950,112 
$1,012,375 
$927,504 
$1,002,609 
$2,431,670 
$760,501 
$754,452 
$1,063,850 
$652,337 
$578,968 
$720,248 
$688,892 
$1,147,749 
$990,469 
$658,944 
$611,211 


Benchmark 
$3,663,411 
$4,669,407 
$2,135,865 
$1,152,773 
$1,153,241 
$1,613,738 
$1,288,907 
$961,105 
$1,036,653 
$1,351,038 
$834,091 
$832,028 
$846,829 
$711,738 
$791,263 
$806,420 
$633,568 
$641,288 
$634,459 
$605,881 
$585,667 
$675,193 
$1,327,374 
$547,727 
$567,964 
$497,369 
$506,551 
$485,274 
$461,150 
$441,728 
$774,844 
$358,842 
$398,331 
$420,896 


NTG 


RET SGA 

78.5 A0 

805 AO 

804 AO 

77.7 AO 

79.5 Darcy Schrieber 
845 Simon Arias 

807 AO 

85.3 A0 

81.5 Walter Icaza 

80.6 Theodore Pappas 
77.6 S-S-Parks-Salvaggi 
808 AO 

78.1 A0 

76.8 A0 

84.7 Beto Quintero 
843 S-S-Parks-Salvaggi 
79.3 A0 

82.1 Beto Quintero 
862 AO 

83.8 A0 

782 A0 

75.9 S-S-Bendure-Hartwig 
75.3 S-S-Bendure-Hartwig 
852 AO 

89.3 Theodore Pappas 
81.5 Simon Arias 

810 AO 

805 AO 

80.6 A0 

78.5 Brett Gryska 

75.3 Pappas-Akuamoa 
82.6 A0 

75.] Philip Prata 

79.0 Cohen-Velasquez 


ALL TIME RECORD: $7,185,597 Net ALP — ENO IFTIU 


x MASTER GENERAL AGENTS continued 


CATEGORIES XIII-XXI 


DECEMBER YTD 
& R O O K | E Category Growth Net ALP Benchmark NTG RET SGA Category Growth Net ALP Benchmark NTG RET SGA 


XIII Cody Gardner 261.1% $118,290 $32,761 82.8 Albert Serur XIII Caritza Rojas 121.1% $848,386 $383,699 86.1 Beto Quintero 
Matthew McDowell 256.2% $93,837 $26,345 76.0 A0 Matthew McDowell 105.6% $721,830 $351,075 76.0 A0 
A tE Joshua Goodman 170.2% $54,040 $20,000 75.4 Matthew Turnquist Cody Gardner 82.5% $745,210 $408,407 82.8 Albert Serur 
XIV Raul Rojas 72.696 $34,514 $20,000 80.8 Giddens-Mazurkewicz XIV Ross Ewen 93.8% $593,618 $306,310 83.6 Kevin Holtz 
Jeffrey Hall 68.8% $33,766 $20,000 824 Albert Serur Bruno Nuro 89.3% $666,791 $352,200 854 AO 
p Stella Roznovan 52.596 $82,856 $54323 79.4  Cohen-Velasquez Stella Roznovan 88.296 $1,023,639 $543,804 79.4 Cohen-Velasquez 
e| XV Jose Castillo 104.3% $40,851 $20,000 75.2 Cohen-Velasquez XV Abigail Luna Rodriguez 62.5% $591,734 $364,192 86.7 AO 
; N ` Samuel Artzis 84.9% $36,987 $20,000 85.4  A0-Lorence Samuel Artzis 60.896 $467,480 $290,737 85.4  A0-Lorence 
X V XV < -J Tanner Duy 50.096 $30,006 $20,000 852 A0 Jesse Benwell 46.9% $46,172 $303,660 803 Satti-Kanaan-Wheeler 
& i ai NE n XVI Ryan Slone 366.4% $150,241 $32,211 84.1 Albert Serur XVI Justin Maska 322.2% $1,052,426 $249,260 75.9 Arias-Dlabik 
CODY GARDNER RAUL ROJAS JOSE CASTILLO Robert Jackson 353.2% $90,640 $20,000 833 Arias-Dlabik Ryan Slone 206.5% $770,849 $251,490 84.1 Albert Serur 
NEWYORK, NY HOUSTON: TX LOS ANGELES, CA Justin Sutton 333.2% $86,639 $20,000 83.9 Stephen Giddens Robert Jackson 187.0% $711,830 $248,040 833 Arias-Dlabik 
XVII Omar Billy 173.4% $56,167 $20,548 75.5 Jamison Weatherspoon XVII Carmen Pena Guedez 123.3% $535,949 $240,000 77.8 Jesus Romero 
Kurt-James MacMillan 43.2% $28,643 $20,000 848  Satti-Kanaan-Wheeler Omar Billy 114.096 $731,965 $342,089 75.5 Jamison Weatherspoon 
Ronald Davis 38.8% $27,751 $20,000 81.7 Pappas-Akuamoa Adam Kidikas 88.0% $468,205 $248,981 89.5 Josh West 
XVIII Jonathan Da-Al 110.2% $47,863 $22,765 84.2 Steve Friedlander XVIII Stuart Pagan 170.7% $649,603 $240,000 81.2 Mathew Hart 
Stuart Pagan 92.2% $38,441 $20,000 81.2 Mathew Hart Jonathan Da-Al 103.1% $487,474 $240,000 842 Steve Friedlander 
Christopher Bentley 91.8% $38,357 $20,000 86.8 A0 Ashkan Khoshmagham 84.1% $441,787 $240,000 846 A0 
XIX Giovanni Diduro 21.2% $24,248 $20,000 86.3 Brett Gryska XIX Patrick Donovan 29.8% $311,508 $240,000 78.4 A0 
Taurean Flournoy 13.5% $22,706 $20,000 75.4 Weatherspoon-Harris Taurean Flournoy 21.9% $300,637 $246,609 75.4 Weatherspoon-Harris 
XX Daisy Vasu 120.6% $44,123 $20,000 80.4 Michael Vasu Stephen Bowen 19.4% $286,635 $240,000 785 AO 
E Mind LAE Alexandra Graham 96.9% $39,370 $20,000 97.0 Greg Graham XX Alexandra Graham 77.7% $426,567 $240,000 97.0 Greg Graham 
i l l ALL TIME RECORD: $896,627 Net ALP — DAVID CARPENTER Mosler Ie 334 $568,270 a en 
XXI Taulant Bane 324.0% $1,017,705 $240,000 81.2 A0 
mA Le | Mario Hajro 170.9% $650,043 $240,000 785 A0 


ALL TIME RECORD: $7,185,597 Net ALP — ENO IFTIU 


GIOVANNI DIDURO DAISY VASU DECEMBER ROOKIES YTD ROOKIES 


ROCHESTER, NY HOUSTON, TX 

Category PF F6Mo F6 Mo Obj NetALP NTG RET SGA Category PF F6Mo F6 Mo Obj NetALP NTG RET SGA 

Rookie Carol Fernandez 577.9% $115,574 $20,000 152,913 80.8 Sergio Carta Rookie Andi Iftiu 498.3% $1,195,811 $240,000 2,397,875 82.6 A0 
Jordan Stelzer 400.096 $79,999 $20,000 110,780 76.6 Matthew Turnquist Joseph Gojcaj 411.596 $987,699 $240,000 2,505,286 80.9 AO 
Carlos Navas 375.5% $75,102 $20,000 104,409 81.2 Quintero-Vidal Jordan Stelzer 329.596 $790,817 $240,000 1,108,209 76.6 Matthew Turnquist 
Alejandra Larez Morales 354.196 $70,823 $20,000 94,539 80.1 Jesus Romero Joshua Hosenbold 327.096 $784,826 $240,000 1,039,585 78.20 MHenderson-Locker 
Justin Haisha 293.596 $58,698 $20,000 80414 89 AO Carlos Navas 290.1% $696,316 $240,000 1,002,293 81.2 Quintero-Vidal 
Luciano Valero Vidal 276.8% $55,354 $20,000 66,487 79.0 Beto Quintero Ashlynn Orng 267.9% $642,956 $240,000 1,004,832 756 AO 
Mathew Kahwaji 270.4% $54,087 $20,000 79,145 78.6 AO Christopher Montoni 253.5% $608,328 $240,000 865,426 75.9 S-S-Parks-Salvaggi 
Ana Machado Rodriguez 268.3% $53,650 $20,000 77,724 9 Quintero-Vidal Alejandra Larez Morales 244.8% $587,531 $240,000 785,096 80.1 Jesus Romero 
Daniela Rangel 259.3% $51,861 $20,000 66,816 79.8 Walter Icaza Ryan Martin 244.196 $585,866 $240,000 993,200 85.3 Nick Moore 

gno MM ME Joseph Gojcaj 242.8% $48,551 $20,000 202,393 80.9 A0 Ana Machado Rodriguez 231.7% $556,104 $240,000 732,089 92 Quintero-Vidal 


Spotlight recognizes the top three Master General Agents in Categories I-XXI with minimum 10% growth and the top ten Rookies with minimum 10096 
Performance Factor. Positive growth will be shown if a category has no qualifier. Figures reflect hierarchy transfer adjustments. The MGAs that will be recognized 
at the 2023 Awards Presentation are the top MGA per category from Categories I-XX based on Net ALP Growth (minimum 10%). Must have full year comparison 
benchmark objective to qualify. The YTD Spotlight number may not necessarily reflect that computation. Minimum quality standards apply for recognition. 


34 


REGIONAL GENERAL AGENTS 


CATEGORIES I-VIII 


LS A 


TAULANT BANE JOSEPH TOMANOVICH MARK BERNSDORFF 
MIAMI, FL LAS VEGAS, NV WEXFORD, PA 


V 


JOSEPH CRIVELLI 


RONALD RIVERA 
WEXFORD, PA LOS ANGELES, CA 


STELLA ROZNOVAN 
LOS ANGELES, CA 


BRIAN JEROME 
POMPANO BEACH, FL 


ANDREW CHAMBERS 
MIDDLETOWN, CT 


] = 2024 MGA/RGA Leadership Council Member 


Spotlight recognizes the top three Regional General Agents in Categories I-XVI with minimum 10% growth. Positive growth will be shown if a category has no qualifier. Figures reflect hierarchy transfer adjustments. The RGAs that will be 
recognized at the 2023 Awards Presentation are the top RGA per category from Categories I-XVI based on Net ALP Growth (minimum 10%). Must have full year comparison benchmark objective to qualify. The YTD Spotlight number may 
not necessarily reflect that computation. Minimum quality standards apply for recognition. 


DECEMBER 


Category 


Vil 
Vill 


Taulant Bane 
Bobby Gujral 

Joshua Olin 

Joseph Tomanovich 
Eric Thompson 

Tahis Quintero Bonilla 
Mark Bernsdorff 
Christopher Hintz 
Cody Gardner 
Joseph Crivelli 

Jake Yagjian 

Ronald Rivera 
Bruce Viaje 

Jonathan Rindt 
Stella Roznovan 
Sara Vaz 

Brian Jerome 
Andrew Chambers 
Bobby Park 


YTD 


Category 


Vl 


VII 
VIII 


Taulant Bane 
Mario Hajro 

Mark Neilson 

Eric Thompson 
Jenny Kim 
Christopher Hintz 
David Carpenter 
Jake Yagjian 
Jessica Chang 
Brandon Summerton 
Bruce Viaje 

James Marks 

Stella Roznovan 
Sara Vaz 

Mark Dushaj 
Andrew Chambers 


William Parmeter 


Growth 
139.6% 
67.2% 
28.1% 
115.9% 
113.9% 
89.3% 
226.1% 
225.5% 
19.9% 
188.2% 
163.4% 
75.4% 
34.2% 
12.9% 
149.3% 
14.9% 
44.5% 
111.4% 
37.6% 


Growth 
122.0% 
50.1% 
29.2% 
47.6% 
13.2% 
84.4% 
20.4% 
23.3% 
124.4% 
92.4% 
20.2% 
75.5% 
45.3% 
32.6% 
306.1% 
28.2% 
11.4% 


NetALP 
$428,771 
$205,469 
$333,790 
$291,194 
$206,582 
$114,170 
$125,539 
$88,397 
$107,167 
$79,643 
$188,017 
$110,879 
$52,903 
$26,321 
$77,826 
$43,596 
$29,595 
$50,858 
$27,516 


Net ALP 


$5,685,160 


$ 
$ 


9,722,635 
6,564,561 


$2,393,873 


$ 
$1 
$ 
$1 
$1 


$1 


8 
$8 
$934,870 


8 


2,198,129 
,681,240 
1,978,105 
,394,359 
,982,601 
,613,063 
,000,064 


$629,474 
,178,009 
,286,403 


$651,072 


$562,363 


Benchmark NTG RET 
$178,983 83.7 
$122,872 83.5 
$260,546 79.6 
$134,878 77.1 
$96,582 79.2 
$60,324 76.1 
$38,500 75.3 
$27,158 86.9 
$89,362 80.8 
$27,638 80.1 
$71,388 83.3 
$63,204 79.3 
$39,429 84.4 
$23,320 78.9 
$31,217 83.0 
$37,941 80.9 
$20,483 76.6 
$24,054 76.1 
$20,000 80.1 


ALL TIME RECORD: $2,307,263 Net ALP — MARIO HAJRO 


Benchmark NTG RET 
$2,560,802 83.7 
$6,477,735 80.3 
$5,079,583 79.0 
$1,621,338 79.2 
$1,941,047 79.4 
$911,558 86.9 
$1,642,471 77.8 
$1,131,307 83.3 
$838,912 79.8 
$838,523 84.6 
$832,291 84.4 
$532,586 79.6 
$433,139 83.0 
$888,629 80.9 
$316,776 79.3 
$507,698 76.1 
$505,030 85.4 


ALL TIME RECORD: $13,827,599 Net ALP — MARIO HAJRO 


SGA 

AO 

AO 

A0 

A0 
S-S-Parks-Salvaggi 
Jesus Romero 
Simon Arias 

A0 

Albert Serur 
Simon Arias 
Albert Serur 
Cohen-Velasquez 
A0 

Simon Arias 
Cohen-Velasquez 
AO 

Tom Williams 
Philip Prata 

AO 


SGA 

A0 

A0 

A0 
S-S-Parks-Salvaggi 
A0 

A0 

A0 

Albert Serur 
A0 

A0 

A0 

Simon Arias 
Cohen-Velasquez 
A0 

A0 

Philip Prata 
Brett Gryska 


REGIONAL GENERAL AGENTS continued DECEMBER 


Category Growth Net ALP Benchmark NTG RET SGA 
IX Patrick Donovan 364.8% $92,961 $20,000 75.9 AO 
Taleb Jammoul Hajali 161.3% $67,426 $25,807 79.7 Walter Icaza 
Aaron Parks 46.3% $29,253 $20,000 76.5 Simon Arias 
X Carmen Pena Guedez 106.8% $133,607 $64,606 78.7 Jesus Romero 
Veronica Coval 62.4% $32,477 $20,000 79.5 Fisher-Hall 
G A T E G O R | E S | X i X V | Justin Hermann 36.8% $27,360 $20,000 75.8 AO 
XI Carlo Buhay 137.9% $71,220 $29,931 79.7 AO 
Yussuf El-Zein 131.8% $46,351 $20,000 80.0 AO 
Hasan Ghazal 38.6% $27,714 $20,000 84.8 Satti-Kanaan-Wheeler 
XII Kamal Tayyib 163.8% $52,751 $20,000 86.4 Andrew McQuade 
Sylvain Kalombo 147.2% $50,412 $20,392 82.9 Duni Olusegun 
Aaron Friedlander 110.2% $47,863 $22,765 84.2 Steve Friedlander 
XV Ashkan Khoshmagham 20.9% $24,189 $20,000 97.3 AO 
XVI Sierra Kelsey 27.596 $25,510 $20,000 89 Ralston-Ralston 


ALLTIME RECORD: $2,307,263 Net ALP — MARIO HAJRO 


© m 


PATRICK DONOVAN CARMEN PENA GUEDEZ 
SIOUX FALLS, SD HOUSTON, TX 


YTD 


Category Growth Net ALP Benchmark NTG RET SGA 
IX Taleb Jammoul Hajali 238.596 $833,831 $246,305 79.7 Walter Icaza 
Patrick Donovan 187.0% $688,729 $240,000 75.9 AO 
Claude Hamilton 61.6% $555,629 $343,817 82.8 Satti-Kanaan-Wheeler 
X Carmen Pena Guedez 225.5% $1,130,182 $347,192 78.7 Jesus Romero 
CARLO BUHAY KAMAL TAYYIB Phi Phan 117.5% $536,880 $246,865 84.3 Desi Dimitrova 
WINNIPEG, MB CONCORD, CA - 
Justin Hermann 72.7% $529,110 $306,382 75.8 AO 
XI Carlo Buhay 69.6% $407,048 $240,000 79.7 AO 
Yussuf El-Zein 19.4% $286,576 $240,000 80.0 A0 
Hasan Ghazal 12.296 $281,704 $251,098 84.8 Satti-Kanaan-Wheeler 
XII Sylvain Kalombo 124.796 $539,390 $240,000 82.9 Duni Olusegun 
Aaron Friedlander 103.196 $487,324 $240,000 842 Steve Friedlander 
Sabrina Ashraf 28.896 $309,014 $240,000 88.5 Theodore Pappas 
XIII Matthew Ward 50.196 $360,211 $240,000 89.1 Josh West 


ALLTIME RECORD: $13,827,599 Net ALP — MARIO HAJRO 


KVIZ, 


ASHKAN KHOSHMAGHAM SIERRA KELSEY 
NORTH VANCOUVER, BC LITTLE ROCK, AR 


Spotlight recognizes the top three Regional General Agents in Categories I-XVI with minimum 10% growth. Positive growth will be shown if a category has no qualifier. Figures reflect hierarchy transfer adjustments. The RGAs that will be 
recognized at the 2023 Awards Presentation are the top RGA per category from Categories I-XVI based on Net ALP Growth (minimum 10%). Must have full year comparison benchmark objective to qualify. The YTD Spotlight number may 
not necessarily reflect that computation. Minimum quality standards apply for recognition. 


LEGACY REGIONAL GENERAL AGENTS 


DECEMBER 


" i Rank Category Legacy Production SGA 
1 l Mario Hajro $915,128 AO 
2 111 David Carpenter $479,625 AO 
3 V Daniel Pacheco $220,054 Beto Quintero 
! 4 X Gregory Rudolph $171,299 Simon Arias 
5 ll Eric Thompson $163,289 S-S-Parks-Salvaggi 
6 IV Chase Miller $158,765 S-S-Bendure-Hartwig 
7 IV Justin Sutton $156,240 Stephen Giddens 
1 2 3 8 Il Cody Gardner $148,295 Albert Serur 
9 XIIL — Kevin Appasamy $144,432 AO 
MARIO HAJRO DAVID CARPENTER DANIEL PACHECO GREGORY RUDOLPH 10 — VII Michael Gerstein $142,656 Giglione-Ackerman 
SAN CLEMENTE, CA MIAMI, FL MIAMI, FL WEXFORD, PA 


YTD 


Rank Category Legacy Production SGA 
1 l Mario Hajro $15,049,752 AO 
» 111 David Carpenter $6,872,653 AO 
3 | Mark Neilson $3,865,379 AO 
4 VIII Michael Gerstein $2,427,819 Giglione-Ackerman 
5 Vl Matthew Conrad $2,350,556 S-S-Parks-Salvaggi 
6 | Bobby Gujral $2,342,941 AO 
7 7 XIII Kevin Appasamy $2,326,517 AO 
ERIC THOMPSON CHASE MILLER JUSTIN SUTTON CODY GARDNER COREL S Se VENUE 
BRUNSWICK, OH COLUMBUS, OH HOUSTON, TX NEW YORK, NY 9 ll — Brody Maughan-Evanson $2,271,555 Simon Arias 
10 IV Chase Miller $2,249,676 S-S-Bendure-Hartwig 


WHAT IS A LEGACY RGA? 


KEVIN APPASAMY MICHAEL GERSTEIN The Company recognizes the Top 10 Legacy RGAs across all categories. A Legacy RGA is 
WAIANAE, HI EDISON, NJ defined as the former RGA of a GA who was promoted to MGA. Legacy RGA production 


is calculated using the sum of the production of all the promoted MGAs where the 
former RGA can no longer be included in the hierarchy. 


(Q9 = 2024 MGA/RGA Leadership Council Member 


« STATE GENERAL AGENTS 


CATEGORIES I-VII DECEMBER 


Category 96 Growth Net ALP NTG RET 
| Theodore Pappas 54.9 $935,119 79.3 
S-S-Parks-Salvaggi 21.6 $1,333,497 82.8 
Giglione-Ackerman 248 $351,993 78.0 
A0 19.2 $7,029,495 81.1 
S-S-Bendure-Hartwig 18.9 $516,002 80.6 
Sabrina Lloyd 55 $360,803 77.0 
ll Beto Quintero 133.0 $719,956 83.7 
Andrew McQuade 86.4 $495,460 82.4 
Cohen-Velasquez 48.7 $537,503 82.2 
Satti-Kanaan-Wheeler 40.6 $486,623 81.6 
Michael Vasu 32.2 $453,827 75.7 

> lll Pappas-Akuamoa 62.2 $469,653 90 
= Albert Serur 61.5 $598,177 81.1 
THEODORE PAPPAS Henderson-Locker 18.6 $233,087 80.1 
Jamison Weatherspoon 3.9 $196,439 82.1 
Tom Williams 9.5 $200,911 76.9 
IV Arias-Dlabik 117.4 $340,318 79.6 
Philip Prata 5.5 $178,239 78.7 
V Stephen Giddens 56.0 $342,186 78.9 

Matthew Turnquist 445 $283,280 90 
Fisher-Hall 10.2 $206,388 78.2 
Corey Neff 64 $155,786 80.3 
VI Phillip Waisman 133.7 $138,277 75.7 
Weatherspoon-Harris 39.0 $135,052 75.4 
Tiffany Wagner 17.8 $149,441 77.2 
Vil Walter Icaza 170.8 $384,573 80.9 

i ai BI a 
iddens-Mazurkewicz d } 

ARIAS-DLABIK Chalom-Chalom "n $106,327 81.2 


T 


STEPHEN GIDDENS PHILLIP WAISMAN WALTER ICAZA 


based on positive Net ALP Growth. The SGAs that will be recognized at the 2024 Awards Presentation are the top SGA per category from Categories I-XIV with the highest Net ALP Growth. The YTD Spotlight 
nputation. SGAs must be in their current category a minimum of 6 months to compete for YTD awards. SGAs must meet minimum growth over all their SGAships. Minimum quality standards apply for recognition. 


YTD 


Category 96 Growth 
| A0 34.9 
Theodore Pappas 23.8 
S-S-Bendure-Hartwig 11.3 
S-S-Parks-Salvaggi 6.4 
Giglione-Ackerman 6.2 
Simon Arias 0.2 

ll Beto Quintero 106.7 
Andrew McQuade 24.0 
Satti-Kanaan-Wheeler 23.1 
Cohen-Velasquez 16.6 
Michael Vasu 79 

lll Pappas-Akuamoa 24.1 
Albert Serur 20.4 
Jamison Weatherspoon 10.0 

IV Arias-Dlabik 36.0 
Darcy Schrieber 323 
Philip Prata 16.9 

Nick Moore 12.1 

V Stephen Giddens 66.8 
Matthew Turnquist 53.9 

Desi Dimitrova 21.2 
Corey Neff 10.9 
Fisher-Hall 7.0 

VI Kevin Holtz 51.2 
Fisher-Zuzick 39.8 
Phillip Waisman 34.8 
Weatherspoon-Harris 9.6 
Tiffany Wagner 2.6 

Vil Walter Icaza 200.3 
Giddens-Mazurkewicz 107.9 
Duni Olusegun 34.6 
Chalom-Chalom 13.8 


Net ALP 
$107,490,218 
$9,713,454 
$7,575,562 
$18,105,435 
$5,910,244 
$20,805,887 
$8,990,646 
$5,023,059 
$5,828,294 
$5,869,729 
$5,258,243 
$2,761,161 
$4,386,395 
$3,204,905 
$4,071,196 
$4,164,783 
$2,778,374 
$3,334,789 
$3,661,959 
$2,910,505 
$2,336,944 
$1,948,953 
$2,486,288 
$2,551,862 
$2,302,676 
$2,043,121 
$1,901,070 
$1,675,915 
$3,752,506 
$166,728 
$1,964,757 
$1,477,850 


NTG 


90 


90 


100 


RET 
81.1 
79.3 
80.6 
82.8 
78.0 
79.6 
83.7 
82.4 
81.6 
82.2 
75.7 


81.1 
82.1 
79.6 
79.4 
78.7 
85.1 
78.9 


82.3 
80.3 
78.2 
79.8 
75.7 
75.7 
75.4 
77.2 
80.9 


80.5 
81.2 


« STATE GENERAL AGENTS continued 


CATEGORIES VIII-XIV DECEMBER YTD 


Category % Growth Net ALP NTG RET Category % Growth Net ALP NTG RET 
VIII Chad Deley 17.2 $105,376 79.7 VIII Steve Friedlander 23.7 $1,344,192 83.5 
Ralston-Ralston 173 $81,210 80.6 Ralston-Ralston 19.3 $1,351,143 80.6 
West-Moody 12.9 $63,641 88.6 Chad Deley 14.8 $1,302,580 79.7 
IX Greg Graham 98.7 $151,183 76.4 Saavedra-Longino 13.1 $1,336,106 80.0 
John Young 28.2 $91,817 80.3 AO-Lorence 8.4 $1,297,170 82.8 
Michael Musso 3.6 $71,431 77.2 West-Moody 6.9 $1,155,599 88.6 
X Zaida Ferrer 1384.8 $387,322 78.8 Byron Paz 44 $1,121,281 83.2 
Quintero-Vidal 1279 $238,846 94 IX Greg Graham 104.2 $1,920,894 76.4 
Yemi Akinade 74.5 $32,491 76.4 Prata-Wilson 19.4 $1,060,917 79.0 
Gryska-Boles 22.6 $35,827 179 Hart-Lewicki 19 $1,026,241 83.5 
d XI London Nelson 86.6 $67,040 75.7 X Quintero-Vidal 178.8 $1,738,904 94 
V | | | } E XII Gabriel Feldmann 217.8 $34,758 80.8 Zaida Ferrer 104.5 $1,640,581 78.8 
à Michael Ezeafulukwe 33.5 $52,096 78.2 Gryska-Boles 0.7 $641,413 77.9 
CHAD DELEY GREG GRAHAM ZAIDA FERRER West-Osili-Moody 95 $28,258 84.1 XI Holtz-Rigney 66.8 $915,047 75.1 
XIII George O'Shea 97.8 $14,567 79.0 West-Shogar-Moody 35.8 $504,075 86.6 
Andre Hawthorne 33.8 $30,281 76.4 Chad Potts 26.2 $793,439 17.7 
XIV Sergio Carta 2672.6 $390,207 81.1 Brian Wilson 8.2 $600,422 89.5 
Alexander Gross 278.1 $35,455 82.5 XII Michael Ezeafulukwe 44.7 $519,087 78.2 
San Antonio Latino Division II 64.4 $13,882 79.8 Gabriel Feldmann 43.3 $577,143 80.8 
North Dallas Latino Division 62.9 $14,213 94 XIII Andre Hawthorne 74.0 $542,052 76.4 
George O'Shea 17.9 $193,803 79.0 
XIV Joshua Krueger 84.7 $477,655 87 
Sergio Carta 70.4 $2,428,268 81.1 
Satti-Kanaan-Orr 22.3 $413,412 96 
San Antonio Latino Division II 16.6 $204,944 79.8 
Locker-Taylor 83 $424,752 94 


LONDON NELSON GABRIEL FELDMANN GEORGE O'SHEA 


X 


SERGIO CARTA 


npn e Net ALP Growth. The SGAs that will be recognized at the 2024 Awards Presentation are the top SGA per category from Categories I-XIV with the highest Net ALP Growth. The YTD Spotlight 
in their current category a minimum of 6 months to compete for YTD awards. SGAs must meet minimum growth over all their SGAships. Minimum quality standards apply for recognition. 


a PUBLIC RELATIONS 
INDIVIDUAL REPS: DECEMBER INDIVIDUAL REPS: YTD 


CATEGORY | CATEGORY II CATEGORY Ill Category Rank Cards Obj % Obj Category Rank Cards Obj  %0bj 


a * 1 Malka Arony 6,597 2,832 233.0% | *1 Kathy Pappas 21,810 14,632 149.1% 

J eu 2 Kathy Pappas 2,025 1,219 166.1% 2 Anna Guido Rohrer 20,272 16,984 119.4% 

` I | 4 3 Travis Daniels 1,857 1,283 144.7% 3 Celia O'Dell 20,395 17,148 118.9% 

l| 1 Erica Dalager 4,091 1,020 401.1% 11 *1 Chuck Hill 21,718 12,288 176.7% 

2 Lou Nell Busby 1,389 1,098 126.5% 2 Kelly Walker 18,813 12,469 150.9% 

3 Kelly Walker 1,226 1,039 118.0% 3 Pam Monetti 16,467 12,099 136.1% 

A 2 8 2 th E OW Il! 1 Mark Gagliardi 1,696 804 210.996 111 *1 Mark Gagliardi 16,255 9,648 168.596 
MALKA ARONY KATHY PAPPAS ERICA DALAGER LOU NELL BUSBY MARK GAGLIARDI CARMELLA SWANSON A 39 S 2 Lisa Bennett — OB 988 156.9% 
CAVE CREEK, AZ ROSLYN HARBOR, NY LAKELAND, MN HENDERSON, TN CLARKSVILLE, TN RANCHO SANTA MARGARITA, CA Å C CCC. 

3 Lisa Bennett 1,151 818 140.7% 3 Lori Vaughn 12,048 11,010 109.4% 

IV 1 Roozbeh Bozorgmaneshfard 1,069 744 143.7% IV *1 Patrena Smith 11,544 7,190 160.6% 

CATEGORY IV CATEGORY V CATEGORY VI V 1 MarkFlemm 1371 550 249.296 2 Roozbeh Bozorgmaneshfard 13,697 8,930 153.496 

2 Kevin McKeen 808 553 146.2% 3 Larry Lozano 8,850 7,154 123.7% 

VI 1 Mario Soljan 1,500 550 272.7% V *1 Mark Flemm 8,011 6,600 121.4% 

2 Julie Freeman 1,337 550 243.1% 2 Kevin McKeen 6,797 6,633 102.5% 

3 Laurie Gruber 898 550 163.3% 3 Steve Orcherton 6,180 6,600 93.6% 

` VII 1 Angela Engel 1,749 550 318.0% VI *1 Laurie Gruber 21,662 6,600 328.2% 

> Vill 1 Justin Daniel 3,853 550 700.5% 2 Chas Robinson 14,687 6,600 222.5% 

2 Alexandra Gonzalez-Cooper 2,856 550 519.3% 3 Patrick Duray 7,627 6,600 115.6% 

1 1 2 i L 2 3 Emma Jorgenson 2,671 550 485.6% VII *1 Angela Engel 12,089 6,600 183.296 

ROOZBEH MARK FLEMM KEVIN MCKEEN MARIO SOLJAN JULIE FREEMAN Rookie 1 Angela Engel 1,749 550 318.0% 2 Matthew Halbmaier 7,077 6,600 107.2% 
BOZORGMANESHFARD LEECHBURG, PA LATHAM, NY SOUTH AUCKLAND, NZ PARKTON, MD een oo AA a 

HOUSTON, TX IceBreaker 1 Justin Daniel 3,853 550 700.5% Vill *1 Aaron Mathis 14,011 6,600 212.3% 

ALL TIME RECORD: 18,960 Cards 2 "MN Kemple uis 50m” VKA 

CATEGORY VII CATEGORY VIII 3 Justin Daniel 11,483 6,600 174.0% 

ALL TIME RECORD: 61,879 Cards — DENISE BOWYER 
e: WS. i 
ANGELA ENGEL ALEXANDRA 
eee JUSTIN DANIEL GONZALEZ-COOPER MANAGERS: DECEMBER MANAGERS: YTD 
Category Rank Cards Obj % Obj Category Rank Cards Obj % Obj 

| 1 Ryan Gregoli 11,075 8,161 135.7% | *1 Ryan Gregoli 105,235 97,931 107.5% 

FIRST SIGNED TG CATEGORY | CATEGORY II CATEGORY III 2 Katherine Pratt 7,913 6,113 129.4% 2 JTTasker 81,700 76,676 106.6% 

Il 1 Amanda Mlinaz 10,257 3,759 272.8% Il *1 Amanda Mlinaz 63,801 45,112 141.4% 

2 Maria Siero 6,901 4,467 154.5% 2 Maria Siero 66,506 53,599 124.196 

lll 1 Ralph Beard 7,347 2,980 246.5% 111 *1 Ralph Beard 40,066 35,762 112.0% 

2 Jacqueline Lowe 5,014 3,089 162.3% 2 Morgan Breier 27,352 25,344 107.9% 


1 
RYAN GREGOLI AMANDA MLINAZ RALPH BEARD 


TOP MANAGERS 


APRIL BAXTER 
MOORE, OK HUNTINGTON BEACH, CA PLYMOUTH, WI FRANKLIN, TN 
9 = 2024 PR Growth Council Member MALKA ARONY ERICA DALAGER JUSTIN DANIEL 
6,597 4,091 3,853 
PUBLIC RELATIONS CATEGORIES ARE AS FOLLOWS 
Rep Categories I-Vill is calculated based on 110% of previous year's production, or 6,600 leads whichever is greater. To be recognized, Rep must meet 90% of Growth objective. MALKA ARONY 


CAVE CREEK, AZ 
Manager Categories I-II is calculated based on 110% of previous year's production for their respective territories. To be recognized, Manager must meet 90% of Growth Objective. 


yA 


ORUD'S GREATEST BONUS | // 7 — 
2) 


$ 2,441 Matthew Lehman $ 1,990 Donald Wolak $ 1,717 Gregory Bitgood $ 1,524 Shania Putnam $ 1,368 Jose Leon Guevara 
* - 2,418 Dayani Castro 1,984 Cindy Ramirez 1,712 Andrea Mulder 1,517 Aliya Johansen 1,367 Christopher Dark 
ic» - E 2,44 Dianka Blash 1,978 Logan Mynhier 1711 Michael Grudzien 1,516 Moise Sahakian 1,365 Paige Schaub 
yl ae 4 j 2,404 Kathleen McArthur 1,967 Alden Monger-Martinez 1,711 Olaniyan Eaglin 1,516 Crystal Jack 1,364 Mina Nademi Hosseini 
"I y s 2,368 Luis Soriano 1,964 Christine LaGambina 1,709 Edward Tiongson 1,507 Kelly Nelson 1,364 Stephanie Rheinheimer 
f ) s 2,365 Alejandro Jardon 1,957 Darius Rowan 1,701 Erald Tomorri 1,501 Julianne Sullam 1,360 Dawid Liniewski 
~ ( P 2,360 Montzer Alwatan 1,957 PeerShmelzer 1,695 Razan Zarba 1,497 Betsy Adney 1,359 Mahmoud Oditallah 
F a r 2,358 Emad Khalek 1,955 Christina Konstanzer 1,682 Khadijah Muhammad 1,496 Brandon Labrador 1,356 Connor Bloss 
a ( 2,352 Tennison Mather 1,955 Victoria Lopes 1,682 llene Hirsch 1,494 Zeveyon Furcron 1,356 Stephanie Novel 
i 2,351 Jeffrey Hal 1,951 Yoline Octave 1,680 Christina Ande 1,489 Derek Prince 1,343 Emylie Meyer 
2,341 Jesse Rukin 1,950 Cynthia Baptiste 1,679 Marisa Willgruber 1,479 Rashel Gonzales 1,343 RanaShirer 
Firat Ucar Daniel Paravisini Rolando Mirabal Morales Joshua Dishong Roger Fredericks 2,335 Precious Scott 1,944 Tyson Vander Linden 1,679 Andrea Schmitt 1,478 Jordan Mosher 1,337 Nicholas Davis 
2,325 Cristal Torres 1,937 Adam Russell 1,678 Anthony Capuano 1,477 Nicole Preston 1,336 Lawrence Smith 
$97,261 $72,196 $20,731 i $20,510 . $17,395 2,296 Daniel Stekman Lugo 1,935 Randi Williams 1,677 Jessica Bulzacchelli 1,474 Logan Klink 1,335 Srinivas Yerraganti 
AO AO Beto Quintero S-S-Bendure-Hartwig AO 2,281 Nicholas Poborsky 1,934 Shahriar Mohammadi 1,671 Richard Tabanji 1,472 Denis Snyder 1,331 Maria Lopez Cuadros 
2,278 Jose Sardi 1,920 Carly Ferraro 1,671 Jenniffer Sosa 1,471 Gage Harrington 1,329 Passionare Green 
2,270 Jennifer Terife Medina 1,914 Daniel F McCarthy 1,663 Demitrius Lucas 1,471 Tiffany Coles 1,328 Conner Smith 
2,270 Eddie Pourjalali 1,913 Emily Rogers 1,663 Jason Ashline 1,471 Theresa Monaghan 1,326 Evan Holzhauer 
. 5 2,267 Rita Rider 1,912 Venus Grier 1,661 |feanyi Ufondu 1,470 Robert Steur 1,322 Joshua Hosenbold 
DECEMBER BONUS LEADERS PAYOUT: $2,657,855 QUALIFIERS: 3,351 2,260 Isaac Foster 1,911 Jose Jaramillo 1,661 Nick Scordos 1,469 Salaur idm 1,321 Anthony Solano 
2,253 Dylan White 1,908 Triston Miller 1,659 Julie Aprahamian 1,468 Justin Sutton 1,320 Gabriel Rocha 
2,246 Michael Chapman 1,903 Domonic Oliver 1,653 Darryl Sykes 1,466 Marcelo Barrios Lagos 1,319 Jenise Sarraga 
2,243 Margi Morales Ballestero 1,902 Luckey Curry 1,649 Christopher Larsen 1,462 Juan Aleman Madriz 1,317 Destiny Okungbowa 
2,237 Luis Salazar Rosales 1,897 Donta Myles 1,647 Michael Hinson 1,461 Keenan Pacheco 1,312 Jason Bratin 
$ 97,261 Firat Ucar $ 5,278 Craig Fernandez $ 3,731 Michele Faul $ 3,077 Ted Abro $ 2,695 Christopher Rives 2,229 Tiffany Arntzen 1,879 Cleopatra Sola 1,639 Felipe Machado-Santanna 1,460 Cara Richard 1,311 David DeAnda 
72,196 Daniel Paravisini 5,199 Braeden Gilbert 3,723 Christopher Velez 3,072 Katlin Hernandez 2,689 Ty Burkholder 2,220 Raylene Canela 1,879 Laura Herrero Fernandez 1,634 Maxon Elozier 1,456 Jennifer Schmid 1,310 Duran Flemming 
20,731 Rolando Mirabal Morales 5,190 Juan Olvera 3,719 Jovencio Sales 3,065 Marco Diaz Primera 2,678 Gary Slocum 2,217 Michael Stuver 1,874 Candice Collins 1,630 Brandon Applegate 1,454 Maria Molina De Ramirez 1,309 Stephanie Dunbar 
20,510 Joshua Dishong 5,173 Henry Long 3,719 Mariana Morales 3,059 Ashkan Khoshmagham 2,667 Jerome Harris 2,217 Fredi Bilbili 1,872 Britney Crislip 1,630 Mary Malek 1,454 Lloyd Patterson 1,308 Derrick Mason 
17,395 Roger Fredericks 5,079 Daryl Graham 3,700 Zue Da Costa 3,059 Joseph Sarasin 2,667 Dylan Sticke 2,210 Jonathan Ojendi 1,868 Samuel Yang 1,629 Cesar Martinez Perez 1,450 Richarda Joseph Garcia 1,304 Carlos De Bras Silva 
16,218 Ali Saad 5,061 Matthew Zang 3,688 Alexander Gomez 3,057 Sebastian Frydenberg 2,666 Selina Maldonado 2,208 Stefani Miller 1,866 Justin Zeramby 1,625 Dustin Dunbar 1,442 Amir lranidoosthaghighi 1,299 Robert Stevens 
13,530 Meenakshi Chavis 5,011 Sarah Saleim 3,674 Ana Sandoval 3,051 Nicholas Keeley 2,661 Ariel McAlister 2,183 Alipate Makaui 1,864 Ahmed Rasul 1,625 Mamadou Barry 1,440 Andrew Chambers 1,297 Ryan Bucher 
12,440 Austin Timmons 4,993 Manique Sala 3,626 Joachim Jean 3,047 Jomaal Mathews 2,660 Sashay Williams 2,180 Ronald Rivera 1,861 Adric Ray 1,621 Cheryl Rudolph 1,439 Kevin Blomquist 1,297 Alicia Palafox 
12,320 Carmen Arroyo 4,972 Alexander Pham 3,614 Sylvain Kalombo 3,044 Courtney Wharton 2,660 Serge Brouillette 2,176 Shan Hanes 1,857 Candace Fimbres 1,621 Ronald Gonzalez Alvarez 1,439 Nolan Smith 1,296 Asata Walker 
11,729 Noor Musleh 4,968 Michele Stewart 3,611 Megan Collins 3,031 Camilo Rodriguez Suaza 2,653 Aidan Lillis 2,154 Sanad Altal 1,856 Kasali Kotun 1,619 Anna Senra 1,438 Maria M Ramirez 1,296 Jadanitz Rodriguez 
11,321 Oleg Novitchii 4,905 Luisany Morales De 3,607 Omar Hashimi 3,002 Heccy Rivas 2,650 Lleison Martinez 2,146 Inez Ocasio 1,856 Maria Velasquez Useche 1,612 Jacqueline Kabluyen 1,436 Adam Schaefer 1,295 Sonia Silva 
11,156 Leyna Tran Guerrero 3,582 Robin Collier 2,984 Javier Diaz 2,644 Damon Stroup 2,143 Tyler Lala 1,850 Kristopher Bour 1,611 Lisa Richardson 1,435 Alejandro Sanchez Rios 1,295 Conor Markins 
10,282 Marshall Fernandez 4,822 Raveen Franklyn 3,567 Lorena Barriere 2,977 Michael Ribovich 2,637 Pablo Castro Gaulet 2,143 Jenny Alvarez 1,845 Josh Spence 1,609 Kevin Musai 1,433 Kenneth Barker 1,293 Cody Nicholson 
10,007 Edward DeFurio 4,796 Marynes Molleda 3,561 Tarek Berry 2,976 Zachary Marshall 2,634 Alexandra Longo 2,137 Michaela Ejifugha 1,842 Derek Woo 1,608 Jacob Jones 1,428 Franklin Gomez 1,286 Luis Monsalve 
9,942 Ladan Rahbary 4,719 Franklin Garcia Figueredo 3,533 Eileen Burningham 2,953 Joseph Misleh 2,631 Romi Acosta Martin 2,129 Brandon Mckandes 1,833 Vanessa Tedesco 1,607 Isaac Kahtan 1,427 William Fowler 1,280 Nelson Rodriguez 
9,828 Endy Suriel 4,718 Kara Tripoli 3,483 Daniel Hanson 2,950 Joshua Hammond 2,629 Fouzieyeh Saad 2,128 Joshua Notte 1,832 Jessica Specht 1,603 Rielly Maher 1,426 Kristi Basho 1,278 Panaris Bregu 
9,532 Michael van Delft 4,655 Patricia Fennelly 3,474 Jesse Fullmer 2,925 Gabriela Ochoa Camacho 2,619 Janelle Fischer 2,127 Ryan Bevan 1,831 Sara Flanagan 1,602 Bianca Rodriguez 1,425 Daniel Schwartz 1,278 Michael Harvey 
9,050 Alvin Ali 4,615 Ruben Terrero 3,402 Gjergi Bego 2,923 Joseph Sciria 2,612 Janelle Soriano 2,118 Daimerys Galban Varela 1,824 Francelys Mantilla 1,602 Evan Pinkerton 1,424 Makenzie Wolford 1,274 Marcelin Kabala 
8,884 Antonio Reyes 4,571 Brandon Bennett 3,396 Garrett Amora 2,922 Zachary Miller 2,605 Alined Moreno Barboza 2,118 Paul Marmol 1,818 Joseph Moore 1,599 Doris Martinez Garcia 1,423 Marla Ballerini 1,274 Benito Rivas 
8,344 lan Pickett 4,534 Liomar Marval 3,386 Alex Smith 2,899 Muhammed Ashraf 2,596 Tony Geer 2,110 Agnieszka Kusper 1,817 Jamie Caldwell 1,599 Kingsley Hansen 1,421 Richard Barbour 1,274 Grant Paplin 
8,229 Crystal Mekdarasack 4,478 Jessica Davis 3,373 Bryan Juskiw 2,890 Danielle Shelp 2,583 Jami Mead 2,106 Katy Rivera 1,811 Timothy Rose 1,598 Jillian Arshadi 1,420 Kayla Morris 1,273 Brianna Ferreira 
8,029 Roger Fung 4,407 Mason Duty 3,370 Sean Walsh 2,877 Herivelto Pereira 2,577 Austin Macias 2,103 DeAnthony Hartman 1,808 Ivana Martin 1,597 Enzo Morlacci 1,416 Eyad Awdi 1,272 Shane Harris 
7,735 Jonathan Conner 4,385 Jihad Ottallah 3,370 Barbara King 2,876 Harvey Quinn 2,576 Anthony Williams 2,092 Jonathan Da-Al 1,805 Melinda Skinner 1,592 Andrew Severson 1,416 Viktorious Dugan 1,270 Sharon Potter 
7,693 Anthony lvan 4,379 Muhammad Mansoor 3,318 Bryce Engstrom 2,874 Said Sabbagh 2,568 Camila Velasquez Herna 2,091 Alene Gomez 1,800 Melissa Elam 1,590 Jamell Ramsay 1,413 Ronke Olusegun 1,270 Jessica Paray 
7,558 Mallory Sitto 4,332 Jorge Leon 3,315 Carol Fernandez 2,872 Arianna Patterson 2,564 Clara Russell-Martinez 2,090 Joseph Lance 1,788 Steven Khamvongsa 1,587 Hala Herbali 1,412 Neivis Caram Escalona 1,270 Arturo Romero 
7,487 Brock Lampee 4,287 Omaira Garces Ramonez 3,302 Roderick Papa 2,868 Ranjana Chopra 2,561 Brandon Neal 2,078 Remy Jones 1,788 Alek Lichniak 1,587 Nathaniel Magda 1,410 Courtney Kern 1,265 Christina Hamilton 
7,323 Anthony Ruggiero 4,285 Juneth Zambrano De 3,299 Shane Havel 2,865 Isaac Fuentes 2,553 Alex Miller 2,075 Rochelle Magpantay 1,783 Nadira Singh-Moon 1,581 Allison Moore-Tjaden 1,407 Kelli Myers 1,265 Carolina Lopez 
7,265 Jennifer Savino Grasso 3,287 Kurt Evans 2,856 Sumarah Montas-Brown 2,553 Marcus Aguilar 2,062 Stephanie Silva 1,776 Heidi McMullin 1,577 Jesus M Parra 1,401 Juan Garcia Lima 1,261 Kathryn Fell 
7,215 Vanessa Rodriguez 4,274 Tom Shamon 3,263 Dominick Nieves 2,827 Luis Peti 2,550 Morvarid Tadayon 2,060 Dallas Laughington 1,774 Yormaylin Anderson 1,574 Raheem Nubani 1,399 Trace Cary 1,260 Kaley Pichura 
7,000 Max Quasem 4,233 Andrew K Brown 3,258 Jesus Romero Araujo 2,823 Lindsay Staffiery 2,544 Tylar Valdes 2,055 Kevin Butchino 1,774 Maria Socorro Romero 1,574 Nicholas Pence 1,398 Kyle Jeffery 1,259 MarcFutterweit 
6,696 Dillon Zartman 4,216 ElvisTinaj 3,258 Chris Densham 2,818 Orett Nelson 2,531 Patricia Santamarina 2,045 Chilynn Acevedo 1,771 Adam Kidikas 1,569 Kashala Guiden 1,397 Christina Salvatore 1,253 Angelo Luciano 
6,675 Brad Toyama 4,180 Sarah Gilmore 3,239 Xaiver Goodridge-Pruitt 2,808 Brandon Elliott 2,528 Joseph Kanaan 2,038 Steven Counts 1,770 Joe Young 1,563 Danny Geva 1,395 Lee Jeffers 1,252 Michael Hutchison 
6,522 Mariam Alabi 4,109 Eddie Blackwell 3,211 Oscar Sorto Cruz 2,803 Guillermo Diaz 2,521 AmberPearson 2,025 Marion Polk 1,769 Wilbert Rodriguez 1,559 Mark Demara 1,394 Axyle Reddicks-Schilling 1,250 Luzymar Rivera 
6,347 Jorden Jones 4,090 Kevin Beaver 3,208 Christy Taylor 2,783 James Davis 2,511 Hussein Kutkut 2,021 Xhafer Malushi 1,768 Samantha Dorrough 1,556 Brandon Kawachi 1,394 Blake Tomblin 1,250 Susana Vargas 
6,293 Kelly Ekker 4,087 Phi Phan 3,188 Garth Smith 2,769 Ilya Cordeiro 2,506 Semaj Henderson 2,017 Paulette Molero Sanchez 1,767 Nouraddin Hussein 1,549 Jess Brewer 1,393 Fredda Saade Avendano 1,249 Donald Gregoire 
6,092 Joey Kennedy 4,062 Hussien Mouzaihem 3,179 Rahman Mashriqi 2,767 Felix Moran Romero 2,498 Leydi Hernandez Hidalgo 2,015 Kylielyn Blasen 1,767 Alaa Yahya 1,549 Victor Romero 1,388 Natalia Sucre Hernandez 1,246 Aubrey Fitts 
6,032 Ugochukwu Onunwor 4,054 Gali Kasher 3,170 Giorgi Gogidze 2,762 Aaron Chan 2,486 Franko Bilbili 2,014 Sean Dillon 1,758 Maria Rodriguez Farias 1,549 Jesse Doherty 1,384 Mitchell Webb 1,246 Juan Nunez 
5,968 Lily Sakai 4,041 Paola Ramos 3,166 Chris Tran 2,749 Colin Ghee 2,478 Nicolas Rodriguez 2,011 Ronald Davis 1,757 Kimberly Recinos 1,546 Terrence Spain 1,383 Yolette Mompoint 1,244 Christopher Jeantet 
5,941 Natalia Beltran Hernandez 3,948 Rylin Davis 3,161 Paige Zuzick 2,741 Ellen Tuttle 2,478 Michael Scarborough 2,011 John Mancuso 1743 Kurt-James MacMillan 1,545 John Owens 1,381 Juli Roth Preston 1,244 Richard Carter 
5,704 Silas Merkel 3,903 Charles Nacovsky 3,129 Sharif Grays 2,729 Hasan Nasser 2,473 Saul Carcamo 2,006 Michael Battaglio 1,731 Jack Gable 1,541 Devon Savage 1,378 Kambera Richardson 1,239 Clayton Musselman 
5,638 Joshua Yurinko 3,890 Jacob Reiter 3,127 Gavin McDonald 2,718 Jessica Kay 2,472 Calvin Irving 2,005 Chris Anderson 1,728 Aarom Rodriguez 1,539 Nicole Connors 1,378 Michael Pici 1,238 Oscar Gastelum 
5,479 Franco Bilotti 3,863 Brian Colarusso 3,107 Denzil Latimore 2,714 Asiguy Haugabook 2,461 Chad McLaughlin 2,005 Marie Laine 1,726 Rene Pulido Rodriguez 1,534 Cross Steplowski 1,372 Pamela James 1,237 Nicki Griffiths 
5,465 Jimmy Quifille 3,812 Evangelos Feola 3,105 Ashley Charriere 2,706 Yeohana Serrano 2,457 Lamine Diakhate 1,997 Patrice Charles 1,725 Joel Trask 1,531 Trina Peck 1,369 Casey Kunash 1,236 Bryan Stoddard 
5,386 Aref Sayegh 3,794 Alexandra Berberich 3,093 Jose Hernandez Valera 2,697 Nikolai Zollinger 2,456 Kathleen Davis 1,992 Veronica Britos 1,725 Rachael Glamp 1,526 Karen Fleming 1,369 Truman Falkner 1,235 Timothy Noe 


= < \ — zm "P 


æ WORLD'S GREATEST BONUS} CONTINUED SA/GADIRECT CODE[FIELDTRAINING|BONUS * 


48 doy A 
i 


ARAA 


$| 1,234 John Curry $| 1,174 Ahmed Elagrab $| 1/124 Steffanie Arce $| 1,066 Chris McElmoy! $| 1,028 Alex Featherly Roxie Soto Karina Moran Paula Martínez Mirto Gusmary Cordero Jennifer Terife Medina 
1,233 Carlos Colina 1,163 Akram Mirahmadi 1,120 Jacob Buzzard 1,065 Caroline Mora 1,027 Kris Nallbani $27,987 $17,815 $11,395 $8,604 $7,138 
1,232 Kelly McDonald Shalamzari 1,120 Erin Gallagher 1,065 Tara Russell 1,025 Steven Fisher Beto Quintero Zaida Ferrer Zaida Ferrer Zaida Ferrer Sergio Carta 
1,232 Deandre Barber 1,159 Demetrius Curry 1,118 Mildreth Rubio 1,064 Robin Korevaar 1,023 Yasma Powell 
1,226 Zakaria Elgahmi 1,157 Leonardo Vidoza Perdomo 1,113 Kayla Segady 1,063 Shawntell Powell 1,022 Rafael Ferrara 
1,225 Hunter Bischoff 1,157 Conor Peppard Kramer 1,112 Rodriguez Williams 1,062 William Pitstick 1,022 Heather Tibiatowski 
1,222 Darez Meriwether 1,157 Elijah Mcintyre 1,111 Marian Gerges 1,062 Ashley Seborowski 1,019 Zeljko Misic 
1,221 Timipre Barigha 1,156 Derick Gomez Marino 1,110 Jessica Bender 1,061 Garrett Philbeck 1,019 Brandon Collazo DECEMBER BONUS LEADERS PAYOUT: $432,408 QUALIFIERS: 490 
1,218 Stephen Boone 1,153 Kevin Ishikane 1,107 Nicole Hinz 1,060 Harbi Hamdan 1,019 Julian Ramirez Campos 
1,216 Alexandria Morales 1,153 Jacob Carter 1,107 Luke Reiter 1,057 Kaila Stearns 1,019 Michael Ray 
1,211 David Bilotti 1,152 Amy Shui 1,107 Doris Diaz De Davila 1,054 Namphonh Phimmasanh 1,017 Dalton Peffer 
1,207 Maria Cisneros Bestene 1,152 Jennifer Pecora 1,101 Chris Gellings 1,053 Gina Lopez 1,016 Dallas Heinemann 
1,206 Shanna Cote 1,151 Tyler DuBois 1,100 Julia Loboda 1,052 Liliana Ramirez 1,016 Jonathan H Perry . . 
1,205 Arielle McConneaughey 1,150 Samuel Drummond 1,099 Ikram Al-Shobaki 1,049 Oyindamola Falegan 1,015 Miguel Serrano $ 27,987 ROMS Soto $ 2,360 Aliz Elvira Ruano $ 1,293 Clayton Friday $ 846 llene Hirsch $ 647 Yoanny Gonzalez Wong 
1,205 Godwill Barungi 1,149 Mariah Luquin Botello 1,098 Haley Pfleger 1,048 Lynn Svoboda 1,015 Sean Gillespie 17,815 Karina Moran 2,294 Whitney Woodard 1,291 David Fulfer 843 Lamita Dahdah 642 ator Gtecnspan 
1,203 Tina Janti 4,147 Armelio Toska 1,095 Taylor Freeman 1,047 Takeya Tatum 1,014. Erika Torres 11,395 Paula Martinez Mirto 2,236 Khamfeuang Phothisene 1,289 Yngrid Seijas Garboza 841 Brandon Collazo 640 oe 
1,199 Rosmery Ruiz Castro 1,147 Dmitry Pendro 1,095 Alliyah Borchert 1,047 Ryan Martin 1,014 Jamelle Brown 8,604 Gusmary Cordero 2,222 Jacob Buzzard 1,284 Pablo Castro Gaulet 840 Alined Moreno Barboza 639 Jesse Spencer 
1,198 Christopher Braun 1,147 Brayan Montero 4,095 Eulides Chacin 1,047. Michael Zulli 1,013 Jacoby Barry 7,138 Jennifer Terife Medina 2,210 glad 1,280 DireDevries 836 Cesar Romero Vasquez 637 A adeylen Meza Castro 
1,198 Mary Munsey 1,146 Madelyn Sanders 1,093 Albert Sanchez 1,045 Charles Anderson 1,012 Jose Pena Lima 6,550 Ixsen Carrasquel Martinez 2,188 Daniel Sanchez 1,261 cla al 827 Brandon Dickehage 635 Enzo Morlacci 
1,195 Tristian Haynes 1,145 Cameron Ontko 1,092 Jennifer Headley 1,045 Christina Benson 1,011 Celines Santana 6,341 Rafael Marcano 2,093 Roger Fredericks 1,258 Samuel Siegel 798 John Brewer 620 Dylan Rankin 
1,195 Javier Contreras 4,141 Alexus Hawkins 1,092 Daniel Li 1,045 Marlena Williamson 1,009 Carleigh Sayers 6,274 ayté virgdla 2,065 Lisbeth Vasquez Rodriguez 1,241 Andre Turner l 798 Bryan Stoddard 619 Estefania Alcedo Bolanos 
araguacuto 1,137 Tyler Sikarskie 1,091 Meardey Kim 1,043 Maria Ortega 1,008 Anthony Sava 5,848 yler McKnight ; 2,022 Amalia Rodriguez De Nava 1,230 Arthur Manukian 796 Jake Wager 619 athan Brooks 
1,194 Troy Williams 1,137 April Taylor 1,089 Hannah Chou 1,039 Ashley Shephard 1,006 Michael Gonzalez 5,656 Jodie Whisenant 1,979 Carlos Colina 1,227 Lice! Ruiz . 788 JennyCurie 611 Ricardo Herrera 
1,191 Nicholas Triantafyllidis 1,134 Rubin Chaimov 1,088 Sophia Henriquez 1,038 Jose Perez Rosario 1,006 Aislinn Harrison 5,085 Damaris Trejo 1,895 Cindy Ramirez 1,220 Zakaria Elgahmi 788 Juneth Zambrano De 606 Allie Henderson 
1,188 Danial Arif 1,134 Dylan Garrett 1,086 Joseph Juliano 1,038 Daniela Alvarado Moran 1,006 Ryan Hogarth 4,833 Heccy Rivas 1,887 Allissa Calling 1,214 Jose Manzo Grasso 595 Dameyan Chambers 
1,188 Kadian Robinson 1,131 Katherine Nummy 1,083 Eliana Perez Santander 1,038 Daniel Sanchez Curras 1,004 Victor Ledesma 4,634 Jacob Lavallie 1,843 Eriannet Perez 1,173 Tyler Lala : 780 5hane Have 594 Matthew Norcup 
1187 Nicholas Beyer 1,131 Cedar Hansen 1,079 Ashley Gamache 1,036 Stephanie Paez 1,004 Martin Austin 4,625 uan Da Costa 1,831 Jonathon Hanlin 1,163 Jessica Bulzacchelli 778 Loua Farunia 589 chery Rudolph 
1,187 Jennifer Anthes 1,128 Jordan Moore 1,076 Maksym Kulis 1,036 Jessica Haydel 1,003 Laurie Desilva 4,423 Crystal Mekdarasack 1,823 Kara Roenspies 1,158 Vincent Puccio 777 Angel C Marquez 588 sank Rodriguez Duarte 
1,186 Maxwelany Rosalves 1,128 Maziar Taghdiry 1,072 Angel Salcedo Chacin 1,034 Kevin Swiatek 1,001 Yesenia Morales keen S die 1,760 Thiorias Hager . 1131 SiGe cartoo Mijares Ss athan Garow 386. Bo 
1183 Mark Bruns 1,126 David Asbra 1,072 Abiola Shedeke 1,029 Bradley Blumenshine f rnela Martinaj 1,707 Srinivas Yerraganti 1,103 Devonte Coles 169 Yuhail Castillo 585 Ryain Fe 
1,183 Tyler Ochoa 1,126 Shivanni Lakhan 1,070 Karen Camelo 1,029 Joshua Crenshaw 4,149 Darkis Perez Padron 1,706 Ashley Seborowski 1,091 Logan Mynhier 762 Lits Houston 584 Corrine Knight 
1,175 Valerie Motta Clemon 1,125 Juan Jimenez 1,069 Daniel Brofsky 1,029 Anthony Lepore 3,985 Tiffany Velasquez 1,695 essica Bobe 1,089 Nicholas Quiritana 755 Robert Guillen 583 Austin limmans 
1,174 James Mathews 1,125 Lina Toma 1,069 Sylwia Faucher 1,028 Jason Kuepfer 3,873 Edward Tiongson 1,637 Jaylind Williams 1,077 Sebastian Frydenberg 754 Chris opher owery 575 Kellee Ramirez 
3,846 Almina Jez 1,602 David Hart 1,065 John Owens 751 Hussein Kutkut 573 Maria Lugo Rincon 
3,846 lomShamon 1,597 Desira Glenn 1,023 Jacob Valdellon 745 Rowyn Rivas 563 Shantell Smith 
3,797 Torian Fields 1,582 Jared Robertson 1,022 Maricela Gerardino 743 Theresa Hakes-Drumm 562 Raymar Ruiz Ramos 
3,788 Nicolas Rodriguez 1,571 Asante Jackson 1,015 Eliana Perez Santander 742 Aaron Gamalinda 561 Luke Hollingshead 
3,522 Ethan High Swaney 1,549 Franko Bilbili 997 Luis Alvarez 740 Rochelle Magpantay 561 Maria Spina 
3,372 Victor Romero 1,543 Safet Malushi 980 Marshall Weinberg 731 Joleen Bailey 556 lan Kouba 
3,293 Yolamar Picon Mora 1,542 Oriana Romero-Vasquez 977 Luis Gonzalez Gonzalez 717 Fabiana Guillen Sivira 550 Sean Northgrave 
3,216 Jennifer Savino 1,526 Garrett Amora 977 Jose Perez Rosario 717 Elizabeth Contreras 544 Tyler Ledden 
3,162 Federico Betancourt 1,516 Damian Woods 973 Antonio Chacin 717 Symphony Picou 543 Samuel Sorrels 
3,092 Jaxon Bellar 1,480 Miguel Serrano 961 Luis Lopez 714 Michael Stuver 542 Wilbert Woods 
2,934 Nicholas Keeley 1,479 Nicholas Smith 956 Cameshia Dowdell 714 Amina Adamou 541 Susan Quassani 
2,918 Frederick Scott 1,474 Daniel Stekman Lugo 946 Jihad Ottallah 714 Corban James 533 Jenny Torres De Villarroel 
2,874 Colten Rice 1,453 Cristian Yanez Ojeda 935 George Fransis 694 Nicholas Poborsky 529 Allan Allas 
2,720 Nicholas Beyer 1,440 Nouraddin Hussein 925 Lisa Dohmen 691 AnaLozada 524 Allison Schaar 
2,670 Dane Nixon 1,433 Sophia Campbell 906 Kevin Beaver 686 Gina Davis 523 Corey Tyler 
2,575 Ryan Adams 1,401 Jose Flores Paz 905 Micah Poplin 682 Luke Reiter 520 Luissana Atacho Chirinos 
2,572 Funmilola Elumade 1,395 Mason Doucette 903 Gage Harrington 682 Ali Saad 518 Johnathan Stajner 
2,506 Oscar Alvarez 1,344 Jiovanna Carrillo 899 Rochelle Watson 670 Alyssa Duff 511 Tyler Sikarskie 
2,505 Aldry Asencio 1,340 Dennis Greene 877 Morgan Boneberg 668 Latanya Rawles 501 Ashley Charriere 
2,477 Olimar Cassarino Figueroa 1,339 William Heilman 867 Katee Hodge 652 Kyley Beatty 
2,385 Donya Devore 1,330 Chayson Williams 850 Sasha Oakes 651 Humberto Vivas Soto 
2,382 Brian Colarusso 1,323 Emily Klich 849 Claire Guy 650 Murilo Farina 


\ 


= LEADERSHIP BONUS 


$ 1,970 Emil Gamidov $ 1,450 Adrain Alfred $ 1,096 Melinda Skinner $ 849 Tennison Mather $ 652 Karen Romero 
1,962 Riche Haye 1,446 Leyna Tran 1,090 Courtney Somsan 826 Mark Lomonaco 649 Chad McLaughlin 
1,961 Franco Bilotti 1,445 Giselle Navarro Zuniga 1,086 Emily Klich 824 James Mathews 647 Peter Poulakis 
1,961 William Parmeter 1,443 Giorgi Gogidze 1,081 Luis Luna Rodriguez 823 Marvin Gonzalez 639 Danny Geva 
1,960 Rea Alwan 1,442 Regina Koonce 1,077 Renata Johnson 821 Andrew Chambers 639 Alexis Langley 
1,953 Dane Nixon 1,420 Adam Kidikas 1,077 Shamika Levy 813 Anthony Greco 637 Amalia Rodriguez De Nava 
1,910 Justin Neal 1,410 John Rings 1,073 Nicholas Geyer 800 Priscilla Blanco 636 Isaac Foster 
1,892 Evelyn Leon-Perez 1,386 Alek Filtz 1,068 Beau Minnick 795 Michael Schaefer 632 Heccy Rivas 
1,884 london Burnett 1,384 Ronald Rivera 1,066 Joshua Hosenbold 790 Matthew Hudlin 629 Nicole Wright 
1,877 Ryan Cummings 1,381 Salvatore Sortino 1,064 Jonathan Ballard 787 Adam Schaefer 628 Kathleen McArthur 
1,864 Tomarus Burks 1,376 Sylvain Kalombo 1,056 Christopher Burkholder 787 Funmilola Elumade 616 Eric Caballero 
Ileana Tineo Bledar Bane Katelyn Ucar Carol Fernandez Andi Iftiu 1,861 Srinivas Yerraganti 1,365 Eleisa Carlino Andrea 1,056 Cole Hatfield 787 Luis Alvarez 616 Sierra Kelsey 
1,847 Alexis Pineiro 1,359 Shaelee Sayers 1,054 Jake Yagjian 782 Madison Fritz 611 Joshua Mclier 
$53,704 $53,604 $49,120 $43,635 $27,631 1,815 Bruce Viaje 1,358 PeerShmelzer 1,048 Ashley Applon 781 Melissa Sidoti 611 Sean Melaven 
Zaida Ferrer AO AO Sergio Carta AO 1,810 Mitchell McLaughlin 1,357 Steven Pavel 1,046 Joanna Grossman 773 hubrey Wolfe 609 Lukas Yoder 
1,810 Erica Len 1,356 Damian Woods 1,037 Dulce Paz 773 Donald Hollen 606 Roxie Soto 
1,787 Manique Sala 1,349 Zachery Kertulis 1,035 Keenan Bignall 749 Jorge Caridad 603 Lyndon Prosser 
1,780 Ashley Johnston 1,348 Mario Hajro 1,034 Lindsay Cary 747 KurtJames MacMillan 603 Ivan Andrade 
DECEMBER BONUS LEADERS 1,757 Ebou Jatta 1,347 Victoria Lewis 1,033 William Flournoy 746 Patrick Minto 591 Aliya Johansen 
1,754 Michael McKiernan 1,340 Grant Paplin 1,030 Kara Roenspies 735 Doris Martinez Garcia 588 Rocsina Concepcion Lopez 
1,735 Beau Cullen 1,333 Jordan Mosher 1,028 Arianna Patterson 734 Russel Brooks-Martin 582 Rosalind Coates 
1,735 Amina Mayzel 1,302 Jennifer Gilkie 1,027 Jacob Rosinsky 731 Ixsen Carrasquel Martinez 576 Anthony Marsella 
1,730 Jennifer Savino 1,287 Timipre Barigha 1,024 Brittmarie Yarian 728 Allissa Collins 573 Richard Sidoti 
1,729 Razan Zarba 1,279 Jose Castillo 1,014 Tanner Duy 726 Kamal Tayyib 569 Adrion Robertson 
$ 53,704 lleana Tineo $ 8,004 Brandon Summerton $ 4,673 Daniel Perkins $ 3,308 Joseph Crivelli $ 2,461 Jesse Benwell 1,721 Jared Guglielmino 1,273 Victoria Perea 1,010 Jared Robertson 722 Yoline Octave 565 Oscar Alvarez 
53,604 Bledar Bane 7,821 Troy Henderson 4,657 Stephen Davis 3,286 Marie Laine 2,447 Bobby Park 1,694 Martin Correa Avila Robb 1,272 Sean Gillespie 1,002 Clayton Friday 715 Joseph Nelson 564 Jadelene Welty 
49,120 Katelyn Ucar 7,800 Joshua Olin 4,545 Jesse Barker 3,243 William Shealey 2,399 Cristian Yanez Ojeda 1,678 Lamita Dahdah 1,268 Bruno Nuro 997 Johny Gerges 708 Corrissa Adair 563 Jonathan Giaco 
43,635 Carol Fernandez 7,278 Ana Machado Rodriguez 4,531 Bobby Hamilton 3,198 Javier Diaz 2,397 lan Pickett 1,672 Toni-Ann Allen 1,266 Dalton Moore 987 Matthew Melhorn 708 Matthew Ward 558 Lina Toma 
27,631 Andi lftiu 7,272 Sabrina Agostini 4,480 Marvin Fernandez 3,179 Kelechi Anele 2,393 Brandon Minor 1,656 Lauretta Bawo 1,265 Axel Carrasquel 980 Sabrina Pasqua-Baird 703 Rashel Gonzales 557 Parker Greer 
23,926 Astrid Ebner 7,082 Peter Gabranski 4,261 Christopher Montoni 3,169 Tyler Tasa 2,387 Diego Vargas 1,656 Cody Nykoliation 1,252 Patrick Sullivan 972 Christopher Bungay 702 Caren Deanda 552 Sahrooz Hussain 
23,168 Bobby Gujral 6,983 Carrington Hanna 4,260 Caritza Rojas 3,157 Jonathan Da-Al 2,384 Christina Babcock 1,624 Darez Meriwether 1,252 Carlos Colina 970 Claude Hamilton 702 Walter Rodriguez 551 Cindy Ramirez 
23,404 Mark Neilson 6,936 Steven King 4,259 David Wang 3,156 Tyler McKnight 2,369 Rochelle Magpantay 1,623 Ardian Gojcaj 1,252 Temesghen Starr 937 Chase Miller 701 Juan Olvera 551 Ryne Morozowski 
22,976 Spencer Kozej 6,834 Alan Sedaghat 4,235 Kevin Gillum 3,140 Kian Fros 2,342 Jusem Hajali 1,623 Tanner West 1,242 Edward Leon 934 Aubrie Ray 700 Lindsey Stakset 549 Garron Moffett 
22,969 Alon Barnur 6,571 Noah Vongunden 4,229 Augusto Arango 3,139 Laurence Moore 2,339 Tina Janti 1,612 Joseph Pizzoferrato 1,240 Gabriela Sime 934 Morgan Boneberg 700 Ali Saad 543 Luissana Atacho Chirinos 
22,390 Joseph Gojcaj 6,508 Kevin Appasamy 4,180 Michael Cirelli 3,114 Pablo Castro Gaulet 2,323 Andrew Bishop 1,588 Vania Noriega 1,237 Torian Fields 931 Endy Suriel 690 Antonio Chacin 537 Eric Martinez 
20,351 Justin Haisha 6,256 Nelson Sucre 4,160 Ashlynn Orng 3,095 Eno lftiu 2,314 Joshua Goodman 1,566 Zachary Marshall 1,232 Mark Bernsdorff 924 Jessica Spech 682 John Crespin 536 Cole Bramhall 
20,210 /ach Otto 6,196 Luis Vidal 4,136 Carmen Pena Guedez 3,092 Keeland Bryant 2,297 Mauro Capozucca 1,530 Tyrus Whitehead 1,217 Jessica Kay 916 Christina Benson 682 David Bilotti 534 Kekoa Jacobs 
19,827 Matthew Conrad 6,147 Alexandria Greer 3,995 Jacob Krieger 3,090 Jenny Kim 2,241 Katy Rivera 1,519 Roxana Duarte Castillo 1,208 Maria Lugo Rincon 904 Jovanie Scarlett 674 Jose Carvajal 524 Evangelos Feola 
17,122 Taleb Jammoul Hajali 5,834 Montzer Alwatan 3,949 Jessica Chang 3,074 Sierra Hartwig 2,229 Zayd Alwawi 1,511 Arthur Trost 1,207 Asiguy Haugabook 904 Morgan Lobello 671 Austin Macias 523 Anthony Williams 
17,100 Jeffrey Espinal 5,779 Justin Rydziel 3,919 Daniela Rangel 3,069 Romal Omid 2,209 Michele Faul 1,509 Panaris Bregu 1,181 JustinAdams 893 Tarrance Hankins 665 Megan Bradshaw 507 Jesse Englert 
17,009 Mohamed Aljahmi 5,735 Jillian Getz 3,911 Melinda-Rae Lyse 3,053 Alessandro Succurro 2,206 DaisyVasu 1,508 Asmar Bilal 1,162 Jamie Caldwell 891 PhiPhan 658 Jake Gelb 
15,506 Luciano Valero Vidal 5,703 Aldo Ramirez Marinelli 3,906 Parveen Lakhani 3,051 Nikolai Zollinger 2,197 Marisa Willgruber 1,505 Devin Lewis 1,158 Ryan Slone 881 Steven Warner 658 Kevin Dempsey 
15,340 Cody Gardner 5,646 Michael Burningham 3,904 Mayerlin Ramirez Davila 2,998 Zakaria Elgahmi 2,163 Rielly Maher 1,485 Jonathan Rindt 1,139 Mele Makaui 880 Rubin Chaimov 658 Heriberto Chavez 
14,496 Hemerson Gonzalez 5,636 Taulant Bane 3,803 Ashley Mysza 2,966 Blair Sheppard 2,144 Christian Gojcaj 1,462 Christopher Hintz 1,130 Alejandro Jardon 856 Tina Lopez 658 Crystal Jack 
13,540 Maria Lagios 5,580 Stella Roznovan 3,796 Sara Vaz 2,952 Katharine Thorne 2,141 Brandon Bennett 
13,467 Isabella Chacin 5,557 Clayton Slaughter 3,790 David Carpenter 2,941 Justin Hermann 2,130 Jeffery May 
13,232 Nick Scordos 5,439 Andrew Hynan 3,774 Dianka Blash 2,909 Nicole Castellanos 2,125 Christopher Bentley 
12,377 Ed-Maggie Myrthil 5,419 Darrell Asbell 3,739 Vivian Trinh 2,903 Alexandra Longo 2,122 Almina Jez 
12,313 Daniel Pacheco 5,380 Brandon Hughes 3,672 Nicole Bolognesi 2,897 Jennifer Ragan 2,112 Kasali Kotun 
12,096 Mathew Kahwaji 5,358 Jordan Stelzer 3,650 John Santosuosso 2,876 Fernando Coiran 2,112 Franko Bilbili 
11,946 lan Zollos 5,292 Genesis Medina Mendoza 3,611 Adem Abdula 2,846 Kevin Musai 2,100 Omaira Garces Ramonez 
11,576 Ashley Rust 5,155 Dustin Dunbar 3,606 Kingsley Hansen 2,811 Joshua Notte 2,096 Arcelia Zizumbo 
11,512 Arturo Romero 5,140 Angel Marquez 3,576 PaulSamra 2,716 Stephanie DesForges 2,085 Paige Zuzick 
11,307 Arif Hajro 5,127 Kolin Delija 3,562 Raul Pinto 2,763 Tucker Gregor 2,083 Michael Nehme 
10,605 Jozeí Tina] 5,121 Solgeis Cardozo Mijares 3,561 Dillon Zartman 2,714 Mike Paragiou 2,082 Brenna Behan 
10,348 Mark Dushaj 5,055 Tyler DuBois 3,548 Christopher Larsen 2,706 Nicholas Beyer 2,076 Maryger Guedez 
10,059 Jhanna Valerio Vivas 5,040 Jordan Hamrick 3,543 Micah Focken 2,701 Jason Bratin 2,075 Abigail Luna Rodriguez 
9,905 Matthew McDowell 5,010 Joshua Butrey 3,542 Daniel Prinzo 2,667 Normaned Arocho Pendas 2,073 Brian Colarusso 
9,784 Todd Engelson 5,006 Blake Higuchi 3,459 Nicholas Chuma 2,659 Jacob Whitmarsh 2,064 Michael Grudzien 
9,709 Nicole Sanders 5,006 David Staffiery 3,426 Melissa Grieb 2,656 Garrett Amora 2,062 Ruben Terrero 
9,612 Alejandra Larez Morales 4,972 Logan Buckley 3,417 Troy Plummer 2,635 Kingsley Ibeh 2,061 PaulRumbuc 
9,389 Carlo Buhay 4,945 Hasan Ghazal 3,411 Gregory Rudolph 2,625 Tyler Teague 2,049 Maria Bonilla Borrego 
9,233 Ryan Stenglein 4,891 Marshall Fernandez 3,378 Jennifer Siregar 2,590 Cesar Romero Vasquez 2,043 Akram Mirahmadi 
8,984 Jihad Ottallah 4,863 Michael Geyer 3,369 Amanda Urdaneta 2,568 Trevor Hawkins Shalamzari 
8,943 Chris La Fond 4,843 Alexandra Berberich 3,346 7ackarea Hakim 2,523 Salaur Khorrami 2,033 Austen Oakes 
8,512 Ashkan Khoshmagham 4,842 Justin Sutton 3,342 Carlos Navas 2,500 Timothy Wilson 2,016 Matthew Diulus 
8,241 Mary Ramirez 4,731 Ryan Martin 3,320 Ahmed Elagrab 2,495 William Benline 2,006 Marisa Brockway 
8,224 James Fangmann 4,703 Oscar Gastelum 3,311 Daniel Arzate Roa 2,491 Lubraska Iguaro 1,976 David C Williams 


MÁ Ev 


Taulant Bane Eno Iftiu 


$110,328 $93,186 
AO AO 


DECEMBER BONUS LEADERS DECEMBER BONUS LEADERS | PAYOUT: $153,000 | QUALIFIERS: 334 


$ 110,328 Taulant Bane $ 9,205 Tahis Quintero Bonilla $ 4,281 Kingsley Hansen $ 2,349 Gabriela Sime $ 1,273 Jadelene Welty $ 2,500 Karina Moran $ 1,000 Angelica Leon $ 500 Solgeis Cardozo Mijares $ 500 Abigail Ledesma Sanchez $ 500 Jared Robertson 

93,186 Eno Iftiu 9,046 Luis Vidal 4,275 Kamal Tayyib 2,297 Sabrina Agostini 1,232 Gregory Rudolph 2,000 Damaris Trejo 1,000 Noe Perez 500 Nicole Castellanos 500 Devin Lewis 500 Amalia Rodriguez De Nava 
66,285 Mark Neilson 8,926 David Carpenter 4,261 lan Zollos 2,169 Jinelly Carvajal 1,214 Michael McKiernan 1,750 Carol Fernandez 1,000 Vary Ramirez 500 Yuhail Castillo 500 Aaron Luczak 500 Kara Roenspies 
56,962 Mario Hajro 7,821 Matthew Conrad 4,254 Stella Roznovan 2,157 Tomarus Burks 1,089 Tyler Worstell 1,750 Jennifer Terife Medina 1,000 Frank Romo 500 Pablo Castro Gaulet 500 Ryley Lussier 500 Victor Romero 
55,596 Jorge Caridad 7,278 Carlos Navas 4,039 William Parmeter 2,141 Joseph Crivelli 1,048 Mitzi Holmes 1,500 Lubraska guaro 1,000 Alejandro Sanchez Rios 500 Rosalind Coates 500 Rochelle Magpantay 500 Karen Romero 
38,572 Mark Dushaj 6,951 Nicholas Chuma 3,938 Christopher Hintz 2,083 Jesse Benwell 1,035 Joshua Goodman 1,500 Colten Rice 1,000 Celia Sandoval 500 Brian Colarusso 500 Mohammad Mansouri 500 Oriana Romero-Vasquez 
31,624 Joshua Olin 6,910 Brandon Summerton 3,881 Michael Gerstein 2,062 Peter Gabranski 1,009 Victoria Lewis 1,500 David Wang 1,000 Kayla Shelton 500 Jessica Davis 500 Kishan Manvar 500 Jennifer Savino 
27,860 Melinda-Rae Lyse 6,898 Ryan Stenglein 3,797 Hasan Ghazal 2,057 Beau Cullen 944 PaulSamra 1,250 William Parmeter 1,000 Joshua Shoesmith 500 Donya Devore 500 Rafael Marcano 500 Miguel Serrano 
27,839 Mark Bernsdorff 6,840 Joseph Tomanovich 3,774 Chris La Fond 2,036 Stephen Bowen 893 Alexandra Longo 1,000 Kayla Alligooc 1,000 Temesghen Starr 500 Brandon Dickehage 500 Paula Martinez Mirto 500 Tecole Smith 
26,240 Bobby Gujral 6,571 Spencer Kozej 3,763 Christopher Bungay 1,970 Kevin Gillum 867 Kelly Schoenherr 1,000 Mark Bernsdorff 1,000 Daniel Stekman Lugo 500 Jonathon English 500 Dana Martin Gonzalez 500 Mario Soto 
23,814 Jake Yagjian 6,540 Claude Hamilton 3,672 Jorge Toribio 1,770 Jose Castillo 854 Justin Hermann 1,000 Nicole Bolognesi 1,000 Tyler Teague 500 Torian Fields 500 David Mayfield 500 Maria Spina 
17,739 Mike Paragiou 6,365 Dustin Dunbar 3,471 Stephen Jubrey II 1,766 Britton Costa 781 Andrew Bishop 1,000 Jamie Caldwe 1,000 RobertUnderwood 500 Meagan Frankel 500 Kais Mbuyi 500 Kasandra Steely 
17,380 Daniel Pacheco 6,214 Steven King 3,369 Maria Bonilla Borrego 1,757 Jovanie Scarlett 734 Michael Burningham 1,000 Wade Campbell 1,000 Chayson Williams 500 Taylor Freeman 500 Zachary McCormack 500 Gage Stevens 
15,506 Jhanna Valerio Vivas 6,211 Beau Minnick 3,282 Chase Miller 1,715 Javier Diaz 722 Abigail Luna Rodriguez 1,000 Hortencia Lea 1,000 Nicole Wright 500 Emil Gamidov 500 Brandon Mckandes 500 Michael Stuver 
15,221 Patrick Donovan 5,920 Justin Adams 3,243 Robert Hepler 1,694 Tanner West 703 Jennifer Siregar 1,000 David Carpenter 750 Jiovanna Carrillo 500 Courtney Garcia 500 Michael McKiernan 500 Nelson Sucre 
14,045 Michael Cirelli 5,533 Jessica Chang 3,212 Dennis Hernandez 1,624 Bobby Park 659 Blake Higuchi 1,000 Axel Carrasquel 750 Fernando Coiran 500 Hasan Ghaza 500 Mitchell McLaughlin 500 Maziar Taghdiry 
13,842 Carmen Pena Guedez 5,292 Arif Hajro 3,157 Aaron Friedlander 1,532 James Fangmann 658 Alon Barnur 1,000 Olimar Cassarino Figueroa 750 Gusmary Cordero 500 Melissa Grieb 500 Lawrence McMorrow 500 Edrick Tercero 
13,135 Sara Vaz 5,175 Ryan Slone 3,126 Ronald Rivera 1,505 Sierra Kelsey 639 Steven Pavel 1,000 Elizabeth Contreras 750 Gage Harrington 500 Maryger Guedez 500 Joshua Mclier 500 Ruben Terrero 
12,573 Jenny Kim 5,055 Ryan Martin 3,092 Adrain Alfred 1,486 Matthew Hudlin 631 Michael Denton 1,000 Tara Cottongim 750 Maria Lagios 500 Tarrance Hankins 500 Silas Merkel 500 Francisco Valencia 
12,519 Taleb Jammoul Hajali 5,040 Jordan Stelzer 2,583 Ashley Moss 1,485 James Marks 616 Heriberto Chavez 1,000 Kevin Dempsey 750 Luis Lopez 500 David Hart 500 Shayla Morrissette 500 Fation Vrushi 
12,313 Astrid Ebner 4,958 Todd Engelson 2,538 Joseph Gojcaj 1,420 Matthew Ward 569 Meaghan Krecsko 1,000 Stephanie DesForges 750 Logan Mynhier 500 Melissa Hayfa 500 Kapinga Mpoyi 500 Sarah Walter 
11,711 Carlo Buhay 4,894 Clayton Slaughter 2,523 Zackarea Hakim 1,357 Matthew Bogle 536 Marvin Gonzalez 1,000 Sean Dillon 750 Luke Reiter 500 Joshua Hosenbold 500 Mark Neilson 500 Marshall Weinberg 
9,955 Cody Gardner 4,866 Thomas J Vena 2,495 Mark Lahijani 1,352 PhiPhan 1,000 Lisa Dohmen 750 Heccy Rivas 500 Alejandro Jardon 500 Charles Novak 500 Damian Woods 
9,631 Corey Helly 4,480 Jeffrey Espinal 2,458 Alexandra Graham 1,340 Sylvain Kalombo 1,000 Dustin Dunbar 500 Amina Adamou 500 Almina Jez 500 Trey Oram 500 Wilbert Woods 

1,000 Jeffrey Espinal 500 Estefania Alcedo Bolanos 500 Renata Johnson 500 Tevin Overton 500 Luis Zapata 

1,000 Jennifer Exum 500 Trinity Allen 500 Abigail Jones 500 Connor Palma 500 Arcelia Zizumbo 

1,000 Alek Filtz 500 Luis Almaguer 500 Trey Jungers 500 Maddy Penuela 

1,000 Justin Haisha 500 Garrett Amora 500 Jacqueline Kabluyen 500 Yolamar Picon Mora 

1,000 Ashley Johnston 500 Martha Benitez Ferro 500 Eliza Klich 500 Marion Polk 

1,000 Alejandra Larez Morales 500 Keenan Bignall 500 Evan Labranche 500 Mayerlin Ramirez Davila 

1,000 Thor Leighton 500 Asmar Bilal 500 Liam Ladeira 500 George Ray 

1,000 Jeffery May 500 Keeland Bryant 500 Scott Leathers 500 Rowyn Rivas 


 Enolftiu Bledar Bane Taleb Jammoul Hajali Mark Neilson Mark Dushaj 
$276,414 $142,543 $114,522 $95,412 $71,123 
AO AO Walter Icaza AO AO 


 HULMR 


Ashley Rust | lan Zollos 


Jhanna Valerio Vivas Zackarea Hakim 


Joseph Tomanovich 
$58,384 $49,514 $45,100 $41,723 $39,697 
AO S-S-Parks-Salvaggi Beto Quintero AO AO 
IMGAYROOKIE 


Joseph Gojcaj Sabrina Agostini Jordan Stelzer Alejandra Larez Morales Vivian Trinh 
$122,382 $47,520 $42,054 $40,196 $21,737 
AO AO Matthew Turnquist Jesus Romero AO 


A 
Evelyn Leon-Perez 


Raul Pinto Alexandria Greer 


Manique Sala 
$16,856 $10,741 $10,173 $7,341 $6,732 


Sierra Kelsey 


Jesus Romero Duni Olusegun Stephen Giddens Ralston-Ralston Zaida Ferrer 


4 | @e 


Jessica Chang 


Taulant Bane Mario Hajro Joshua Olin Christopher Hintz 
$193,544 $186,865 $57,050 $47,329 $42,115 
AO AO AO AO 


| 


Eric Thompson 


Carmen Pena Guedez Taleb Jammoul Hajali Jake Yagjian Patrick Donovan 
$36,980 $34,207 $33,385 $26,986 $26,765 
S-S-Parks-Salvaggi Jesus Romero Walter Icaza Albert Serur AO 


DECEMBER BONUSLEADERS | PAYOUT: $3,539,744 | QUALIFIERS: 198 


MEA IMGAYROOKIE RA 
&| 276,414 Eno lftiu &| 122,382 Joseph Gojcaj §| 193,544 TaulantBane 
142,543 re S in 186,865 \ ro 


57,050 Jess 
47,329 Josh 
42,115 Chi 


114,522 


39,697 Jose 


SREINSTATEMENTIBONUS = 
a 


mm (2 © Q (5) 
EA del A R d.h 


Miguel Hernandez Spencer Simmons Nicholas Gasparro  Dason Phaul Mitchell Look 
$6,239 $4,578 $4,312 $3,952 $3,455 


DECEMBER BONUS LEADERS | PAYOUT: $100,226 | QUALIFIERS: 207 


$9,669,787 


All qualifiers listed achieved atleast $500 in bonus totals | WGB qualifiers achieved at least $1000 in bonus totals | WGB recognition is based on $1,000 MTD Net ALP minimum achievement level 


atti wh 


DOLLAR CLUB*^ 


Another champion, another milestone! 
Each champion will receive a bonus of $5,000, plus $5,000 for each additional 


qualification, and the Million Dollar Club Award. Congratulations on your achievements! 


Orett Nelson Logan Klink Ikram Al-Shobaki 

Chalom-Chalom Simon Arias Byron Paz 
Contracted 10/6/06 Contracted 4/1/15 Contracted 4/23/16 
Qualified 12/31/23 Qualified 12/31/23 Qualified 12/31/23 
$2,011,750 Net ALP $1,005,295 Net ALP $1,004,050 Net ALP 


Nick Scordos Mark Diskin Andrew Brown 
AO Simon Arias AO 
Contracted 4/15/20 Contracted 2/6/16 Contracted 5/24/16 
Qualified 12/31/23 Qualified 12/31/23 Qualified 12/31/23 


$1,004,026 Net ALP $1,002,955 Net ALP $1,002,004 Net ALP 


y 


dui 


December Qualifiers— 
Outstanding Producers & PR Representatives: 


DUNDERS 
- FLU 


Noor Musleh 


S-S-Parks-Salvaggi 
2 Qualifications 
$198,338 Net ALP 
86.0 RET 


Ladan Rahbary 


¡ AO 


7 Qualifications 
$130,032 Net ALP 
83.0 RET 


Kelly Ekker 


Tiffany Wagner 

1 Qualification 
$108,732 Net ALP 
83.7 RET 


Sylvain Kalombo 


Duni Olusegun 
1 Oualification 
$87,202 Net ALP 


' 86.1 RET 


Jennifer Terife Medina 


Sergio Carta 

1 Oualification 
$82,755 Net ALP 
85.2 RET 


Pablo Castro Gaulet 


Sergio Carta 

3 Oualifications 
$68,484 Net ALP 
83.8 RET 


Austin Timmons 


AO 

1 Qualification 
$165,289 Net ALP 
93.0 RET 


"E Brandon Bennett 


Simon Arias 

5 Oualifications 
$128,197 Net ALP 
91.3 RET 


Jimmy Quifille 


AO 

1 Qualification 
$96,955 Net ALP 
81.3 RET 


Joey Kennedy 


AO 

- 14 Qualifications 
$84,939 Net ALP 
88.8 RET 


Bryan Juskiw 


S-S-Bendure-Hartwig 
13 Qualifications 
$79,478 Net ALP 
87.4 RET 


Ronald Rivera 


Cohen-Velasquez 
10 Oualifications 
$61,825 Net ALP 
98.0 RET 


Endy Suriel 


Theodore Pappas 
1 Qualification 
$135,774 Net ALP 
82.4 RET 


Michael Battaglio 


Giglione-Ackerman 
9 Qualifications 
$111,918 Net ALP 
81.5 RET 


Muhammed Ashraf 


Theodore Pappas 
21 Oualifications 

$89,420 Net ALP 

87.4 RET 


Matthew Zang 


7 Qualifications 
$84,150 Net ALP 
85.1 RET 


Heccy Rivas 


3 Qualifications 
$74,077 Net ALP 
94.1 RET 


Isaac Foster 


AO 

1 Oualification 
$60,383 Net ALP 
4. 80.9 RET 


- Elite VIP 


SGA 


Training Award 


DECEMBER LEADERS 


23 


/ 


Henderson-Locker Philip Prata 


Beto Quintero 
25% Increase in VIPs 


Theodore Pappas 


15% Increase in VIPs 15% Increase in VIPs 17% Increase in VIPs 


"CRM 


Chalom-Chalom 


2396 Increase in VIPs 


Moore-Sodan 
4296 Increase in VIPs 


Desi Dimitrova 
796 Increase in VIPs 


West-Shogar-Moody 
25% Increase in VIPs 


IX 


Steve Friedlander John Young 
8296 Increase in VIPs 1396 Increase in VIPs 


Andre Hawthorne 
2796 Increase in VIPs 


West-Osili-Moody 
83% Increase in VIPs 


Sergio Carta 
7996 Increase in VIPs 


By top SGA in each category for the highest percentage of increase in total VIPs. The evaluation is tied to increase in VIPs year over year as a percentage of total codes. 


- Elite VIP 
Training Award 


O4 AWARD WINNERS 


SUPERVISING AGENTS 


Zaida Ferrer 
14 VIPs 9 VIPs 7 VIPs 6 VIPs 


Zaida Ferrer Sergio Carta S-S-Parks-Salvaggi 


$219,195 VIPs Net ALP $78,975 VIPs Net ALP $70,090 VIPs Net ALP $64,783 VIPs Net ALP 


GENERAL AGENTS 


why 
AO AO Sabrina Lloyd AO 
7 VIPs 5 VIPs 5 VIPs 5 VIPs 


$53,394 VIPs Net ALP $63,039 VIPs Net ALP $55,258 VIPs Net ALP $38,481 VIPs Net ALP 


WHAT IS THE SA/GA AWARD? 


Stephen Giddens 
6 VIPs 
$35,608 VIPs Net ALP 


à. 


Jesus Romero 
5 VIPs 
$32,341 VIPs Net ALP 


Five SAs and five GAs recognized per quarter with the most direct Code VIPs. Tie-breakers will be decided by the SA/GA with the 


most Net ALP from the VIPs within that quarter. 


Pinnacle 


61 


APEX AWARD 


Q4 AWARD WINNERS 


SUPERVISING AGENTS 


Federico Betancourt Ixsen Carrasquel Martinez Jorge Del Rio Yenniffer Callipare 
Zaida Ferrer Zaida Ferrer AO Walter Icaza 


4 Recruits 3 Recruits 3 Recruits 3 Recruits 
$65,706 Recruits Net ALP $69,859 Recruits Net ALP $18,804 Recruits Net ALP $11,722 Recruits Net ALP 


GENERAL AGENTS 


Solgeis Cardozo Mijares Roxie Soto Carlos Colina Angel C Marquez 
AO Beto Quintero Beto Quintero Walter Icaza 


5 Recruits 4 Recruits 3 Recruits 3 Recruits 
$115,904 Recruits Net ALP $104,665 Recruits Net ALP $27,568 Recruits Net ALP $19,515 Recruits Net ALP 


WHAT IS THE SA/GA AWARD? 


Fulvia Ramirez 
AO 


3 Recruits 
$10,781 Recruits Net ALP 


Luke Houston 


S-S-Bendure-Hartwig 
3 Recruits 
$8,522 Recruits Net ALP 


Five SAs and five GAs recognized per quarter based on how many eligible personal recruits become a New Associate in that quarter. 
Tie-breakers will be decided by the SA/GA with the most Net ALP from the Personal Recruit Codes within that quarter. 


« Dear Future SGA, 


Whether you are new to our Company or someone with tenure, if you have 
ever wondered what you had to accomplish in order to be promoted to 
State General Agent, the answer is simple — achieve these four levels. 


i 
To qualify you must meet the following criteria: 
* 2 years tenure with AIL/NIL 
* Be on an MGA/RGA Contract 
* Production of at least $350,000 of 1st Six Mo. Agent 
production (Last 12 Months) 


l IEV 

You will be flown to McKinney, Texas for dinner and an 
interview. During this time you will also learn about the 
budgetary and start-up process for new SGAs. 


*$500k-$3.5M+ 


Home Office will schedule a follow-up call with you and your 
SGA 60 days after your interview to discuss your progress in 
the areas of recruiting, production and quality. If you are still 
growing and moving forward, we will prepare for Step 4. 


After conferring with your SGA, the Home Office will 

contact you to: 

* Let you know what territory/territories we are offering 

* Discuss who may be going with you. (Your SGA can 
protect one person whom they feel they need to keep.) 


*The earnings potential is typical but not guaranteed. Actual amounts can vary based on individuals results. 


UNLIMITED 


find they all share this philosophy on 
continuous growth. They strived for self- 
improvement, and knew that the end of 


So, if you're interested in the idea of 
lifelong growth, consider the following: 


David Zophin 


DIRECTORS 


OF THE MONTH 


> k + k x 
Leaders growing leaders 


VP of the Month 


Sales Director of the Month 


Carlos Nunez Sanchez 


- Carlos had. 289.8796 growth over 
December 2022. 


PR Director of the Month 


President 
American Income/ 
National Income Division 


“Don't go through life; 


grow through life. $ 


~ Eric Butterworth 


s we dive into 2024 with 
renewed energy and the fresh 
perspective a new year brings, | 


want to take time to focus on growth. As 


an individual, leader, and professional, 
it’s important that growth stays on our 
minds, and that we work on growing 
throughout our lives. In fact, growth 
should be something we never stop 
aiming for. No matter how successful 
you become, how far you've come, or 


Grow as an individual. When 

you invest in yourself, you'll notice 
improvement in your life and your 
surroundings. Nurture self-growth by 
reading books, attending seminars, 
and reaching out to people who have 
accomplished their own aspirations. 
Have an unquenchable thirst for 
learning, and take in everything you 
can that could improve your life. 


Grow as a leader. Be the leader your 
people need you to be. Be present, 
communicative, and understanding. 
Give your people what they need, and 
you'll have what you need. 


Grow as a professional. Have a solid 
plan and commit to it. Make sure 

you do more this year than last, and 
don't ever let the thought that you've 
"made it" cross your mind! There's 
always more to accomplish, so make 
sure it's always onward and upward. 


schooling didn't mean the end of their 
quest for knowledge. 


| hope this year inspires a lifelong 
pursuit of self-improvement in you, too. 
| hope you look at your life as a daily 
opportunity to grow toward the absolute 
best version of yourself. And | hope the 
more you grow, the more you realize 
there is so much more advancing and 
progressing to be done. Your life is filled 
with opportunities to become a better 
you. Don't let a single one pass you by. @ 


how much you've learned, there's always 

more. There's always more to take in and If you take a close look at the most / 
successful people or the people 

you admire the most, | think you'll 


Armando Rodriguez Stephanie Baumann 


AAA E m e iaa s realize, and if we think otherwise, we're 
Stephanie met 160.49% of selling ourselves short. 


Objective during December 2023. 


Armando had 223.14% growth over 
December 2022. 


Ñ e r Tf PRESORTED 
SM FIRST-CLASS MAIL 
S G lobe L | e U.S. POSTAGE 
PAID 


American Income/ INTEG 
. . o o 76712 
National Income Division 


1200 Wooded Acres Drive | Waco, TX 76710 


DECEMBER TOP PRODUCERS 


The Monthly Top Achievers include the top Rookie Producer, Veteran Producer, SA and GA in their respective monthly 
categories, the top two MGAs and RGAs in Categories I-IV based on monthly % growth, the PR Representative with the 
most cards generated for the month, and the top two SGAs in Categories I-IV based on monthly % objective. 


)DUCER 


yi 


ROLANDO MIRABAL | | l 
MORALES | FIRAT UCAR KARINA MORAN 


$94,660 NET ALP $313,898 NET ALP | $101,462 1ST 6 MONTHS 


Me - TALEB JAMMOUL 
ISABELLA CHACIN (| BLEDAR BANE HAJALI 
$174,330 1ST 6 MONTHS 468.8% GROWTH 187.8% GROWTH 
a — 
^ JOO, a tb 
all bee A í | 


MARK BERNSDORFF » 4 CHRISTOPHER HINTZ | MALKA ARONY 
Yi 226.1% GROWTH $ 225.5% GROWTH 6,597 CARDS 


| 
BETO QUINTERO 


ARIAS-DLABIK 
if $ 133.0% GROWTH 


117.4% GROWTH
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